Eligible Credit Union Partners for NCCC Members

We have partnerships with select credit unions to give our members access to affordable, community-focused financial services.

To apply for membership, contact a partner credit union directly. Each credit union sets its own membership criteria. While NCCC membership provides a path to eligibility, it does not guarantee acceptance.

Note: Members can view credit union eligibility details and print an eligibility confirmation through the Member Center. For specific account or service questions, please reach out to the credit union directly.

Disclaimers:

NCCC does not manage, review, or approve individual credit union applications.
Eligibility is subject to each credit union’s policies, membership field, and approval process.
Some credit unions may require additional documentation beyond NCCC membership to complete the account opening process.
NCCC does not receive compensation from partner credit unions for referring members.
All information provided is deemed current and accurate to the best of our knowledge, but we encourage you to verify the latest services, eligibility requirements, and membership details directly with the credit union before applying

How to Apply for Credit Union Membership

Step 1: Join NCCC and get your eligibility confirmation.
Step 2: Choose a partner credit union that fits your needs.
Step 3: Visit the credit union’s website or local branch.
Step 4: Complete the application and submit proof of NCCC membership if requested.

Why Choose a Credit Union?

Lower fees than traditional banks
Better interest rates on loans and savings
Member-owned and community-focused
More flexible lending options for people with nontraditional income or credit history

Your membership with the North Carolina Consumers Council (NCCC) may provide eligibility to join the following credit unions:

Carolina Cooperative Federal Credit Union

Deposit Products: Mobile & online banking, printed checks, e‑statements, savings accounts.
Lending Services: Mortgages (via partner).
Digital Tools: Online & mobile banking, e‑statements.
Support Services: NCUA insured.
For more info, contact the credit union at Carolina Cooperative Federal Credit Union

Carolina Federal Credit Union

Deposit Products: Personal checking and savings accounts.
Lending Services: General lending services (details not listed).
Support Services: Branch-based support by phone or in-person.
For more info, contact the credit union at Carolina Federal Credit Union

Carolinas Telco Federal Credit Union

Deposit Products: Savings, checking (Prime, High‑Yield), Christmas Club, IRAs, HSAs, share certificates.
Lending Services: Auto, credit cards, mortgage, HELOC, ATV/boat/RV loans.
Digital Tools: Online & mobile banking, virtual assistant, FICO score access.
Support Services: Member Rewards, personalized service.
For more info, contact the credit union at Carolinas Telco Federal Credit Union

Coastal Credit Union

Deposit Products: Savings, checking, high‑yield accounts, IRAs, HSAs, money markets.
Lending Services: Mortgages, personal loans, real estate services.
Digital Tools: Mobile banking, online tools, extended teller hours.
Support Services: Free debt counseling, retirement planning.
For more info, contact the credit union at Coastal Credit Union

Members Credit Union

Deposit Products: Savings and checking accounts.
Lending Services: Auto, home, and consumer loans.
Digital Tools: Mobile and online banking.
Support Services: Investment products via LPL Financial.
For more info, contact the credit union at Members Credit Union

NOVA Credit Union

Deposit Products: Savings, checking, money market, business checking, CDs.
Lending Services: Auto loans, mortgages, credit cards, personal loans.
Digital Tools: Online and mobile banking.
Support Services: Investment planning, credit building tools.
For more info, contact the credit union at NOVA Credit Union

RTP Federal Credit Union

Deposit Products: Savings and checking accounts with e‑Statements.
Lending Services: Not listed.
Digital Tools: Home & mobile banking, bill pay, Secure Chat.
Support Services: Touch Tone Teller, IDSafeChoice, wire transfers, notary.
For more info, contact the credit union at RTP Federal Credit Union

Skyla Federal Credit Union

Deposit Products: Savings, checking, CDs, IRAs.
Lending Services: Loans, credit cards.
Digital Tools: Online and mobile banking.
Support Services: Insurance, business services.
For more info, contact the credit union at Skyla Federal Credit Union

Summit Credit Union

Deposit Products: Personal and business checking and savings.
Lending Services: Notary and safe deposit box services (loan services not specified).
Digital Tools: Online banking and direct deposit.
Support Services: Member support and education.
For more info, contact the credit union at Summit Credit Union

Vision Financial Federal Credit Union

Deposit Products: Share accounts, checking, money market, CDs, IRAs.
Lending Services: Auto, home, personal, credit lines, credit cards.
Digital Tools: Online banking.
Support Services: Notary, travel cards.
For more info, contact the credit union at Vision Financial Federal Credit Union