Aflac is warning consumers to beware of a scam using their name. Scammers are sending out fraudulent checks bearing the Aflac name and logo, leading recipients to believe they have won a sweepstakes.
The scammers are allegedly contacting consumers by phone or letter, telling them that they have won a financial prize. The victim will then receive a check in the mail appearing to be made out to them from Aflac for as much as several thousand dollars, and are told it is to be used in part for payment of either taxes or a 'processing fee,' which must be paid right away.
Before the victim can pay the erroneous 'fees', they must deposit the bogus check into their checking account, then are told to wire a certain amount of money back to the company. Usually by the time the bank discovers that the check is a fake, the victim has already sent cash to the scammers.
Most likely those behind the scam believe that most banks will not immediately question a large check from an insurance company like Aflac.
Unfortunately, in this kind of a situation most banks will not cover any losses, and consumers have to pay the bank back out of their own pocket.
In a statement, Aflac said that 'We urge consumers to disregard any letter or check that suggests a promotional reward bearing the Aflac name — the letter and the check are bogus, and the check will not be honored by any financial institution.'
Aflac also says that it would never require policyholders to wire any funds prior to obtaining legitimate claims payments.
The FBI and the United States Secret Service have also been notified of this scam.