News, Recalls & Scam Alerts

car refueling

High Octane Gasoline Doesn't Always Equal Better Performance or Even Better Fuel Economy

Your car's manual and gas cap both say to use regular unleaded gasoline. But would you get better performance and better fuel economy by switching from regular octane fuel to mid-grade or even premium fuel? Probably not. If your car was designed to run on regular unleaded gasoline, the only thing you'll notice by using a higher grade fuel is that it costs you more to fill up your tank.

Crowd of People

Top Tips for Spotting the Red Flags of a Scam and Keeping Your Money and Information Safe

Scammers are constantly coming up with new ways to fool their victims in an effort to steal money or sensitive personal information. While there are many different ploys and tactics used by these con artists, most scams will typically have several elements in common. If you are able to recognize the red flags of scams, you'll be in a much better position to stop scammers in their tracks.

Scam Alert

Scam Alert: Con Artists Are Targeting Consumers Going Through Bankruptcy Court Proceedings

People going through bankruptcy proceedings are already hard-pressed for money, but that doesn't stop the scammers from seeing a quick payday. Unfortunately, scammers are taking advantage of these good people who fell on hard times and use fear to steal whatever money they have left. If you or anyone you know is going through bankruptcy proceedings, watch out for these signs of a scam.

Credit Card

Each of the Dozens of Credit Scoring Models in the Credit Industry Gives a Different Credit Score

Most people don't know that there isn't one true credit score. In fact, there are a number of different credit scoring models and they vary from one place to another. So it's important to realize that the credit score you see, whether it be from one of the major credit reporting agencies or from your credit card company, isn't necessarily the score that's used for your credit decisions.

Business Open Sign

You Can Save Some Money With These Shopping Tips the Stores Want to Keep Hidden From You

Bargain hunters already save money regularly by cutting coupons and shopping during sales. But there are many other ways you can save money when shopping that the stores try to keep secret from you. So what do you do to save some money on your next shopping trip? Combining these shopping strategies with coupons and sales can help you save as much of your hard-earned money as possible!

Key In Door

Keep Your Valuables and Personal Info Safe When Potential Home Buyers Come to Check It Out

When we sell our homes, we pay so much attention to cleaning the counters and floors, painting the walls, and baking cookies. If you have a good Realtor, you'll know that potential buyers will be checking out much more than that! They won't just look around. They'll also be opening drawers and going places you wouldn't ordinarily expect. So it's important to take a few security precautions.

Graduation Cap Toss

All Student Loans Have Differences That You Should Review Carefully Before Accepting One

Applying for student loans isn't fun or easy. When you finally get a loan offer, you may be so excited that you accept it right away without hesitation. But you should be doing your research on all student loan offers before accepting one. There are many different types of students loans available and each one has different considerations that can make a huge difference when it's time to repay.

Full Refrigerator

Food Safety Tips: Keeping Perishable Food Safe Is Critical Whenever Your Power Goes Out

Anytime your power goes out due to high winds, snow, ice, thunderstorms, hurricanes, floods, fire, or anything that causes electrical failure, the safety of the food inside your refrigerator and freezer is immediately jeopardized. Knowing how to determine if food is safe and how to keep it safe will help you minimize the potential loss of food spoilage and reduce the risk of foodborne illness.

Gas Pump

Fuel Injector Cleaner: Should You Believe All the Hype and Advertisements or Steer Clear?

We've all seen the advertisements on TV, in magazines, and in the automotive section of the local store for fuel injector cleaner. The advertisements typically promise performance gains and better fuel economy, not to mention a very convincing before and after comparison photo showing how much cleaner your fuel injectors can become. But how much truth is there to all the hype and advertisements?

Hard Drive

Keep the Inside of Your Computer Clean and It Will Be Faster, Cooler, and More Efficient

Many of us know the importance of keeping our computer's software updated in order to keep it running at its best. But not many people know about the importance of keeping the inside of our computers properly maintained in order to get the longest life and best performance. A computer that can't 'breath' properly is prone to overheating, which can cause slowdowns, shutdowns, and heat damage.

Law Books

Class Action Lawsuits Seem Good, but Have a Lot of Drawbacks That Don't Make Them Ideal

We're sure you've heard people talking about how much a class action lawsuit is needed for a particular legal problem. But most people really don't know anything about class action lawsuits, let alone the potential drawbacks they can bring. While class action lawsuits can do good by (eventually) punishing a company for doing wrongs, it's usually the lawyers, not the consumers, who get a fat check.

Man on Rock

Avoid Travel Scams With These Tips When You're Making Plans for Your Next Summer Vacation

The summer travel season is almost here, meaning many families are gearing up to hit the road for the unofficial start of summer. But not much can ruin your great vacation faster than falling for a scam or realizing that you're on the wrong end of a bad deal. Before you find yourself trying to salvage your summer vacation plans, check out these tips about scam prevention and protecting your money.


Does Your Car Have Small Scratches in Its Clearcoat Finish? Use Toothpaste to Remove Them!

Who knew that toothpaste could be so versatile? You use toothpaste to clean and polish your teeth. But have you ever considered using toothpaste to polish out those small scratches in your car's clearcoat finish? We're guessing that you haven't. So, the next time your car gets a small scratch, consider reaching for a damp cloth and your favorite tube of toothpaste before more expensive solutions.


Behind on Your Auto Loan: Tips to Get You Back on the Road to on-time Payments Once Again

Ensuring that you pay your bills on time is essential to maintaining or improving your financial situation. Late payments will show up on your credit report, hurt your credit scores, and limit your ability to get other credit. So what should you do if you're one of about 6 million people who fall 90 days or more behind on your car payments? There are things you should do when calling your lender.

Arbitration Papers

Mandatory Arbitration Clauses Are Everywhere but Aren't Really That Good for the Consumer

You may have heard of arbitration, but you probably don't know exactly what it entails. Arbitration is another method of resolving disputes where parties present their sides of a complaint to an independent person who then decides on the rules, facts of the case, and arguments before making a decision on the dispute. It's similar to court proceedings, but you're not in front of a judge or a jury.

Airline Cabin

Increase Your Odds of a Free First Class or Business Class Upgrade on Your Upcoming Flight

If you're like most travelers, you don't buy first class or business class tickets when you fly. But it can be hard walking through those sections as you walk to the back of the plane. The people sitting in the front may have paid for their tickets since the cost for those seats has fallen, but some of them may have gotten free upgrades. How can you get a free first class or business class upgrade?

Car Repair

You're Changing Your Oil Far Too Often if You Still Buy Into the 3,000 Mile Oil Change Myth

The days of the 3,000 mile oil change are long gone, yet many car owners are still wasting money on oil changes done far too frequently. Even basic motor oils last much longer than 3,000 miles, but many people blindly follow the oil change sticker in the corner of the windshield. Oil change ares a big money maker for shops, which don't want you to know that you can push your oils changes further.

Credit Reports

You Get Free Credits Reports Every Year Without Having to Sign Up for Special Services

You hear about free credit reports everywhere, but they're rarely ever free. In fact, you'll probably have to enroll for future recurring charges or pay fees for other unanticipated services. Before you jump into something that you don't fully understand, you should know there is a truly free option out there. You can get a truly free credit report each year from each of the three major credit bureaus.

Burned Home

Your Gas Water Heater and Other Appliances May Be at Risk of a Sudden and Deadly Flashback Fire

Do you know if your home's gas-fueled water heater safe? In all likelihood, there's probably nothing wrong with it. But there is a hidden danger in all gas water heaters, or any gas-fueled appliance with a pilot light, that most people don't know about until it's too late. What is that hidden danger? These appliances have pilot lights, which can ignite certain vapors, producing sudden flashback fires.


Stay Back 200 Feet - Not Responsible For Windshields Is Scare Tactic To Avoid Insurance Claims

You may have seen the signs on the back of nearly every dump truck as you drive down the highway. Stay Back 200 Feet - Not Responsible For Windshields is a scare tactic the owners of the trucks often use to frighten you into not filing an insurance claim against them for your broken windshield. But in North Carolina, you can file a claim for damages caused by something falling from one of these trucks.

Car Exhaust

Federal Emissions Warranties Are Often Forgotten or Overlooked When Your Vehicle Needs Repairs

What is the federal emissions warranty and what does it cover? If you don't know, you're not alone. Most people don't know about the federal emissions warranty, let alone the provisions of the law that allow you to have free repairs for certain emission-related defects. If you're one of those people, don't spend money needlessly or going without free repairs to your vehicle's emission system.

Credit Cards

Credit Cards Are Convenient, but Can Cause Unexpected Headaches When Traveling Internationally

If you're planning to take a trip outside the country, your credit cards may not be that much of a priority. But if you're not careful, you can rack up a lot of unexpected fees and charges, which can tarnish the memories of your trip. Never assume that your credit cards will work the same way abroad as they will at home. So before you use your credit cards outside the country, keep these things in mind.

Cell Phone

Watch Out for Strange Text Messages Trying to Steal Your Personal and Financial Information

If you get a strange text message from an email address or number you don't recognize, it's probably best to ignore it. Believe it or not, responding to one of these messages can cause you a lot of unforeseen problems. You might find that you suddenly have unwanted charges on your phone bill or have become the victim of identity theft. In any case, you're confirming to scammers that your number is good.

Credit Cards Pocket

Avoid These Balance Transfer Credit Card Traps That Can Increase Your Total Debt, Not Reduce It

When trying to get out of credit card debt, many people want to transfer their card balances to one or more balance transfer cards, which often have a zero percent promotional interest rate. When used correctly, balance transfer cards can be a great way to help you get out of debt faster. But if you're not careful, balance transfer cards can put you further in the hole with unexpected fees and terms.

Jet over City

What Should You Know About Air Turbulence and How to Protect Yourself During Your Next Flight

Experiencing a turbulent flight can be unnerving to even the most seasoned air traveler. The worst is that it's completely unavoidable, even creeping up on your flight on a perfectly clear day. But while air turbulence is an accepted part of air travel, there are some things you should do to ensure your safety and the safety of those around you on your next flight should sudden air turbulence crop up.

Backup Camera

Federal Laws Do Not Require a Credit Check if You Bring Your Own Financing to the Car Dealership

Whether you are the kind of car buyer who already has financing in place when going to check out new cars or if you just have a sudden urge to stop by the lot on the way home, there's something you need to know to avoid becoming a victim of an unscrupulous car dealer or salesman. Regardless of what you might hear, the USA PATRIOT Act of 2001 does not require that the dealership perform a credit check.


Tips to Help You if Your Windows Device Seems to Be Dropping Your Wireless Internet Connection

Ever want to get online but receive an error message that the connection is unavailable? The inability to get online is often related to the need to reboot or reset your hardware, but we've investigated and have a step-by-step series of procedures for you to consider in order to get you reconnected to the world. While these steps might not fix your problem, they may point you in the right direction.

Doctor Supplies

It's Probably Not Cancer: Self-Diagnosis Using Online Medical Information Is Rarely Reliable

Modern technology has put a wealth of information of all types at our fingertips, so it's little wonder that we turn to Google at the first sign of a problem. Unfortunately, when we self-diagnose our medical concerns with the help of online resources such as search engines and WebMD, we are often inaccurate. The result is a sense of panic about a medical condition that in all likelihood doesn't apply.

Financial Aid

Tuition Payment Plans Can Help You Pay for Higher Education and Make Student Loans Unnecessary

Students getting ready to go college have a lot on their minds: finding classes, decorating dorm rooms, catching up with friends, and figuring out the best way to balance a job. With these concerns weighing on them, the thought of how to pay tuition is one thing that many students and their parents would prefer not to worry about. But there are options available to make it a bit easier.

Medical Doctor

Industry Responding to Increasing Public Pressure to Address Rising Cost of Life-Saving Insulin

If you are one of the millions of Americans who need life-saving insulin, you know that its cost has increased a lot over recent years. Responding to public pressure, the industry is taking steps to lower these rising costs. Insulin is used to treat type diabetes, a condition where the body fails to regulate its own insulin supply and that costs about $330 billion in health care expenditures annually.

car bumper

Certain Allergy Medications Can Seriously Impact Your Ability to Drive or Operate Machinery

Seasonal allergies are once again starting to take off. Before you start taking allergy medications, it's important to know that some of them, even when taken properly, can have unexpected side effects that leave you slow to react and unexpectedly drowsy. These effects can be worsened when combined with other medications or alcohol. So you need to be careful if you plan to drive or operate machinery.

lawn mower

Spring Allergy Season Is Upon Us, So Start Your Precautions Now to Avoid a Miserable Reaction

Spring temperatures are finally here. But don't rejoice just yet since it's also the time of the year when you can write your name in yellow pollen everywhere. If you're one of the unfortunate people who suffer from seasonal allergies, you're probably already barricading the doors and windows for the oncoming siege. But there are things you can do to treat and prevent seasonal allergies.

Home Sold Sign

Watch Out for Scammers Targeting Home Buyers at Closing if You're in the Market for a New Home

Are you thinking about buying a new home? It's almost the most popular time of the year for home sales, and you wouldn't be alone if you're thinking about jumping into the housing market. If you are looking, you should also be looking for scammers that want to steal your closing cost funds by pretending to be your real estate agent, closing attorney, title company, escrow company, or mortgage company.

Cadillac Steering Wheel

GM Recalling Various Vehicles to Replace Steering Gear Over Loss of Power Steering Concerns

General Motors (GM) is recalling certain 2016-2018 Cadillac CTS, 2017 Cadillac ATS, 2017 Chevrolet Camaro, and 2017 Chevrolet Corvette vehicles. The electric power steering (EPS) assist system may fail while driving. If power steering assist is lost, manual steering functionality is retained but would require increased steering effort, particularly at lower speeds, increasing the risk of a crash.

GMC Grille

GM Pickup Trucks Recalled With Fuel Tanks That Can Expand and Become Punctured by Driveshaft

General Motors (GM) is recalling certain 2016-2018 GMC Sierra 3500 and Chevrolet Silverado 3500 trucks equipped with gasoline engines and dual fuel tanks. The fuel level sensor in the front fuel tank may stick in a low-level position, allowing the rear tank to overfill the front tank. If the front tank is overfilled, it may expand and contact the driveshaft, causing a fuel leak that can lead to a fire.

Bananas On Shelf

Reusable Grocery Bags: Great for the Environment but Can Make You Sick if They Are Contaminated

If you are like many grocery shoppers, you use reusable grocery bags to lessen your impact on the environment. Taking advantage of these heavy duty bags makes it easier to move your groceries from cart to car and then inside your home. But there's a hidden danger many people don't know about when it comes to these bags. Depending upon what you carry in these bags, you can be putting your health at risk.

Financial Aid

Student Loans: Know About These Different Options for Lowering and Eliminating Monthly Payments

Student loans are complicated and many things can go wrong when inexperienced young people have to pay back these loans. If you're a first-time borrower, you need to know the basics about paying back student loans and the different ways you can reduce or eliminate your payments. If you already have student loans, now is a good time to take a second look at your terms and the path to paying them off.

Car Dealer

When Can Your Car Dealer Void Your Vehicle's Warranty or Deny Auto Warranty Service Claims?

Can a dealer void your car's warranty if you have someone else do routine maintenance on your vehicle? What if you use aftermarket parts to make repairs or to perform your maintenance? What if you have made upgrades to the car, such as installing a new audio system or new lighting? What if your vehicle has undergone body work. The answer is usually no, but it could be yes depending upon the work done.

Chrysler Badge

Chrysler Recalls Certain Pacifica Vehicles Due to Control Arm Separation From Steering Knuckle

Chrysler is recalling certain 2018 Pacifica and Pacifica hybrid vehicles. Some vehicles built during a certain date range may experience a separation of the right front lower control arm from the steering knuckle. If this separation occurs while the vehicle is in motion, the driver may experience a loss of directional control. A loss of directional control can cause vehicle crash without prior warning.

Home Front

Deceptive Mortgage Advertisements: What They Say, What They Leave Out, and What They Cost You

If you're looking for a mortgage, you may find ads offering low rates or payments. Whether you see them on the Internet, on television or in the paper, or whether they come by fax or mail, some ads look like they're from your mortgage company or a government agency. Remember that while the offers are tempting, some are flawed and don't disclose the true terms of the deal as required by law.

Scam Invoice

The Yellow Page Business Directory Invoice Scam Continues to Claim Victims in North Carolina

Businesses of all sizes should be on alert for fake invoices for supposed listings in the Yellow Pages or other business directories, which are once again increasing in frequency. While it can be very easy to fall for this particular scam, it can also be easy to spot if you know what to do. Knowing what this scam is all about before you fall victim and lose your hard-earned money is your the first step.

Kia Wheel

Kia Recalls Sedona Vehicles With Possibly Damaged Wire Harness Affecting Air Bag Deployment

Kia is recalling certain 2015-2018 Sedona vehicles with manually-adjusted front passenger seats. Over time, the Occupant Detection System (ODS) wiring harness located underneath the front passenger seat may bend from the weight of the passenger on the seat cushion. Over time, repeated bending can break the wire harness, causing the ODS to not suppress the front passenger airbag in certain conditions.

Time Change

Take Some Time to Prepare Your Children for Daylight Saving Time With These These Simple Tips

Most of your digital clocks will automatically change when Daylight Saving Time (DST) kicks in on March 10, but your children's internal clocks won't make the change as easily unless you prepare them beforehand. If you have children, you know how difficult adjusting to the time change can be. But many parents don't do much to prepare their children for the time change, leading to messy sleep patterns.

Subaru Badge

Subaru Brake Light Switch Can Malfunction Disabling Brake Lights and Causing No Start Condition

Subaru is recalling certain 2014-2016 Forester, 2008-2016 Impreza sedans, 2012-2016 Impreza station wagons, 2008-2014 WRX sedans (including STI), and 2013-2017 Crosstrek vehicles. Some contaminants may cause the brake light switch to malfunction, preventing brake lights from illuminating, preventing keyless ignition vehicles from starting, and CVT/automatic transmissions from being able to be shifted.

Kia Interior

Overheating Catalytic Converter Can Damage Engine and Cause Fires in Recalled Kia Soul Vehicles

Kia is recalling 2012-2016 Soul vehicles equipped with 1.6L Gasoline Direct Injection (GDI) engines. High exhaust gas temperatures may damage the catalytic converter, possibly resulting in abnormal engine combustion, damage to the engine's pistons, and possible piston connecting rod failure. Engine damage can also stall the engine or result in an oil leak, which increases the risk of vehicle fires.

Hyundai Logo

Feds Expect Recall From Hyundai for Tuscon Vehicles Prone to Engine Stalling and Engine Fires

Hyundai is recalling certain Tuscon vehicles for oil leaks, which stems from a related investigation by federal authorities looking into Hyundai's response to similar incidents in vehicles with similar engines. These vehicles may have a defective oil pan to engine block seal that allows excessive oil leakage that can cause engine damage, high-speed stalling and a vehicle fire. A fix is not yet available.

Amazon Box

Amazon Day Allows Amazon Prime Members to Get Packages All at Once on Chosen Day Each Week

Amazon is giving Prime members a new option when it comes to getting deliveries. Members who want to have all orders delivered on one particular day of the week in one shipment as opposed to throughout the week in multiple shipments can now choose an 'Amazon Day.' Amazon hopes this new program can cut back on shipping waste resulting from multiple deliveries and give members a regular delivery schedule.

Tax Forms

Getting a Six Month Extension to File Your Federal Income Tax Return Is Easier Than You Think

Needing more time to prepare and file your federal income taxes is more common than you may think. If you need more time before the tax deadline, ask for an extension. Contrary to popular belief, requesting an extension doesn't trigger an audit and typically takes only a few minutes. Requesting an extension doesn't give you more time to pay, but it gives you time to get everything in order.

Dog in Yard

Be Ready for Spring by Knowing How to Check for Fleas and Prevent a Flea Problem With Your Pet

We all love our furry little friends. When they hurt, we hurt and want to do whatever we can to make them feel better. So, what do we do when our furry little friends are under siege from a tiny army of fleas? Often, we may not know whether our smallest family members have fleas. We might even only first notice them several weeks after the infestation begins. So, we'll start with how to recognize them.


If You Want a Larger Tax Refund This Year, Don't Miss These Common Tax Breaks and Deductions

Are you looking for the biggest tax refund you can get this year? Well, you're not alone. But too many people miss out on some common tax deductions every year. But you don't have to be one of them. Review the following tax deductions to see if you might be missing out on a larger tax refund. And don't despair if you see something you may have missed last year. You can always amend last year's taxes.

Subaru Navigation Backup Camera

Subaru Recalls Models to Fix Blank Backup Camera Displays Caused by Software Glitch in Audio Unit

Subaru is recalling certain 2018 Legacy, Outback, and BRZ vehicles. A software glitch may cause the audio display to not initialize, resulting in the camera display remaining blank. If this occurs, the rearview image will not display while backing up the vehicle. In addition to these vehicles, other models have a one-time courtesy software update available to address various issues with similar audio units.

Ford Assembly

Ford F-150 Trucks That Can Downshift Into First Gear Unexpectedly While in Movement Recalled

Ford is recalling 2011-2013 F-150 vehicles equipped with a 6-speed automatic transmission. The vehicles may experience an intermittent loss of the Transmission Output Speed Sensor (OSS) signal to the Powertrain Control Module, resulting in a sudden unintended downshift into first gear while the vehicle is in motion. A sudden downshift without warning can result in a loss of vehicle control and crash.

Acura Steering Wheel

Particulates in Fuel May Adhere to Internal Fuel Pump Components in Recalled Acura and Honda Cars

Honda is recalling certain 2016-2018 Acura MDX, 2015-2019 Acura TLX and 2015-2017 Honda Accord vehicles equipped with a 3.5L V6 engine. Particulates in fuel with high sodium content can adhere to the internal components of the fuel pump when it is in low-voltage operating mode during certain ambient conditions. This can cause reduced fuel flow to the engine, possibly resulting in an unexpected stall.

Honda Ridgeline

Reduced Fuel Pump Performance May Cause Stall or Fires in Recalled Honda Ridgeline Vehicles

Honda is recalling certain 2017-2019 Ridgeline trucks. Car wash detergents containing sulfuric acid could drain from the truck bed and seep into the fuel pump’s fuel feed port. If the substance is not fully rinsed, it can cause the fuel feed port to crack, resulting in a pressurized fuel leak. Fuel leakage in the presence of an ignition source increases the risk of a fire and an unexpected engine stall.

Ram Badge

Drag Link Separation Can Cause Complete Loss of Steering Control in Recalled Ram Vehicles

Chrysler is recalling some 2013-2017 Ram 3500 and 2014-2017 Ram 3500 Chassis Cab and Ram 2500 vehicles. The outboard steering linkage jam nut may loosen, allowing one end of the drag link, a part that allows alignment adjustment, to unexpectedly separate. Once separation occurs, turning the steering wheel has no effect and there is no way for the driver to control or maintain the direction of the vehicle.

Pill in Hand

Older Adults Should Be Mindful of Certain Prescription and Over-the-Counter Medication Safety Tips

We typically take more medication as we get older, increasing the chances of side effects and drug interactions. As we age, physical changes can affect the way medicines are handled by our bodies, leading to potential complications. So regardless of age, we need be mindful when taking medications, herbal preparations, and supplements to avoid drug interactions, side effects and dangerous complications.

Nissan Grille

Nissan Recalls Altima Vehicles With Rear Doors That May Open When the Window Is Adjusted

Nissan is recalling certain 2015-2017 Altima vehicles previously remedied under recall number 17V-040. The door latch-lock cable may not have been routed properly in the rear door when the remedy was applied. As a result, the cable may interfere with the window regulator causing the rear passenger door to unlatch and inadvertently open without warning when the window is lowered.

Kia Wheel

Kia Recalls Various Vehicles With Replacement Engines for Fuel Leaks in High Pressure Fuel Lines

Kia is recalling some 2011-2017 Optima, 2012-2017 Sorento and 2011-2018 Sportage vehicles that previously received an engine replacement under warranty or various campaigns. The high pressure fuel pipe that connects to the fuel pump outlet may have been damaged, misaligned or improperly torqued during the engine replacement procedure, possibly causing a fuel leak. About 71,653 vehicles are affected.

Elderly Couple

You Can Get a Federal Income Tax Credit if You Financially Support Your Aging and Elderly Parents

If you are caring for an elderly parent, you already know that it can get quite expensive. But you can qualify for a some tax credits and tax deductions from the Internal Revenue Service (IRS) for the financial support you provide. There are a lot of different factors to take into consideration, so you may or may not qualify. But if you are able to qualify for the credits, you can see serious savings.


Job Search Expenses Can Be Tax Deductible on Your Income Tax Return, Even if You Don't Get the Job

If you've been looking for a new job in the same line of work as your last job, you may be able to deduct some of your job search expenses on your federal income tax return. It doesn't even matter if you get the job. But the Internal Revenue Service (IRS) does have some limitations. So if you've been looking for a new job, check into whether your situation qualifies you for a tax credit.

Instrument Cluster

Extended Warranties: Get the Pros and Cons of Extended Auto Warranties Before You Spend the Money

Do you really need an extended warranty on your new (or new to you) car? A decade ago, it was simple. You probably didn't need an extended warranty unless you were getting a vehicle that typically had a lot of problems or was the first model year. Today, the answer is not so simple since vehicles have made leaps and bounds in reliability, but also have a host of new gadgets that can cost money to fix.

Crashed Car

Your Car Was Totaled? What Does It Mean and How Does the Insurance Company Make That Decision?

When it comes to car crashes, you often hear that a vehicle was declared a total loss by an auto insurance company. Many people believe that a total loss declaration relates to the amount of damage or the severity of the crash. But vehicles can be declared a total loss as a result of both a major collision or even something as insignificant as a minor dent or ding. It's all about the vehicle's value.

Aloe Vera Plant

Check Out These Plants Before Buying Expensive Equipment if You Want Better Indoor Air Quality

It's a fact that indoor air quality can very quickly go from good to poor, especially during those times of the year when doors and windows are closed around the clock. Unfortunately, many of us overlook the importance of indoor air quality and its effects on our health and even allergies. Rather than rush out to buy expensive air purifiers, consider the best plants that work as natural air purifiers.

Credit Cards Laptop

Watch Out for These Red Flags of a Credit Repair Scam and Avoid Companies That Display Them

A financial setback is devastating, especially to your credit rating. Repairing the damage to your credit can seem impossible. During these times of anxiety, it can be easy to fall victim to scammers wanting to take your money with promises of repairing your credit history. Before you fall victim to a credit repair scam, look out for these red flags and avoid companies that display them.

Backup Camera

Do You Know the Basics of Auto Insurance Coverage and the Minimum Requirements in North Carolina

What do you know about maintaining the right amount of automobile insurance in North Carolina? If you're like most people, you set it and forget it. That might be perfectly fine, but you should get in the habit of checking your coverage limits and adjust them accordingly. Even if you have the minimum auto insurance coverage to be legal in North Carolina, you might not be carrying enough to be protected.


What Is Radon and Why Is Testing for This Deadly Element Often Required Prior to a Home Closing?

Anyone who has purchased a home has probably been offered or even been required to have a radon test performed before closing can proceed. But you may have wondered what radon is and why the test is even necessary. Radon is a naturally-occurring chemical element and the second-leading cause of lung cancer. Testing for it is very simple and mitigation methods can prevent it from becoming a health issue.

Gas Fill Up

Cheap Gas Near Me: Here Are Some Apps to Help You Find Open Gas Stations and the Lowest Prices

It can be frustrating to pull into a gas station and start pumping only to see that the price across the street is much cheaper. It can be even more frustrating during times of shortage to pull into a station only to see that no gas is available. So what do you do? There are many gas apps available for download that can help you scope out the cheapest stations that actually have fuel for you to buy.

Lady Justice

FTC to Mail Refund Checks to Victims of Company Using Deceptive Advertising & Billing Practices

Keep an eye on your mailbox! The Federal Trade Commission (FTC) is mailing 227,995 checks totaling more than $6 million to those who purchased health products from three individuals and the companies they controlled, collectively known as Tarr, Inc. The defendants used unsupported claims, fake magazine and news sites, bogus celebrity endorsements, and phony consumer testimonials to sell their products.

Computer Code

Home Design Company Houzz Reports Data Breach That May Have Exposed Your Personal Info and Data

Did you create an account with Houzz, the home design website and community? Up to 40 million people have done so since 2009 to get home design and improvement ideas. But whether you signed up with email or used your Facebook or Google account to gain access to the site, you should be changing passwords now. Houzz reported that a recent security incident may have exposed your personal data and account data.

Brake Repair

Don't Let Your Auto Insurance Company Steer You From Genuine Parts & Glass to Aftermarket Parts

The last time your car needed body work or a new windshield, did you get Original Equipment Manufacture (OEM) parts or aftermarket parts? If you're like most people, you don't know. Most people think the parts they get are the ones that were originally on the car. But that's not always so. You should know what kind of parts are going on your car and should choose OEM parts if you can.

Cell Phone in Hand

The National Do Not Call Registry: Information About How to Register and Other Common Questions

The National Do Not Call Registry was born from the Do Not Call Implementation Act of 2003. Since 2003, millions of people have registered their phone numbers in an attempt to slow the onslaught of telemarketing calls throughout their days. Do you know how to place your number on the National Do Not Call Registry and how long it will take for legitimate telemarketers to stop calling you?

Pills in Hand

Most Online Pharmacies Are Really Fake Websites Selling Illegal, Tainted or Counterfeit Drugs

Thanks to the Internet, you can buy practically anything today from the ordinary to the exotic. Buying medications is no exception. You can find nearly any medication you want with a quick search. Unfortunately, nearly all online web pharmacies are illegal, selling not only controlled substances that can't be purchased online but also dangerous counterfeit and tainted medications.

Dollar Bill Close Up

Cheap Auto Insurance Quotes: Cheap Auto Insurance Doesn't Always Mean Bad Insurance Coverage

Are you looking for a cheaper full coverage auto insurance policy? Maybe you're looking to reduce coverage to liability insurance only. Either way, getting a cheap auto insurance quote is great. After all, who doesn't like to save money? But there are ways to make sure you get the cheapest auto insurance quotes possible while still maintaining good insurance coverage!

Store Flower Arrangement

Avoid Heartache With These Tips When Ordering Flowers for Your Special Someone on a Special Day

Whether you are ordering flowers for Valentine's Day, Mother's Day, an anniversary or any special occasion, you want the best flowers for the money. Depending upon a variety of factors, your special someone can receive anything from dead flowers or the wrong color all the way to tulips when you expected roses. Keep these tips in mind when selecting, ordering and delivering the right flowers.

Valentine Flowers

Don't Suffer a Broken Heart and Bank Account by Sweetheart Scammers as Valentine's Day Approaches

If you miss your special someone, it's easy to feel lonely and left out of love as Valentine's Day approaches. He might be busy in school. She may have found someone else. Whatever the reason, scammers target lonely and heartbroken people who let down their guard, especially at this time of year. Dating websites and apps can help you find love, but not everyone has the best intentions.

Instrument Cluster

Credit Card Rental Car Insurance Coverage Can Pick Up Where Traditional Insurance Coverage Stops

Credit cards typically offer some nice perks to get you to sign up, like cash back offers and rewards. But you, like many people, probably don't know that many credit cards also offer free rental car insurance. This rental insurance often kicks in automatically so long as you use that particular credit card to pay for the rental.

High-End Bathroom

Sewer Backup Endorsement From Your Homeowners or Renters Insurance Company Can Save Money Later

Most people don't know that homeowners insurance and renters insurance typically doesn't cover your losses if something causes sewage to back up into your home. These damages can add up to many tens of thousands of dollars quickly, but an optional sewer backup endorsement from your homeowners insurance or renters insurance company can save you a lot of money later.

IRS Scam

Income Tax Professionals Beware: Tax Scams Are Targeting Your Network and Your Customer Data

Income tax time is when identity thieves and scammers go into overdrive aiming to steal sensitive data from tax payers and tax professionals alike. Tax return preparers and other tax professionals must be mindful of scams that seek to steal personal and professional information or that allow remote control of computer systems.

Sick Person

As Cases of Cold and Flu Seeing Rise, Remember That Antibiotics Are Not Always the Answer

No one likes cold and flu season. When it hits, it usually hits hard and brings those stuffy noses, coughs and general yuckiness. When we or someone we love feels bad, we want to help things get better as soon as possible. Many of us might use leftover antibiotics or rush to the doctor to get some. But this may be doing more harm than good.

Credit Cards

The Fair Credit Reporting Act Guarantees You a Number of Different Rights and Protections

You might already know that you have a right to a free annual credit reportcredit from each of the three major credit bureaus. But a federal law, the Fair Credit Reporting Act gives you additional rights and protections. The North Carolina Consumers Council helped to pass this federal law as a consumer protection.

Piggy Bank

The Auto Loan You Choose Can Cause Your Auto Insurance Premiums to Increase Unexpectedly

Are you looking to buy a new car or to refinance your current auto loan? We often think about how a car's age and options affects insurance rates. But we never think about how the loan affects them. A loan will certainly mean you have to maintain collision coverage. But some lenders require much more than that state's minimum coverage limits and could end up costing you a lot of money.

Gift Cards

Here's How You Can Cash in on Those Unwanted Gift Cards You Got for Christmas

People often receive gift cards from people they don't know too well. While the thought is nice, there's a good chance it will be to a store you never visit. Even if the gift card is for your favorite store, there's a chance you'll forget about it. If you have an unwanted gift card, you have a few options for cashing in.

Ethernet Cable

Important Things to Keep in Mind When You're Looking to Get a New Wireless Router for Your Home

Your router is probably the most important piece of equipment in your home network. The router you choose can make the difference between having a smooth connection or one that is constantly dropping your connection. So the next time you're in the market for a new router, consider the different options so you can choose the best router for your needs.

Dog Car Window

Traveling With Pets Can Be Hectic, but These Tips Can Help Make It More Enjoyable and Safer

It's always a difficult decison to make: do we take our pets on a family trip or do we leave them behind? When traveling with our pets, we have to make a number of sacrificies in order to make sure they can go where we go. But it's a little more difficult than tossing the dog in the car. You have to take into account a number of pet safety considerations when traveling with a furry friend.

Car Lot

How Accurate Are CARFAX Vehicle History Reports And The Various Types of Data They Contain?

If you've ever purchased or looked into purchasing a used car, chances are you've either seen or at least heard of CARFAX, a service that provides historical information on used vehicles. But just how reliable is the information that CARFAX reports provide?

Rolled Dollar Bills

Common Red Flags That Will Prompt the IRS to Pull Your Income Tax Return Aside for an Audit

You've probably seen ads guaranteeing that certain things will ensure you won't get audited by the Internal Revenue Service (IRS) at tax time. Want to know a secret? You can never completely avoid the possibility of an audit. The overall number of taxpayers chosen for an audit is usually less than one percent. But there are steps you can take to make an income tax audit even less likely.

Car Mirror

Car License Plate Registration Renewal Late Fees in North Carolina Causing Confusion

Vehicle owners have been seeing unexpected additional charges when renewing their vehicle registrations. While late fees for vehicle registration had been planned for some time, some consumers have either missed or forgotten about the changes. To add further confusion, consumers still think there is a registration grace period.


What You Need to Know About North Carolina Lemon Law if You Are Having Repeat Car Problems

North Carolina Lemon Law permits the first owner of a brand new motor vehicle that was purchased or leased in North Carolina and weighs less than 10,000 pounds to petition the manufacturer for a replacement vehicle or a full refund if one of three conditions is met during the first two years of ownership, or 24,000 miles, whichever comes first.

Tax Return

Think Again if You're Thinking About Getting an Advance on Your Income Tax Refund This Year

If you're short on money and know that you will be getting a tax refund this year, you may be tempted to get an advance on the refund. A tax refund advance, also called Refund Anticipation Loans or Refund Anticipation Checks, is a short-term loan based upon your estimated tax refund. But the fees and interest rates, which are often 200% or higher, should make you think twice.

Car Tire

While Convenient for Large Groups, All 12 and 15 Passenger Vans Have Unique Safety Concerns

15-passenger and 12-passenger vans are very popular on our roadways and make it easy to move large numbers of people. But these vehicles have unique safety considerations and can be more deadly than a typical vehicle, especially with low tire pressures or inexperienced drivers.

Dog With Treat

Most Human Medications, Including Common Pain Relievers, Are Dangerous or Even Deadly for Pets

It's torture watching our pets in pain and we will do anything to give relief as soon as possible. While it may be tempting to use people medications on our pets, it could be dangerous or even deadly. Pets react differently than people to many things, so it's important to know what's harmful to pets and to see a veterinarian if your pet is sick or in pain.

Car Repair

Getting Money for an Unwanted Car When a Dealership Won't Pay You a High Trade-In Value

It happens to everyone at one point or another. An old car that provided years of reliable driving was pushed to the side of the driveway in favor of a new model. This often happens when we want a backup vehicle or if the dealership's trade-in offer was abysmally low. If you have an old clunker that isn't worth much, you still might be able to make some money by donating or recycling it.

Key in Front Door

Mortgage Assistance and Foreclosure Relief Scams Prey on Those Affected by Government Shutdown

As the government shutdown rolls on, people are having to resort to extreme measures in order to make ends meet. Scammers, unfortunately, know this and are making the rounds to take advantage of unsuspecting homeowners. That's why it's important to make sure you are aware of mortgage assistance and foreclosure relief scams and the tactics scammers use to steal the money you still have.

Home Repairs

When Making Home Improvements, What Should You Keep in Mind to Get the Best Resale Value?

When we are making home improvements, we want to get the biggest bang for our buck. But we also want to make sure that any upgrades we do will not only increase the value of the home but increase it much more than the amount we spent to make them. While every home is different, some home improvements typically offer reliably high returns when it comes to resale.

Dealership Service

Don't Be Too Hasty to Agree When a Car Dealer Service Department Recommends Services

Dealership service departments have a bad reputation, which is why many people don't get routine maintenance performed there unless they have to for a warranty repair. While the technicians (hopefully) know your car better than the local mechanic, you often spend more money for this expertise. But some of this extra money comes from dealer recommended services, most of which you probably don't need.

Jet with Passengers

Basic Economy Airfare: Here's What You Should Know Before Booking Your Next Flight

Don't be so quick to snag that discount airfare the next time you are booking a flight. You might find yourself spending more money then you intended to spend. Many airlines have embraced basic economy fares to provide flyers with cheaper tickets. But a basic enconomy ticket has a lot of drawbacks and catches, which could leave you spending more.

Gas Station

Here Are Some Things You Can Do Now to Get the Best Gas Mileage on Your Car or Truck

Looking for ways to save money on fuel costs? These days, it seems that everyone is trying to stretch a gallon of gasoline a few extra miles. Some things you do improve mileage while others either don't improve it or end up making it worse. Want to save money by conserving fuel? While not all vehicles are exactly the same, these things apply uniformly to all vehicles.

Mall Store

How and When You Are Allowed to Cancel a Sale Under the Cooling Off Rule

Far too many people are confused about their rights when it comes to cancelling a sale. Some people say you have three days to cancel a sale or return a product for a full refund. Others say seven days. Some will say that you have no right to cancel a sale and that all purchases are final. So what's the truth?

IRS Scam Alert

Tax Time Is the Perfect Time for Scammers to Steal Your Identity and Tax Refund

It's that tme of the year again. Tax documents are pouring in from banks and employers while we're all collecting receipts and trying to get an idea of how much we will owe the Internal Revenue Service (IRS). But just becuase we're at the beginning of the year, it doesn't mean we shouldn't be watching for scams, especially those wanting deposit changes for tax refunds or account updates.

Money Rolls

What Will Really Happen If You Don't Pay Your Federal Income Taxes?

That thought crosses our minds every year at tax time when we start writing that check. What would happen if I didn't pay my federal income taxes? We never really find out, though, since we always end up paying. But what would really happen if we didn't pay up to the federal government? What are the potential consequences?

Fancy Bathroom

Are Tankless Water Heaters a Worthwhile Investment, or Just a Lot of Hot Water?

Is a tankless water heater a good investment? A lot more goes into making the decision to replace your bulky water heater with a slim tankless model than a simple yes or no. Even though it can pay itself quickly, a tankless water heater may not be best for you. Some households, for instance, may have a demand that exceeds the water heater's capabilities.

Credit Cards Pocket

Keeping a Copy of What's in Your Wallet Can Help You Recover if It Is Even Lost or Stolen

Have you ever lost a credit card only to find that you don't know how to contact the bank? You might be traveling far from home or might not know which banks to contact. But there's something simple you can do to ensure that you can contact your financial institutions quickly in the event of a lost or stolen wallet, especially if you have a lot of cards.

Sick Child Sneeze

Neti Pots Can Bring Relief but Also Serious Sinus Infections if Not Used and Cleaned Properly

Whether it's the dry winter air that makes your sinuses irritated or the seasonal allergies that wreak havoc on your breathing, nasal irrigation can bring soothing relief. Among the popular devices on the market is the neti pot, which looks like a tea pot and allows water to flow through and rinse your sinuses. But these devices, when not used properly, can cause some nasty infections.

Puppy in Grass

Winter Weather Means You Need to Take Extra Care of Your Dog's Skin and Coat

Even though we've had periods of spring weather already this winter, the cold temperatures will be here for a while. As your dog spends more time warm indoors during the winter months, it can be easy to let regular grooming slide. However, it's especially important during this time of year to continue with a grooming routine that will keep your pup healthy and comfortable.

Winter Road

Freezing Water Pipes Are a Big Problem in the South, but You Can Take Simple Steps to Prevent Them

It's never too late to safeguard your plumbing against freezing temperatures, especially with the wild temperature swings we experience here in North Carolina. Taking a little bit of time and spending a few dollars can save you thousands of dollars in preventable repairs down the road.

Child and Mom Beach

You Can Claim an Adoption Tax Credit to Help Offset Expenses if You Adopted a Child in 2018

If you adopted a child in 2018, you probably had to spend a lot of money to do it. Child adoption is an expensive and fulfilling journey, and the Adoption Tax Credit is there to help you offset some of the costs involved in the adoption process. The Adoption Tax Credit can give new parents up to $13,840 in a tax credit for each qualifying adopted child.

Toyota Steering Wheel

Internal Fluid Leak in Brake Master Cylinder Prompts Toyota to Recall 2018 2019 Tacoma Vehicles

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2018-2019 Toyota Tacoma vehicles. Improper machining of the brake master cylinder may result in internal damage of one of the seals, affecting brake performance. A reduction of braking performance can cause a crash.


Thinking of Joining a Gym, Health Club, or Fitness Center? There Are Some Things You Should Know

Are better health and personal fitness on your to-do list this year? Is purchasing a new gym membership part of that plan? Many consumers across the country join a gym to lose weight, get in shape, or just to feel better. Unfortunately, many of them end up unhappy with both the physical and financial results of that decision.

Wells Fargo Logo

North Carolina Settles With Wells Fargo for $575 Million Over Unfair and Deceptive Trade Practices

Attorney General Josh Stein has announced that Wells Fargo will pay $575 million to resolve claims that the bank violated state consumer protection laws. North Carolina's share of the settlement is $15,174,791.40. To date, this settlement represents the most significant engagement by state attorneys general involving a national bank without a federal law enforcement partner.

Ford F-150 Assembly Line

Ford Recalls Various Pickup Truck Models for Fires Related to Engine Block Heaters

Ford Motor Company (Ford) is recalling certain 2015-2019 Ford F-150 and 2017-2019 Ford F-250 Super Duty, F-350 Super Duty, F-450 Super Duty, and F-550 Super Duty pick-up trucks equipped with an engine block heater. Water and contaminants may get into the block heater cable's splice connector causing corrosion and damage.

cold home

Consumer Tips: Save Money on Your Home Heating Costs This Winter

It's a fact of life. Your heating bill will go up as the temperature outside fall. But with just a little bit of work, you can save some serious cash this winter on home heating costs. Consider these tips to help you save money this winter.

Gift Cards

Here's How You Can Cash in on Those Unwanted Gift Cards You Got for Christmas

People often receive gift cards from people they don't know too well. While the thought is nice, there's a good chance it will be to a store you never visit. Even if the gift card is for your favorite store, there's a chance you'll forget about it. If you have an unwanted gift card, you have a few options for cashing in.

Wrapped Gifts

5 Easy Tips for Returning Those Unwanted Holiday Gifts Without the Usual Hassle

We've all been there. You had a great holiday spending time with friends and family—yet you're left with a gift or two that you simply don't want or can't use. So what do you do with them? Do you take the time to return your unwanted gifts, re-gift them to someone else, or hide them away in the back of a closet somewhere?


Check These Things Before the End of the Year to Be Ready to File Your Taxes

With Christmas just two weeks away, the last thing on everyone's mind is filing taxes. But even though the Internal Revenue Service (IRS) tax filing deadline is still months away, there are a few things you should look at now to make sure you're ready before the year ends. Once the new year begins, your ability to influence your 2018 taxes is very limited.

Jet on Tarmac

Tips to Help You and Your Family Survive the Hectic Holiday Travel Season

Christmas is right around the corner, and so is the travel that comes with it. Whether or not you're thrilled about the prospect of traveling during the holiday season, there are some things you can do to make your travel less of a headache. Before you get in the car or arrive at the airport, check out these tips.

VW Wheel

Volkswagen and Audi Recall: Parts Now Available for Cracked Fuel Pump Flanges

Volkswagen is recalling certain 2007-2012 Audi Q7 and 2009-2012 Audi Q5 vehicles previously recalled. About 5,987 vehicles were previously repaired with an interim repair of installing butyl tape to the fuel pump flange until replacement remedy parts became available. Parts are now available and will be installed on these vehicles.

VW Logo

Volkswagen Recalls Several Models With Software That Does Not Warn of Key Left in Ignition

Volkswagen is recalling 2018-2019 Volkswagen Atlas and Tiguan and 2019 Volkswagen Jetta vehicles that do not have keyless entry. The instrument cluster may not provide an audible warning to let the driver know that the key is still in the ignition when the door is open.


Protect Your Pets From Poisonous Plants Often Used in Holiday Decor

We don't often think about the toxicity of indoor plants when we decorate during the holidays, but it's something you should be thinking about if you have pets. Many plants used in holiday decor, such as poinsettias, holly, and mistletoe, are toxic to dogs, cats and other animals. If a curious pet ingests even a small amount of a toxic plant, your pet can become ill or even die.

Ford Wheel

Ford Expands Recall of Focus Vehicles for Clutch That May Fracture and Damage Transmission

Ford Motor Company (Ford) is recalling certain 2016-2018 Ford Focus vehicles equipped with a 1.0L Fox GTDI engine and a 6-speed manual transmission. The clutch may fracture, resulting in damage to the transmission assembly and possibly a transmission fluid leak. This recall is an expansion of Recall 18V-169. About 2,828 vehicles are affected by this latest recall.


FTC Settlements Will Ban Student Loan Debt Relief Operators From Engaging in Debt Relief Services

The operators of two Florida-based student loan debt relief schemes are banned from the debt relief business as part of agreements settling Federal Trade Commission allegations that they collected illegal upfront fees and falsely promised to help some consumers enroll in government programs that would reduce or forgive their student loan debt.

Tax Forms

Fraudulent Tax Emails Are Again Making the Rounds Trying to Steal Your Money and Information

It's not even tax time, but criminals have already started targeting unsuspecting taxpayers with phishing emails and other emails designed to download malware. The latest emails appear to be from the Internal Revenue Service (IRS), are signed "Department of Treasure," and have a Microsoft Word document attached that appears at first glance to be a tax transcript.

Cell Phone

Avoid These Battery Charging and Battery Saving Myths With Your Smartphone

As a smartphone battery gets older, its ability to hold a charge decreases. When this happens, we're looking for the best ways to extend battery life and hold a charge longer. But there are a bunch of myths going around about smartphone batteries that do little more than waste your time.

Stop Sign

Online Security: Tips to Protect Yourself Whenever Making Online Purchases

It can be a nearly impossible task to know exactly who you're dealing with when conducting any business online. Unfortunately, cybercriminals are still working hard to take advantage of you, and the tactics and technology they use is constantly evolving. While it's not possible to stop using the Internet these days, it is possible to protect yourself from becoming a victim of online fraud.

Honda Steering

Power Sliding Doors May Open While Driving on Certain Honda Odyssey Vehicles

Honda is recalling certain model year 2018 and 2019 Honda Odyssey vehicles. The latch assemblies for the power sliding doors may stick and not properly latch to the door strikers. If this were to occur, the sliding door may open while the vehicle is in motion.

cell phone

You Can Boost Your Cell Phone's Weak Signal For Better Reception And More Reliable Calling

There are many reasons signal strength on your cell phone is poor. It could be a problem with your carrier, the materials in the walls of your home that block the signal, or something as simple as a bad battery. Regardless of the cause, there are ways to boost your cell phone's signal to get more reliable connections.

kitten in tree

Tips for Keeping Pets Safe and Healthy at Home This Holiday Season

It's the prime time for holiday parties and other festivities, but these festivities can be hazardous for our four-legged family members. Keeping our pets safe should be an important part of holiday celebrations, and doing so is as easy as making a few changes and setting some ground rules.

Key oin front door

Keep Your Valuables and Personal Info Safe When Potential Home Buyers Come to Check It Out

When we sell our homes, we pay so much attention to cleaning the counters and floors, painting the walls, and baking cookies. If you have a good Realtor, you'll know that potential buyers will be checking out much more than that! They won't just look around. They'll also be opening drawers and going places you wouldn't ordinarily expect. So it's important to take a few security precautions.

Emergency Department

Be Prepared: Show Emergency Contact Information and Special Considerations if You Are Unconscious

We don't often think about it, but how will emergency personnel get in touch with our loved ones if we are unable to speak? What if we have critical allergies or health conditions that have to be communicated to medical staff before beginning treatment? What if we have pets home alone and no one knows to check on them?

Christmas Ornaments

Live Versus Artificial Christmas Trees: What to Know When Keeping Your Fire Risk Low

When choosing a Christmas tree, the biggest decision most people make is whether to purchase a live tree or to use an artificial one. While artificial trees pose fewer safety concerns than live trees, they don't really have the same feel as live trees. Regardless of your preference, each type comes with its own set of safety concerns.

Christmas Ornaments

Safe Decorating and Preventing Home Fires this Holiday Season

The holiday season is a time of joy and good cheer, but it is also a time when the number of home fires increases. In fact, nearly 47,000 fires occur during the winter holidays and many of them can be prevented. Careful planning and responsible decorating can lessen the chances of your home becoming part of the statistic.

Dog Under Fence

Your Next Trip to the Veterinarian Doesn't Have to Put You in the Dog House

If you have a pet, then you know that pets can be just as expensive as they are cute. Regular expenses, such as food, treats and toys, can add up quickly. But a surprise medical expense can put you in the dog house! But it is possible to keep your pets healthy and your veterinarian expenses at a minimum.

Online Shopping

You Have Some Protections When Cancelling Recurring Payments and Any Related Subscriptions

Convenience is the driving force behind many aspects of modern life. Automatic billing is a great thing for busy schedules. But sometimes preferences change and you no longer wish to have a payment drafted automatically. You do have protections when you want to cancel automatic payments and subscriptions.

Business Meeting

Make Sure You Do Everything Right to Prevent Disasters During Your Next Video Job Interview

More and more employers are finding that the video interviews are a valuable tool to conduct interviews with prospective employees. Job seekers like it, too, because they don't have to travel across town or the country. But you want to make sure you do it right, or you can find yourself without the job.

Engine Valve Springs

Engine Valve Spring Failure in Certain Toyota and Subaru Vehicles May Cause Engine Stall

Subaru is recalling certain 2012-2014 Subaru Impreza, 2012-2013 Impreza Stationwagon, 2013 Subaru BRZ, XV Crosstrek and Toyota Scion FR-S vehicles. The engine valve springs in these vehicles may fracture causing an engine malfunction or a possible engine stall, posing a safety hazard that increases risk of a crash.


Software Error in Subaru Legacy and Outback Vehicles Renders Low Fuel Warning Inoperative

Subaru is recalling certain 2018 Subaru Legacy and Outback vehicles. Due to a software error, the low fuel warning light may not illuminate at the intended remaining fuel level and the miles-to-empty display may incorrectly indicate a positive number despite the tank being empty. The inaccurate fuel display may cause a driver to unexpectedly run out of fuel and the vehicle to stall.

Home Fire

Cooking Safety: The Average Number of Kitchen Fires More Than Triples on Thanksgiving Day

There's nothing wrong with having a roaring fire this Thanksgiving, but that fire should be in the fireplace, not in your kitchen. It's a sobering statistic, but the average number of kitchen fires more than triples on Thanksgiving Day as compared to any other average day. In fact, it is the worst day for cooking fires all year, so it's important to be mindful of how kitchen fires start.

BMW Interior

Coolant Leak Within EGR May Cause Fire in Nearly 45,000 BMW Vehicles

BMW is recalling certain 2013-2018 BMW 328d and 328d xDrive, 2014-2018 328d Sports Wagon and 328d xDrive Sports Wagon, 2014-2016 535d and 535d xDrive, 2015 740Ld xDrive, 2015-2017 X3 xDrive28d SAV and 2014-2017 X5 xDrive35d SAV vehicles equipped with an Exhaust Gas Recirculation (EGR) module with an integrated cooler. If it leaks internally, coolant can mix with engine soot, causing a fire.

Old Clock

Following These Tips Can Help Prevent Jet Lag from Making Your Trips a Drag

If you've ever taken a trip somewhere in a different time zone, then you know how hard it can be to overcome the challenges of jet lag. Whether you're too tired to leave your room or starving at a time when it's inconvenient to eat, this temporary malady can make it hard for your body to adjust enough to enjoy your new surroundings.

Turkey on Plate

Thanksgiving Safety Tips: What to Do and Not to Do When Preparing and Cooking a Turkey

Whether you're a seasoned chef or a novice preparing your first holiday meal, make sure that you know the safest ways to thaw, prepare, stuff, and cook your turkey this Thanksgiving! Food safety in the kitchen is something that all cooks should know, not just on this one holiday, to prevent foodborne illnesses.

Door Knocker

Colder Weather Means That It's Time to Add Some Moisture to Your Home

With the summer humidity behind us, North Carolina residents across the state are bracing for the cold, dry air of winter. This dry air, which can quickly drop from an ideal rage of 30 to 50 percent to around 10 percent, often leads to sore throats, itchy skin, dry eyes and other ailments. A humidifier can help bring up these humidity levels and ease some of your problems.


MoneyGram to Pay $125 Million: Violated Order and Breached Deferred Prosecution Agreement

MoneyGram International, Inc. has agreed to pay $125 million to settle allegations that the company failed to take steps required under a 2009 Federal Trade Commission order to crack down on fraudulent money transfers that cost U.S. consumers millions of dollars.

Dog in Costume

Puppy Scams Take Advantage of Your Desire For A Puppy At A Bargain Price

If you are looking for a new puppy, you should be on the lookout for a scam that's taking advantage of your love for a new puppy and your desire to save money. The scam does a lot to get you excited, but leaves you spending money and without the new member of the family.

broken windshield

Don't Be Fooled by the 'Not Responsible for Windshields' Claim on Dump Trucks

We've all seen the dump trucks with signs stating that the company isn't responsible for damage to your windshield. But it's mostly just a scare tactic.


Preventing Identity Theft and Steps to Take If You Become a Victim

Identity theft is a serious crime. Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit cards, open new utility accounts, or get medical treatment on your health insurance.

Laptop Computer

An Unstable Internet Connection May Be From Low Ram Or A Slow CPU In Your Modem Or Router

Your first instinct might be to call your Internet Service Provider (ISP) whenever you have an unstable Internet connection, but the problem might be on your end if you have a router or modem that can't keep up with your needs.

New Car

Comprehensive Auto Insurance or Liability-Only Auto Insurance: Which Coverage Is Best for You?

Want to save money on auto insurance? Depending upon your situation, you might save a lot of money on your auto insurance premium by dropping full coverage from your policy and carrying liability coverage only. But auto insurance shouldn't be changed on a whim. You have to do a little homework to figure out exactly which coverage you need.

Car Crash

Do You Need Supplemental Coverage and Waivers Pushed by Car Rental Companies?

When you rent a car, you have a lot of decisions about supplemental insurance, damage waivers, loss waivers and more. But should you get them? For most people, it isn't worth the money. Insurance policies cover most damage done to the rental. But as more rental car companies are charging fees for minor blemishes, loss of use, and depreciation, you might be reconsidering supplemental coverage.

What to Do if Your Doctor or Healthcare Provider Is Not in Your Health Insurer's Network

What to Do if Your Doctor or Healthcare Provider Is Not in Your Health Insurer's Network

Have you gone to the doctor only to find our that your health insurance company doesn't consider the provider in-network? It happens more than you would think, especially around the beginning of the year when insurance plans change. But if you find yourself facing a large bill, there are a few things you can do.

Ten and Two Driving

The 10 and 2 Driving Position Isn't a Safe Practice Anymore Due to Life-Saving Airbag Technology

There are a number of different credit scoring models and they vary from one place to another. So it's important to realize that the credit score you see, whether it be from one of the major credit reporting agencies or from your credit card company, isn't necessarily the score that's used for your credit decisions.

Person on Vacation

Keep Your Valuables Safe at Home and Abroad When You Go on Vacation

When you go on vacation, do you take your valuables with you or leave them at home? If you take them along, you may be more susceptible to having them stolen. Fortunately, there are steps you can take to protect yourself.

Scam Alert

Scam Alert: Con Artists Are Targeting Consumers Going Through Bankruptcy Court Proceedings

People going through bankruptcy proceedings are already hard-pressed for money, but that doesn't stop the scammers from seeing a quick payday. Unfortunately, scammers are taking advantage of these good people who fell on hard times and use fear to steal whatever money they have left. If you or anyone you know is going through bankruptcy proceedings, watch out for these signs of a scam.

Car Repair

If Your Mechanic Tells You These Things, It's Time to Shop for a New Mechanic

Just about every driver has been to the shop for routine maintenance only to drive away after paying a lot more money in unanticipated charges. Most auto mechanics are honest, hardworking people who only want to help owners by pointing out and fixing problems. But some mechanics aren't so honest and want to take you and your wallet for a ride.

Mobile Phone

Here Are Some Tips to Keep Your Information Safer When Using Mobile Banking

Technology has improved our lives in ways our ancestors could never have imagined, but it has also made us vulnerable. For example, mobile banking is extremely convenient for most people, but it can also leave you wide open to hacking and identity theft if you aren't careful.

2019 Jeep Cherokee

Chrysler Recalls 2.4L Jeep Cherokee Vehicles That Can Stall Due to Transmission Software Problem

In about 86,053 model year 2019 Jeep Cherokee vehicles equipped with 2.4L engines, an improper transmission calibration may result in a vehicle stalling upon deceleration. A stall increases the risk of a crash.

Recall Alert

MCS Industries Recalls Glacier Bay Medicine Cabinets Due to Laceration Hazard

MCS Industries is recalling more than 15,000 Glacier Bay Bi-View medicine cabinets. The mirror can detach from the medicine cabinet door, posing a laceration hazard to consumers. MCS has received 94 reports of mirrors detaching and breaking, including two reports of lacerations to hands and fingers and six reports of property damage.

Home Repair

Black & Decker Recalls Hammer Drills Due to Plastic Side Handles That Can Slip or Break

Black & Decker is recalling certain Porter-Cable brand and Black & Decker brand drills and drill/drivers. The plastic side handles may slip or break, posing an injury hazard. Black & Decker has received 11 reports of side handles slipping or breaking and one report of a torn rotator cuff injury.


FTC: Company Sold Sham Health Insurance Plans, Leaving Tens of Thousands Uninsured

A federal judge temporarily shut down a Florida-based operation that allegedly collected more than $100 million by preying on Americans in search of health insurance, selling these consumers worthless plans that left tens of thousands of people uninsured.

Night Driving

Safety Tips for Pedestrians and Motorists as Daylight Saving Time Begins

As daylight saving time begins, the National Highway Traffic Safety Administration (NHTSA) cautions motorists and pedestrians to be more alert as the potential for harm increases as darkness falls earlier.


Daylight Saving Time Is a Great Time to Check Smoke and Carbon Monoxide Alarms

Do you have working smoke detectors and carbon monoxide (CO) alarms in your home? If not, your next step is to install new ones right away. More than 2,300 people die in the more than 366,000 home fires each year and about 500 people die in CO incidents. Working alarms can mean the difference between life and death.