Consumer News & Info

Not Responsible for Windshields is a Common Tactic for Truckers to Avoid Insurance Claims
4Jujn

Not Responsible for Windshields is a Common Tactic for Truckers to Avoid Insurance Claims

You've seen the signs on the back of nearly every dump truck moving down the highway that the trucking company is not responsible for broken windshields. It's a scare tactic the companies often use to frighten you into not filing an insurance claim against them for your broken windshield. But in North Carolina, you can file a claim for damages caused when something falls from one of these trucks.

Federal Laws Don't Mandate Credit Checks if You Bring Your Own Financing to the Car Dealer
3Jun

Federal Laws Don't Mandate Credit Checks if You Bring Your Own Financing to the Car Dealer

Whether you are the kind of shopper who already has financing in-hand when going to check out new cars or if you just have a sudden urge to stop by the dealer's lot on the way home, there's something you need to know to avoid becoming a victim of an unscrupulous car dealer tactic. Regardless of what the dealer says, the USA PATRIOT Act of 2001 does not require the dealership to check your credit.

Student Loans: Know About the Various Options for Lowering and Eliminating Monthly Payments
2Jun

Student Loans: Know About the Various Options for Lowering and Eliminating Monthly Payments

Student loans are complicated and many things can go wrong when inexperienced young people have to pay back the money. If you're a first-time borrower, you need to know the basics about paying back student loans and the different ways you can reduce or eliminate your payments. If you already have student loans, now is a good time to take a second look at your terms and the path to paying them off.

An Unstable Internet Connection May Be From Low Ram or a Slow CPU in Your Modem or Router
28May

An Unstable Internet Connection May Be From Low Ram or a Slow CPU in Your Modem or Router

Your instinct might be to call your Internet Service Provider (ISP) when you start to notice an unstable Internet connection, but the problem might be on your end. As the world gets more connected, we're getting more smart devices that want to connect to the Internet. If you have a router or modem that can't keep pace with your needs, you might find your connection going down without explanation.

Beware of 'Can You Hear Me' Telephone Scams That Are Still Targeting Unsuspecting Consumers
27May

Beware of 'Can You Hear Me' Telephone Scams That Are Still Targeting Unsuspecting Consumers

If you get a phone call and the caller asks if you can hear her, what would you say? Most people would answer the question. But these kinds recorded calls are still making the rounds, targeting unsuspecting victims who don't know any better and give an answer. That's all the crooks want so they can later use a recording of your response to authorize unwanted charges on one or more of your accounts.

Avoid Travel Scams With These Tips When You Make Plans for Your Next Getaway or Quick Trip
26May

Avoid Travel Scams With These Tips When You Make Plans for Your Next Getaway or Quick Trip

The summer travel season is almost here, meaning many families are gearing up to hit the road for the unofficial start of summer. But not much can ruin your great vacation faster than falling for a scam or realizing that you're on the wrong end of a bad deal. Before you find yourself trying to salvage your summer vacation plans, check out these tips about scam prevention and protecting your money.

High Octane Gasoline Usually Doesn't Result in Better Performance or Increased Fuel Economy
24May

High Octane Gasoline Usually Doesn't Result in Better Performance or Increased Fuel Economy

The car's manual and gas cap both say to use regular unleaded gasoline. But would you get better performance and fuel economy by switching from to mid-grade or premium fuel? If your car runs on regular unleaded gasoline, the only thing you'll notice with a higher grade fuel is that it costs you more to fill up the tank. It's best to stick to the octane rating specified by the vehicle manufacturer.

Scam Alert: Con Artists Are Targeting Consumers Going Through Bankruptcy Court Proceedings
23May

Scam Alert: Con Artists Are Targeting Consumers Going Through Bankruptcy Court Proceedings

People going through bankruptcy proceedings are already hard-pressed for money, but that doesn't stop unscrupulous scammers from using them for a quick payday. Unfortunately, scammers are taking advantage of good people who fell on hard times and use fear to steal whatever money they have left. If you or anyone you know is going through bankruptcy proceedings, watch out for these signs of a scam.

The Secrets That Stores Try to Keep From Customers and How You Can Use Them to Save Money
22May

The Secrets That Stores Try to Keep From Customers and How You Can Use Them to Save Money

Bargain hunters already save money regularly by cutting coupons and shopping during store sales. But there are many other ways you can save money when shopping that the stores try to keep secret from you. So what do you do to save some money on your next shopping trip? Combining these shopping strategies with coupons and store sales can help you save as much of your hard-earned money as possible!

Fuel Injector Cleaner: Believe the Performance Improvement Promises or Steer Clear of It?
21May

Fuel Injector Cleaner: Believe the Performance Improvement Promises or Steer Clear of It?

We've all seen the advertisements on TV, in magazines, and in the automotive section of our local stores for fuel injector cleaner. The advertisements typically promise performance gains and better fuel economy, not to mention a very convincing before and after comparison photo showing how much cleaner your fuel injectors can become. But how much truth is there to all the hype and advertisements?

What Exactly Are Those Mystery Fees and Charges That Appear Each Month on Your Phone Bill?
19May

What Exactly Are Those Mystery Fees and Charges That Appear Each Month on Your Phone Bill?

Whether you have wireless phone service, a landline, or even both, you know that you can expect to get billed for it monthly. But you may not know what each of those fees and charges listed on the bill actually mean. They can add up quickly, so get to know your bill now and make sure you understand what each of those monthly phone bill charges mean beyond spending a few extra dollars each month.

Dozens of Credit Scoring Models in the Credit Industry Each Give a Different Credit Score
18May

Dozens of Credit Scoring Models in the Credit Industry Each Give a Different Credit Score

Most people don't know that there isn't one true credit score. In fact, there are a number of different credit scoring models and they vary from one company to another. So it's important to realize that when you check your credit score, whether from one of the major credit reporting agencies or just from your credit card company, it isn't necessarily the score that's used for your credit decisions.

Fifteen Questions You need to Ask a Prospective Landlord Before Signing an Apartment Lease
15May

Fifteen Questions You need to Ask a Prospective Landlord Before Signing an Apartment Lease

Owning a home is part of the American dream, but it's not always within reach. If home ownership isn't on the radar just yet, you'll likely be renting until that big day comes. But entering into a rental agreement is just as important as signing for a home mortgage. It's important to know what to keep in mind, so here are fifteen questions to ask before signing for the lease on your next apartment.

Keep Your Valuables and Personal Info Safe When Potential Home Buyers Come to Check It Out
14May

Keep Your Valuables and Personal Info Safe When Potential Home Buyers Come to Check It Out

When we sell our homes, we pay so much attention to cleaning the counters and floors, painting the walls, and baking fresh cookies. If you have a good Realtor, you'll know that potential buyers will be checking out everything from counters to inside drawers. So if you are selling your home, it's very important to take a few security precautions to make sure a nosy buyer doesn't get sticky fingers.

Taking Your Furry Friend to the Vet Doesn't Always Mean That You'll End Up in the Dog House
12May

Taking Your Furry Friend to the Vet Doesn't Always Mean That You'll End Up in the Dog House

If you have a furry friend, then you know that pets can be just as expensive as they are cute. Your pet's regular expenses, such as food, treats and toys, can often add up quickly. But a surprise medical expense, or even regular medical care, can put you in the dog house if you're not careful! But it is possible to keep your pets healthy and happy while keeping you expenses at the vet to a minimum.

You're Changing Your Oil Far Too Often if You Still Buy Into the 3,000 Mile Oil Change Myth
8May

You're Changing Your Oil Far Too Often if You Still Buy Into the 3,000 Mile Oil Change Myth

The days of the 3,000 mile oil change are long gone, yet many car owners are still wasting money on oil changes done far too often. Even conventional engine oils last much longer than 3,000 miles, but many people blindly follow the oil change sticker in the corner of the windshield. Oil changes are big money makers for shops, which don't want you to know that you can push your oil changes further.

Tips to Help if Your Windows Device Seems to Be Dropping Your Wireless Internet Connection
4May

Tips to Help if Your Windows Device Seems to Be Dropping Your Wireless Internet Connection

Ever want to get online but receive an error message that the connection is unavailable? The inability to get online is often related to the need to reboot or reset your hardware, but we've investigated and have a step-by-step series of procedures for you to consider in order to get you reconnected to the world. While these steps might not fix your problem, they may point you in the right direction.

If You Are Searching for Love, Don't Fall for Online Dating Scams That Prey on Your Heart
1May

If You Are Searching for Love, Don't Fall for Online Dating Scams That Prey on Your Heart

Have you used online dating in an attempt to find true love? If so, you aren't alone. According to Pew research studies, about thirty percent of Americans have used online dating to find compatible partners since the days of the first dating sites. That's a lot of people wanting love, but also a lot of people who are potential victims of scammers taking advantage of the desire to find love at last.

Title Loans May Give You Quick Money but Cost Thousands of Times More in Interest Charges
29Apr

Title Loans May Give You Quick Money but Cost Thousands of Times More in Interest Charges

Are you strapped for cash? You aren't alone. Many people these days could use extra money for bills. To target people who need quick money, some lenders advertise short-term loans, called title loans, that use the collateral of your car. It's similar to a home equity loan, only a title loan can be much riskier and cost you a lot more money in interest charges. It can even cost you the car itself.

Top Tips for Spotting the Red Flags of a Scam and Keeping Your Money and Information Safe
28Apr

Top Tips for Spotting the Red Flags of a Scam and Keeping Your Money and Information Safe

Scammers are constantly coming up with new ways to fool their victims in an effort to steal money or sensitive personal information. While there are many different ploys and tactics used by these con artists, most scams will typically have one or more things in common. If you are able to recognize some of the red flags of scams, you'll be in a much better position to stop scammers in their tracks.

Behind on Your Auto Loan: Tips to Get You Back on the Road to On-Time Payments Once Again
27Apr

Behind on Your Auto Loan: Tips to Get You Back on the Road to On-Time Payments Once Again

Ensuring that you pay your bills on time is essential to maintaining or improving your financial situation. Late payments will show up on your credit report, hurt your credit scores, and limit your ability to get other credit. So what should you do if you're one of about 7 million people who fall 90 days or more behind on your car payments? There are things you should do when calling your lender.

How Late Can You Make Your Payments Before They Negatively Affect Your Credit Worthiness?
24Apr

How Late Can You Make Your Payments Before They Negatively Affect Your Credit Worthiness?

Most people know that late payments on credit cards, car loans and mortgages affect their credit scores and their credit worthiness. But few people know that late payments don't always get reflected on credit reports. In fact, payments must be at least thirty days late before they can be reported to the credit bureaus, which gives you extra time to fix the issue if you happen to forget a payment.

Mandatory Arbitration Clauses Are Everywhere but Aren't Really That Good for the Consumer
23Apr

Mandatory Arbitration Clauses Are Everywhere but Aren't Really That Good for the Consumer

You may have heard of arbitration, but you probably don't know exactly what it entails. Arbitration is another method of resolving disputes where parties present their sides of a complaint to an independent person who then decides on the rules, facts of the case, and arguments before making a decision on the dispute. It's similar to court proceedings, but you're not in front of a judge or a jury.

SCAM ALERT: Distraction Scammers Targeting Unsuspecting Homeowners, Especially the Elderly
22Apr

SCAM ALERT: Distraction Scammers Targeting Unsuspecting Homeowners, Especially the Elderly

Do you answer the door when strangers come knocking? You're probably pretty cautious and make sure they stay outside. Once you allow them to enter your home, however, clever thieves work quickly and seamlessly to distract you in order to steal your valuables. And while this technique is more frequently used to victimize the elderly, anyone can become a victim. So know how to spot the warning signs.

A Gas Water Heater or Other Appliances May Be at Risk of a Sudden and Deadly Flashback Fire
20Apr

A Gas Water Heater or Other Appliances May Be at Risk of a Sudden and Deadly Flashback Fire

Is your home's gas-fueled water heater really safe? In all likelihood, there's probably nothing wrong with it. But there is a hidden danger in all gas water heaters, or any gas-fueled appliance with a pilot light, that most people don't know about until it's too late. What is this hidden danger? These devices all have pilot lights, which can ignite certain vapors, producing sudden flashback fires.

You Can Get Free Credits Reports Each Year Without Having to Enroll for Expensive Services
17Apr

You Can Get Free Credits Reports Each Year Without Having to Enroll for Expensive Services

You hear about free credit reports everywhere, but they're rarely free. In fact, you'll probably have to enroll for future recurring charges or pay fees for other unanticipated services. Before you jump into something that you don't fully understand, you should know there is a truly free option out there. You can get a truly free credit report each year from each of the three major credit bureaus.

Remain Alert for Tax Scams That Target Victims All Year, Not Just During Tax Filing Season
6Apr

Remain Alert for Tax Scams That Target Victims All Year, Not Just During Tax Filing Season

Most people think that they don't have to watch out for scammers once they submit their income tax returns to the government. But scammers never take a vacation and work overtime to cheat you, taking hundreds or even thousands of dollars. So whether it's April or the middle of summer, stay alert for income tax scammers trying to trick you into handing over money or sensitive personal information.

It's Probably Not Cancer: Self-diagnosis With Online Medical Information Isn't a Good Idea
3Apr

It's Probably Not Cancer: Self-diagnosis With Online Medical Information Isn't a Good Idea

Modern technology has put all types of information at our fingertips, so it's little wonder that we turn to Google when we need answers for our questions. Unfortunately, when we self-diagnose our medical concerns with the help of online resources, such as search engines and WebMD, we are often inaccurate. The result is a sense of panic about a medical condition that in all likelihood doesn't apply.

Spring Allergy Season is Here, So Taking Action Now Will Help Avoid Misery All Season Long
2Apr

Spring Allergy Season is Here, So Taking Action Now Will Help Avoid Misery All Season Long

Warmer temperatures are starting to stick around. But don't rejoice just yet since it's also the time of year when you can write your name in yellow pollen everywhere. If you're one of those unfortunate people who suffer from seasonal allergies, you're probably already barricading the doors and windows for the oncoming siege. But there are things you can do to treat and prevent seasonal allergies.

Avoid Balance Transfer Credit Card Traps That Can Increase Your Total Debt, Not Reduce It
1Apr

Avoid Balance Transfer Credit Card Traps That Can Increase Your Total Debt, Not Reduce It

When trying to get out of credit card debt, many people want to transfer their card balances to one or more balance transfer cards, which often have a zero percent promotional interest rate. When used correctly, these cards can be a great way to help you get out of debt faster. But if you're not careful, balance transfer cards can put you further in the hole with a lot of unexpected fees and terms.

Your Next Loan May Be Based More on Your Smartphone and Other Data Than Your Credit Score
31Mar

Your Next Loan May Be Based More on Your Smartphone and Other Data Than Your Credit Score

The days of using a handshake to secure a loan are a distant memory. Today, artificial intelligence powers all sorts of business practices, from what Walmart sends to each store to which boxes should go on delivery trucks. But artificial intelligence goes beyond shipping. In fact, your next loan decision could be based upon an artificial intelligence as much as a credit score. So how does it work?

Understanding the Value of a Dollar: How Should You Teach Your Children About Saving Money?
30Mar

Understanding the Value of a Dollar: How Should You Teach Your Children About Saving Money?

When parents are trying to save money, they often make it a goal to include the whole family in the effort. This involves teaching children how important it is to save. As simple as it sounds, however, this task is often challenging. Many children, especially young ones, don't understand the concept of paying money for products or services. So how can parents teach them and make it a family affair to save?

National Do Not Call Registry: Information About Registration and Several Common Questions
28Mar

National Do Not Call Registry: Information About Registration and Several Common Questions

Since 2003, the National Do Not Call Registry has helped millions of people reduce the number of unwanted phone calls they receive. We helped create this valuable protection and the North Carolina law that supplements it. Unfortunately, scammers don't follow any rules and don't respect your registration. But you can register and stop the many legitimate telemarketing companies from contacting you.

Beware of Medical Advice From Daytime Talk Shows That Can Cost Money and Give Zero Benefit
27Mar

Beware of Medical Advice From Daytime Talk Shows That Can Cost Money and Give Zero Benefit

If you've ever flipped through the channels, you've seen daytime talk shows with doctors or other professionals giving medical advice to the audience. Have you ever thought about the accuracy of the health claims they make? Should you be skeptical or should you make changes to your health and lifestyle? The bottom line is that you should be cautious before putting their recommendations into action.

What to Know About Wireless Routers and Things That Affect the Quality of Your Connection
26Mar

What to Know About Wireless Routers and Things That Affect the Quality of Your Connection

Your router is a very important piece of home networking equipment. It can be the difference between having a smooth connection or banging your head against the table. So if you aren't getting the expected speed, range or reliability for your WiFi devices, check out some of the things that can affect them, as well as some of the new things on the market to make WiFi even faster and more reliable.

What is a Health Savings Account and Do the Potential Drawbacks Outweigh the Tax Advantages
25Mar

What is a Health Savings Account and Do the Potential Drawbacks Outweigh the Tax Advantages

A Health Savings Account (HSA) is a type of savings account that lets you set aside money on a pre-tax basis in order to pay for qualified medical expenses. When you use pre-taxed dollars to pay for your deductibles, copayments, coinsurance, and some other expenses, you are able to lower your overall health care costs by lowering your taxable income. It's a good way to save, but not for everyone.

Certain Allergy Medications Can Seriously Impact Your Ability to Drive or Operate Machinery
24Mar

Certain Allergy Medications Can Seriously Impact Your Ability to Drive or Operate Machinery

Seasonal allergies are once again starting to take off. Before you start taking allergy medications, it's important to know that some of them, even when taken properly, can have unexpected side effects that leave you slow to react or unexpectedly drowsy. These effects can be worsened when combined with other medications or alcohol. So you need to be careful if you plan to drive or operate machinery.

Scam Alert: Thieves Are Working Hard to Prey on Your COVID-19 Fears and to Steal Your Money
23Mar

Scam Alert: Thieves Are Working Hard to Prey on Your COVID-19 Fears and to Steal Your Money

With the uncertainty looming over the COVID-19 pandemic, people are anxiously awaiting any news that will indicate when the crisis will be over. Scammers, unfortunately, know this and have taken advantage of the fear and confusion. They are hard at work coming up with cons to steal your money by preying on your worries. Remember that promises of COVID-19 testing and treatments are certainly scams.

Following These Simple Safety Tips Can Help You Get the Most Benefit From Your Medications
20Mar

Following These Simple Safety Tips Can Help You Get the Most Benefit From Your Medications

Everyone has taken a medication at one time or another, whether to dull a pounding headache or to eradicate a bacterial infection. As more Americans are taking multiple medications at once, medication safety is more important than ever. We should be mindful of potential interactions between drugs and the other things we put into our bodies, as well as the basics of taking medications the right way.

What Does It Mean to Total Your Car and How Does the Insurance Company Make That Decision?
19Mar

What Does It Mean to Total Your Car and How Does the Insurance Company Make That Decision?

When it comes to crashes, you often hear that a vehicle was declared a total loss by the auto insurance company. Many people believe that a total loss declaration relates to the amount of damage or the severity of the crash. But vehicles can be declared a total loss as a result of both a major collision or even something as insignificant as a minor dent or ding. It's all about the vehicle's value.

Class Action Lawsuits Seem Good but Have a Lot of Drawbacks That Don't Make Them Very Ideal
18Mar

Class Action Lawsuits Seem Good but Have a Lot of Drawbacks That Don't Make Them Very Ideal

We're sure you've heard people talking about how much a class action lawsuit is needed for a particular legal problem. But most people really don't know anything about class action lawsuits, let alone the potential drawbacks they can bring. While class action lawsuits can do good by (eventually) punishing a company for doing wrongs, it's usually the lawyers, not the consumers, who get a fat check.

Scammers Continue to Target Utility Customers Threatening Disconnection Unless Payment Made
16Mar

Scammers Continue to Target Utility Customers Threatening Disconnection Unless Payment Made

Consumers from across the state are continuing to report suspicious phone calls from scammers that are seemingly from their utility companies. The callers claim that there is a problem with the victim's utility account, which is usually an overdue bill. The victim is then threatened with that power to their homes or businesses will be shut off within an hour unless a payment is made immediately.

Don't Be Afraid to Appeal the Financial Aid Decisions You Receive for Your Higher Education
15Mar

Don't Be Afraid to Appeal the Financial Aid Decisions You Receive for Your Higher Education

Although college isn't for everyone, the fact remains that college graduates earn more today than high school graduates. Yet the cost of higher education often discourages many people from pursuing it. But many people don't know that the financial aid offer from the school doesn't have to be the final word on the matter. You can use these tips to reevaluate your financial aid decision to save money.

Tax Time Guide: Use IRS Free File for Help with Your Tax Returns, Tax Extensions, and More
14Mar

Tax Time Guide: Use IRS Free File for Help with Your Tax Returns, Tax Extensions, and More

The Internal Revenue Service (IRS) is reminding taxpayers who haven't filed their federal income tax returns that IRS Free File remains available both online and through the IRS mobile app, IRS2Go. The IRS Free File service makes brand-name tax software products and electronic filing available to most taxpayers at no cost. And some products offer both free federal and state tax return preparation.

Medical-Related Savings Plans: You Can Save Money on Taxes With Flexible Spending Accounts
13Mar

Medical-Related Savings Plans: You Can Save Money on Taxes With Flexible Spending Accounts

If you have a health plan through a job, you may be able to use a Flexible Spending Account (FSA) to pay for copayments, deductibles, some drugs, and some other health care costs. Depending upon the extent of your health costs, participating in an FSA can help you save money by reducing your taxes at each paycheck. But be careful. If you contribute more than you spend, your unused funds disappear.

When Can Your Car Dealer Void Your Vehicle's Warranty or Deny Auto Warranty Service Claims?
12Mar

When Can Your Car Dealer Void Your Vehicle's Warranty or Deny Auto Warranty Service Claims?

Can the car dealer void your car's warranty if you have someone else do routine maintenance for you? What if you use aftermarket parts to make repairs or to perform your maintenance? What if you have made upgrades to the car, such as installing a new audio system or new lighting? What if your vehicle has undergone body work? The answer is usually no, but it could be yes depending upon the work done.

Warm Weather is on the Way, So Know How to Check Your Pet for Fleas Before a Problem Starts
11Mar

Warm Weather is on the Way, So Know How to Check Your Pet for Fleas Before a Problem Starts

We all love our furry little friends. When they hurt, we hurt and want to do whatever we can to make them feel better. So, what do we do when our furry little friends are under siege from an army of fleas? We may not even know if our smallest family members have fleas, only noticing them several weeks after the infestation begins. Here's how to recognize fleas and what to do to take back control.

Reusable Grocery Bags Are Great for the Environment but Can Make You Sick if Contaminated
10Mar

Reusable Grocery Bags Are Great for the Environment but Can Make You Sick if Contaminated

If you're like many grocery shoppers, you use reusable grocery bags to lessen your impact on the environment. Taking advantage of these heavy duty bags makes it easier to move your groceries from cart to car and then into your home. But there's a hidden danger many people don't know about when it comes to these bags. Depending upon what you carry in them, you might be putting your health at risk.

Watch Out for Scammers Targeting You at Closing if You're in the Market for Your New Home
9Mar

Watch Out for Scammers Targeting You at Closing if You're in the Market for Your New Home

Are you thinking about buying a new home? The most popular time of the year for home sales is coming and you wouldn't be alone if you're thinking about jumping into the housing market. If you are looking, you should also be looking for scammers that want to steal your closing cost funds by pretending to be your real estate agent, closing attorney, title company, escrow company, or mortgage company.

Changing Our Clocks is Also the Time to Check and Replace Smoke and Carbon Monoxide Alarms
6Mar

Changing Our Clocks is Also the Time to Check and Replace Smoke and Carbon Monoxide Alarms

Daylight Saving Time is about to begin and it's the perfect time to check the batteries in your smoke alarms and carbon monoxide alarms. It's also the right time to replace any alarms that have reached the end of their lives, don't work reliably, or have questionable reliability. While you're doing your rounds, make sure that you add alarms if you don't have enough, which can save your life later.

Here's How You Can Reset a Dell Laptop Battery That Isn't Being Detected and Isn't Charging
4Mar

Here's How You Can Reset a Dell Laptop Battery That Isn't Being Detected and Isn't Charging

If you pull out your Dell laptop at your local coffee shop and press the power button, you expect the screen to light up and to see a login screen. But what if nothing happens because of a dead battery? Thankfully, you may have a cord with you. But when you plug in the cord, the battery either isn't being detected or is simply plugged in but not charging. Is there an alternative to a new battery?

Bigger Refund: Know Which Medical Expenses Are Deductible on Your Federal Income Tax Return
3Mar

Bigger Refund: Know Which Medical Expenses Are Deductible on Your Federal Income Tax Return

If you're looking for a way to get a bigger federal tax refund this year, you might consider itemizing deductions in order to take advantage of the medical expenses deduction. Taxpayers may to deduct qualified medical expenses in excess of 7.5% of their adjusted gross incomes minus any adjustments to income. But not all expenses qualify. And some that used to qualify may not be deductible anymore.

Cheaper Auto Insurance Quotes Don't Always Translate Into Below Average Insurance Coverage
2Mar

Cheaper Auto Insurance Quotes Don't Always Translate Into Below Average Insurance Coverage

Getting a cheap auto insurance quote feels great. Who doesn't like to save money, after all? There are ways to get the cheapest auto insurance quotes possible while still maintaining good insurance coverage. So whether you are looking for a cheaper full coverage policy or trying to go from full coverage to liability only, make sure you are taking advantage of every discount and money-saving trick.

Take Some Time to Prep Your Children for Daylight Saving Time With These These Simple Tips
1Mar

Take Some Time to Prep Your Children for Daylight Saving Time With These These Simple Tips

Most of your digital clocks will automatically change when Daylight Saving Time (DST) kicks in on March 8, but your children's internal clocks won't make the change as easily unless you prepare them beforehand. If you have children, you know how difficult adjusting to a time change can be. But many parents don't do much to prepare their children for the time change, leading to messy sleep patterns.

It's Relatively Simple to Get a Six Month Extension to File Your Federal Income Tax Return
29Feb

It's Relatively Simple to Get a Six Month Extension to File Your Federal Income Tax Return

Needing more time to prepare and file your federal income taxes is more common than you may think. If you need more time from the Internal Revenue Service (IRS) before the tax deadline, you can get an extension. Requesting an extension doesn't trigger an audit and typically takes only a few minutes. It doesn't give you more time to pay, but it gives you some extra time to get everything in order.

While Convenient for Large Groups, All 12 and 15 Passenger Vans Have Unique Safety Concerns
28Feb

While Convenient for Large Groups, All 12 and 15 Passenger Vans Have Unique Safety Concerns

Whether it's taking kids to daycare, seniors to events, teams to sporting events, teens to youth programs or just transporting larger groups for church outings, 15-passenger and 12-passenger vans make it very easy to move large groups of people around. But they have unique safety considerations and can be deadlier than a typical vehicle, especially with low tire pressures or inexperienced drivers.

Take a Few Moments to Plan Now for Your Next Trip With the Kids to Save Money and Headaches
26Feb

Take a Few Moments to Plan Now for Your Next Trip With the Kids to Save Money and Headaches

Do your kids have a spring break from school coming up soon? It's that time of year when many families make plans to travel in order to escape the monotony at home. Whether it's your first time traveling with children or your very first trip, you'll want to take a few moments before you leave to make it as hassle-free and safe as possible. Saving money while you're traveling doesn't hurt, either!

Late Fees for Vehicle Registration Renewals in North Carolina Are Still Surprising Drivers
25Feb

Late Fees for Vehicle Registration Renewals in North Carolina Are Still Surprising Drivers

Since 2016, drivers in North Carolina have seen unexpected late fees when renewing their vehicle registrations. While late fees were planned by the North Carolina Division of Motor Vehicles (NCDMV) for some time, it has caused a bit confusion. Some drivers still think that there is a grace period or that the vehicle's registration expires fifteen days after the date on the license plate's sticker.

Watch Out for These Red Flags of Credit Repair Scams and Avoid Companies That Display Them
24Feb

Watch Out for These Red Flags of Credit Repair Scams and Avoid Companies That Display Them

A financial setback is devastating, especially to your credit rating. Repairing the damage to your credit afterwards can seem impossible. During these times of anxiety, it can be easy to fall victim to scammers wanting to take your money with promises of repairing your credit history. Before you fall victim to credit repair scams, look out for these red flags and avoid companies that display them.

The Federal Emissions Warranty is Often Overlooked When Your Vehicle Needs Emissions Fixes
23Feb

The Federal Emissions Warranty is Often Overlooked When Your Vehicle Needs Emissions Fixes

Do you know about the Federal Emissions Warranty? Many people have never even heard of it and don't know that it can translate into free repairs for certain emission-related defects. Before you spend money you don't need to spend or go without repairs, check to see if your vehicle qualifies for free emissions system repairs when your check engine light comes on or you fail an emissions inspection.

Check Out These Plants Instead of Expensive Equipment if You Want Better Indoor Air Quality
22Feb

Check Out These Plants Instead of Expensive Equipment if You Want Better Indoor Air Quality

It's a fact that indoor air quality can very quickly go from good to poor, especially during those times of the year when doors and windows are closed around the clock. Unfortunately, many of us overlook the importance of indoor air quality and its effects on our health and our allergies. Rather than rush out to buy expensive air purifiers, consider some plants that work as natural air purifiers.

Know the Basics of Auto Insurance Coverage and the Minimum Requirements in North Carolina
21Feb

Know the Basics of Auto Insurance Coverage and the Minimum Requirements in North Carolina

What do you know about maintaining the right amount of auto insurance in North Carolina? If you're like most people, you set it and forget it. That might be perfectly fine, but you should get in the habit of checking your coverage limits and adjust them accordingly. Even if you have the minimum auto insurance coverage to be legal in North Carolina, you might not be carrying enough to be protected.

Deceptive Mortgage Advertisements: What They Say, What They Leave Out, and What They Cost You
20Feb

Deceptive Mortgage Advertisements: What They Say, What They Leave Out, and What They Cost You

If you're looking for a mortgage, you may see ads offering very low rates or payments. Whether they're on the Internet, on television or in the newspaper, or whether they come by fax or mail, some ads look like one thing but end up changing as you come close to closing. Remember that while the offers can be tempting, some are flawed and don't disclose the true terms of the deal as required by law.

Even Though Extended Auto Warranties Can Cost and Promise a Lot, You Probably Wont Use One
19Feb

Even Though Extended Auto Warranties Can Cost and Promise a Lot, You Probably Wont Use One

Do you really need an extended warranty for your car? Ten years ago, the answer was much easier. You probably didn't need an extended warranty unless you were getting a vehicle that frequently had a lot of problems or was the first model year. Today, the answer is not as simple since vehicles have made big leaps in reliability but also have a host of new gadgets that can cost serious money to fix.

If You Want a Larger Tax Refund This Year, Don't Miss These Common Tax Breaks & Deductions
18Feb

If You Want a Larger Tax Refund This Year, Don't Miss These Common Tax Breaks & Deductions

Are you looking for the biggest tax refund you can get this year? You're not alone. But far too many people miss out on some common tax deductions each year. But you don't have to be one of them. Review the following tax deductions to see if you might be missing out on a larger tax refund. And don't despair if you see something you may have missed last year. You can always amend last year's taxes.

Yellow Pages Business Directory Invoice Scam Still Continues to Claim Unsuspecting Victims
17Feb

Yellow Pages Business Directory Invoice Scam Still Continues to Claim Unsuspecting Victims

Businesses of all sizes should be on alert for fake invoices for supposed listings in the Yellow Pages or other business directories, which are once again increasing in frequency. While it can be very easy to fall for this particular scam, it can also be easy to spot if you know what to do. Knowing what this scam is all about before you fall victim and lose your hard-earned money is your the first step.

Most Online Pharmacies Are Really Fake Sites Selling Illegal, Tainted or Counterfeit Drugs
16Feb

Most Online Pharmacies Are Really Fake Sites Selling Illegal, Tainted or Counterfeit Drugs

Thanks to the Internet, you can buy practically anything online today from the ordinary to the truly exotic. Buying medications is no exception. You can find nearly any medication you want with a quick web search. Unfortunately, nearly all online web pharmacies are illegal, selling not only controlled substances that can't be purchased online but also dangerous counterfeit and tainted medications.

When Making Home Improvements, What Should You Keep in Mind to Get the Best Resale Value?
15Feb

When Making Home Improvements, What Should You Keep in Mind to Get the Best Resale Value?

When making home improvements, we want to get the biggest bang for our buck. But we also want to make sure that our upgrades will not only increase the home's value but increase it much more than the amount we invest. While every home is different and the amount of financial returns you'll reap will vary, some home improvements typically offer reliably higher returns when it comes to resale value.

The Fair Credit Reporting Act Guarantees You Basic Rights and Protections for Your Credit
14Feb

The Fair Credit Reporting Act Guarantees You Basic Rights and Protections for Your Credit

You might already know that you have a right to a free annual credit report from each of the three major credit reporting bureaus. But a federal law, the Fair Credit Reporting Act, gives you additional legal rights and protections. It protects you from the willful or negligent inclusion of inaccurate information in your credit report that can cause you to be denied credit or favorable credit terms.

Federal Income Tax Credits Can Help You at Tax Time if You Financially Support Your Parents
12Feb

Federal Income Tax Credits Can Help You at Tax Time if You Financially Support Your Parents

If you're caring for an aging parent, you already know that it can get very expensive. But you can qualify for a some tax credits and tax deductions from the Internal Revenue Service (IRS) for the financial support you provide. There are a lot of different factors to take into consideration, so you may or may not qualify. But if you are able to qualify for the credits, you can see serious savings.

What You Need to Know About North Carolina Lemon Law if You Are Having Repeat Car Problems
11Feb

What You Need to Know About North Carolina Lemon Law if You Are Having Repeat Car Problems

North Carolina Lemon Law gives the first owner of a brand new vehicle purchased or leased in North Carolina weighing less than 10,000 pounds certain legal rights when there are serious defects or defects that can't be fixed. The manufacturer may replace the vehicle or give a refund minus usage if the vehicle qualifies during the first two years of ownership, or 24,000 miles, whichever comes first.

Keeping a Copy of Everything in Your Wallet Can Help You Recover if It Gets Lost or Stolen
10Feb

Keeping a Copy of Everything in Your Wallet Can Help You Recover if It Gets Lost or Stolen

Have you ever lost a credit card only to realize that you didn't know how to reach the bank to get a new one? If you lose your wallet, you might not know who to contact, which can be a problem if you're traveling. But there's something simple you can do to ensure that you can contact your financial institutions quickly in the event of a lost or stolen wallet, especially if you have a lot of cards.

The Auto Loan You Finally Choose Can Cause Your Insurance Premiums to Increase Unexpectedly
7Feb

The Auto Loan You Finally Choose Can Cause Your Insurance Premiums to Increase Unexpectedly

Are you buying a new car? We often think about how a vehicle's age and options affects our auto insurance rates. But we never think about how the loan will affect our premiums. Having a loan will certainly mean you will have to maintain some collision coverage. But some loans require much more than that state's minimum insurance coverage limits and could end up costing you much more than expected.

How Accurate Are CARFAX Vehicle History Reports and the Various Types of Data They Contain?
6Feb

How Accurate Are CARFAX Vehicle History Reports and the Various Types of Data They Contain?

If you've ever looked into purchasing a used car, the odds are really good that you've at least heard of CARFAX, if not purchased a CARFAX report. CARFAX is a service that provides historical information on vehicles. Your dealer might be advertising that a vehicle has a clean CARFAX report, which might calm your nerves about the car. But how reliable is the information that CARFAX reports provide?

Is a Tankless Water Heater a Good Investment for Your Home or is the Familiar Kind Better?
5Feb

Is a Tankless Water Heater a Good Investment for Your Home or is the Familiar Kind Better?

Is a tankless water heater a good investment? A lot more goes into making the decision to replace your bulky water heater with a slim tankless model than a simple yes or no. Even though it can pay itself quickly, a tankless water heater may not be best for you. Some households, for instance, may have a demand that exceeds the water heater's capabilities.

Income Tax Professionals Beware: Tax Scammers Are Targeting Your Network and Your Customers Data
4Feb

Income Tax Professionals Beware: Tax Scammers Are Targeting Your Network and Your Customers Data

Income tax time is when identity thieves and scammers go into overdrive aiming to steal sensitive data from taxpayers and tax professionals alike. Tax professionals must be very mindful of scams intended to take personal and professional information or to allow remote control of computer systems, letting cybercriminals complete and file client tax returns and redirect tax refunds to other accounts.

Your Smart TV is Reporting Data on What You Watch, but You Can Turn Some or All of It Off
3Feb

Your Smart TV is Reporting Data on What You Watch, but You Can Turn Some or All of It Off

Everything is getting smart, which means it's all connected. This means that smart TV manufacturers are able to collect data on how you use your TV. Hopefully your data isn't being reported without knowledge or consent, but it's happened before. For now, here's how you can opt out of having at least some of your personal information collected and reported for some of the major smart TVs out there.

Scammers Try to Break Your Heart and Empty Your Bank Account as Valentine's Day Approaches
31Jan

Scammers Try to Break Your Heart and Empty Your Bank Account as Valentine's Day Approaches

If you miss your special someone, it's easy to feel lonely and left out of love as Valentine's Day draws closer. He might be busy in graduate school. She may have found someone else. Whatever the reason, scammers target lonely and heartbroken people who let down their guards, especially at this time of year. Dating websites and apps can help you find love, but not everyone has the best intentions.

Job Search Expenses Can Be Tax Deductible on Your Tax Return, Even if You Don't Get the Job
30Jan

Job Search Expenses Can Be Tax Deductible on Your Tax Return, Even if You Don't Get the Job

If you've been looking for a new job in the same line of work as your most recent job, you may be able to deduct some of your job search expenses on your federal income tax return. And it doesn't even matter if you got the job. But the Internal Revenue Service (IRS) does have some limitations. So if you've been looking for a new job, check into whether your situation qualifies you for a tax credit.

Common Red Flags That Will Prompt the IRS to Pull Your Income Tax Return Aside for an Audit
28Jan

Common Red Flags That Will Prompt the IRS to Pull Your Income Tax Return Aside for an Audit

You've probably seen ads guaranteeing that certain things you do will ensure you won't get audited by the Internal Revenue Service (IRS) at tax time. Want to know a secret? You can never completely avoid the possibility of a tax audit. The overall number of taxpayers chosen for an audit is usually less than one percent. But there are steps you can take to make an income tax audit even less likely.

Cold Weather Means You Need to Take Care of Your Dog's Coat and Skin for Health and Comfort
27Jan

Cold Weather Means You Need to Take Care of Your Dog's Coat and Skin for Health and Comfort

Even though we've had periods of spring-like weather already this winter, the cold temperatures will surely be here for a while. As your dog spends more time warm indoors during the winter months, it can be easy to let regular grooming slide. However, it's especially important during this time of year to continue with a regular grooming routine that will keep your pup both comfortable and healthy.

Be Wary of Super Bowl Ticket Scams if You Plan to Attend the Big Event in Person This Year
25Jan

Be Wary of Super Bowl Ticket Scams if You Plan to Attend the Big Event in Person This Year

Are you looking for Super Bowl tickets? If so, scammers are watching you! Die-hard football fans want to be there in person while their team pounds the other team into the gridiron to win the coveted trophy. But whether you are a loyal fan desperate for tickets or just wanting to watch the game up close, don't let scammers tackle you by preying upon your desire to be part of the action this year.

Mortgage Assistance and Foreclosure Relief Scams Prey on Those Who Are Struggling the Most
24Jan

Mortgage Assistance and Foreclosure Relief Scams Prey on Those Who Are Struggling the Most

While you may not have a lot of extra cash, you probably have enough to pay the bills. But many people struggle to make ends meet, sometimes resorting to extremes to pay their mortgages. Scammers know this and target these struggling homeowners. So take a moment to be able to recognize mortgage assistance and foreclosure relief scams and the tactics thieves use to victimize you and your loved ones.

What Will Really Happen if You Don't Pay or Forget About Your Federal Income Taxes in 2020?
23Jan

What Will Really Happen if You Don't Pay or Forget About Your Federal Income Taxes in 2020?

The thought crosses our minds every year around tax time and again when we start writing that check to the federal government. What would happen if I didn't pay my federal income taxes? We never really find out, though, since we always end up paying them. But what would really happen if we didn't pay up to the federal government? What are the potential consequences if we don't pay or forget to pay?

When You Are Allowed to Cancel a Sale Under the Federal Trade Commission's Cooling Off Rule
22Jan

When You Are Allowed to Cancel a Sale Under the Federal Trade Commission's Cooling Off Rule

Far too many people are confused about their rights when it comes to cancelling a sale, particularly for vehicle purchases. Some people will say that you have three days to cancel a sale or return a product for a full refund. Others say that you have seven days. Some will say that you have no right to cancel a sale and that all purchases are final. So what's the truth? When can you cancel a sale?

Don't Let Tax Time Be the Perfect Time for Scammers to Steal Your Identity and Tax Refund
21Jan

Don't Let Tax Time Be the Perfect Time for Scammers to Steal Your Identity and Tax Refund

It's that time again. Tax documents are pouring in from banks and employers while we're all collecting receipts and trying to get an idea of how much money we will owe the Internal Revenue Service (IRS). But just because we're at the beginning of the year, it doesn't mean we shouldn't be watching for scams, especially those requesting last-minute deposit changes for tax refunds or account updates.

Freezing Water Pipes Are a Problem in the South, but You Can Prevent Them With Simple Steps
20Jan

Freezing Water Pipes Are a Problem in the South, but You Can Prevent Them With Simple Steps

It's a scientific fact that water freezes when the temperature drops low enough. So it's never too late to safeguard your plumbing against freezing temperatures, especially with the wild temperature swings we experience here in North Carolina. Taking a little bit of time and spending a few dollars can save you thousands of dollars in preventable repairs down the road, not to mention the headaches.

Checking Tire Pressures Regularly is Important for Saving Money and Being Safe on the Road
19Jan

Checking Tire Pressures Regularly is Important for Saving Money and Being Safe on the Road

How often do you check the air pressure in your vehicle's tires? It's a simple thing that you can do that can have significant impacts. But most of us probably don't think about tire pressure until the tire light turns on. Checking your tires weekly to ensure they are properly inflated saves a lot fuel, reduces wear and tear on the tires, and reduces your risks of a crash caused by tire problems.

Scammers Still Targeting Unsuspecting Consumers With Fake Missed Package Delivery Notices
17Jan

Scammers Still Targeting Unsuspecting Consumers With Fake Missed Package Delivery Notices

If you find a notice in your mailbox or on your front door saying you missed a delivery, would you think twice? If you're like most people, you'll call the number on the notice. But that could be a costly mistake. Scammers use these fake notices to steal your money and personal information or to get you to purchase things you don't want, such as recurring subscriptions for future product deliveries.

Don't Let Your Auto Insurance Company Steer You From Genuine Parts & Glass to Aftermarket
16Jan

Don't Let Your Auto Insurance Company Steer You From Genuine Parts & Glass to Aftermarket

The last time your car needed body work or a new windshield, did you get Original Equipment Manufacture (OEM) parts or aftermarket parts? If you're like most people, you don't really know. Most people think that the parts they get are the ones that were originally on the car. But that's not always so. You should know what kind of parts are going on your car and should choose OEM parts if you can.

Tips for the Safe Purchase, Preparation, and Consumption of Fresh Produce to Prevent Illness
15Jan

Tips for the Safe Purchase, Preparation, and Consumption of Fresh Produce to Prevent Illness

Fresh produce is often grown in uncontrolled environments, so there's always a risk of contamination. Fruits and vegetables can come into contact with harmful bacteria in the soil and irrigation water. They can also be tainted during harvesting, storage, transport, or while on display. Since contaminated produce can lead to foodborne illnesses, follow these tips to protect yourself and your family.

How To Save Money On A New Car And Survive the Car Dealership Sales Pitches And Tactics
14Jan

How To Save Money On A New Car And Survive the Car Dealership Sales Pitches And Tactics

Driving away in your new car is exciting, but the process of buying that car can be daunting. Even if you've purchased several cars before, you probably don't know much about the nuances of the car buying process other than the hassle and headaches it sometimes causes. If you take your time, learn the tricks of the trade, and refuse to let the salesperson have control, you can save a lot of money.

The Most Common Income Tax Return Errors and How You Can Avoid Them When Filing Your Return
13Jan

The Most Common Income Tax Return Errors and How You Can Avoid Them When Filing Your Return

Have you started preparing your 2019 income taxes? The deadline to file your return is Wednesday, April 15, 2020. The Internal Revenue Service (IRS) expects that the vast majority of income tax returns, about 90 percent, will be prepared electronically using tax return preparation software. But there are a number of common tax return errors you should look for regardless of how you file your taxes.

A Sewer Backup Endorsement to Your Homeowners or Renters Insurance Can Save You Money Later
12Jan

A Sewer Backup Endorsement to Your Homeowners or Renters Insurance Can Save You Money Later

Most people don't know that insurance often doesn't cover you if something causes sewage to back up into your home. Damages from these types of incidents can add up to many tens of thousands of dollars quickly and make your home a hazmat site. But an optional sewer backup endorsement from your insurance company can save you a lot of money later. Without one, you can end up footing the whole bill.

Neti Pots Can Bring Relief but Also Serious Sinus Infections if Not Used and Cleaned Properly
11Jan

Neti Pots Can Bring Relief but Also Serious Sinus Infections if Not Used and Cleaned Properly

Whether it's the dry winter air that irritates your sinuses or the seasonal allergies that wreak havoc on your breathing, nasal irrigation can bring you some soothing relief. Among the popular devices on the market is the neti pot, which looks like a small tea pot and allows water to flow through your sinuses, rinsing them. But these devices, when not used properly, can cause some nasty infections.

Subprime Credit Cards May Look Rally Good but May Be Predatory With High Interest and Fees
10Jan

Subprime Credit Cards May Look Rally Good but May Be Predatory With High Interest and Fees

There are more distinctions between credit cards than whether they have a VISA, American Express, Discover, or MasterCard logo. Different credit cards give different rewards and incentives to customers based on a variety of factors, such as education and credit history. But be careful. Depending upon your circumstances, some predatory credit card companies may be targeting you to make a quick buck.

Here's How You Can Spot Hidden Damages and Bad Maintenance on a Used Car Before You Buy It
8Jan

Here's How You Can Spot Hidden Damages and Bad Maintenance on a Used Car Before You Buy It

With the increasing reliability of vehicles today, the used car market is becoming a viable alternative for consumers who want good, quality cars for a less-than-new price. But what should you look for to avoid buying someone else's problem car? Besides checking over your next potential vehicle for mechanical hiccups, you should also be looking closely for any signs of hidden crash or flood damage.

Basic Economy Airfare: Here Are Some Things You Should Know Before Booking Your Next Flight
6Jan

Basic Economy Airfare: Here Are Some Things You Should Know Before Booking Your Next Flight

Who doesn't want to save a little bit of money? But don't be so quick to snag that discount airfare the next time you are booking a flight. You might find yourself spending more money then you intended to spend. Many airlines have embraced basic economy fares to provide flyers with cheaper tickets. But a basic economy ticket has a lot of drawbacks and catches, which could leave you spending more.

Avoid These Smartphone Battery Charging and Battery Protection Myths That Just Waste Time
5Jan

Avoid These Smartphone Battery Charging and Battery Protection Myths That Just Waste Time

It's a scientific certainty. As a smartphone battery gets older, its ability to hold a charge decreases. When this happens, we're looking for the best ways to extend battery life and hold a charge longer without spending money to replace the battery. But there are a bunch of myths going around about saving power with smartphone batteries that do little more than waste your time. Do you know them?

Most Human Medications, Including Common Pain Relievers, Are Dangerous or Deadly for Pets
3Jan

Most Human Medications, Including Common Pain Relievers, Are Dangerous or Deadly for Pets

It's torture watching our pets deal with pain and we will do anything to give relief as soon as possible. While it may be tempting to use people medications on our pets, it could be dangerous or even deadly. Pets react quite differently than people to many things, from food to medications. So it's important to know what's harmful to our pets and to see a veterinarian when they're sick or in pain.

You Can Claim an Adoption Tax Credit to Help Offset Expenses if You Adopted a Child in 2019
2Jan

You Can Claim an Adoption Tax Credit to Help Offset Expenses if You Adopted a Child in 2019

If you adopted a child in 2019, you probably had to spend quite a bit of money to do it. Adoption is both expensive and exhausting, but it's also very fulfilling for both the child and the rest of the child's new family. The Adoption Tax Credit exists to give new parents a tax credit of up to $14,080 for each qualifying adopted child, offsetting some of the costs involved in the adoption process.

The Fair Debt Collection Practices Act Gives You Some Debt Collection Practice Safeguards
1Jan

The Fair Debt Collection Practices Act Gives You Some Debt Collection Practice Safeguards

No one is perfect, and we get that. Despite our best efforts, sometimes mistakes happen and bills go unpaid. It's when debts pile up that debt collectors reach out in an attempt to collect on those debts. It's important to know that there are some rights and protections you have from the Fair Debt Collection Practices Act that can help you breath a little easier when debt collectors come calling.

Remember That Antibiotics Should Not Always Be the First Answer During Cold and Flu Season
31Dec

Remember That Antibiotics Should Not Always Be the First Answer During Cold and Flu Season

No one really likes cold and flu season. When it hits, it usually hits hard and brings with them the stuffy noses, coughs and general yuckiness that knock us off our feet. When someone we love feels bad, we want to help them get better as soon as possible. Many of us might reach for leftover antibiotics or rush to the family doctor to get some. But doing this will often do much more harm than good.

Here's How to Save Money on Your Home Heating Costs This Winter When the Temperatures Drop
30Dec

Here's How to Save Money on Your Home Heating Costs This Winter When the Temperatures Drop

It's a simple fact. Your home heating bill will increase as the outside temperature decreases. But you don't have to let the cost of heating your home drain your wallet each time the temps start to fall. If you put in a little bit of effort and a small amount of money, you can save some serious cash each winter on your home's heating costs. If you're ready to save some money, consider these tips.

Here Are Some Things You Should Know if a Gym Membership is Part of Your New Fitness Goals
29Dec

Here Are Some Things You Should Know if a Gym Membership is Part of Your New Fitness Goals

Becoming healthier and getting in shape are probably on your mind right now. To reach those goals, a gym membership is probably part of your plan. Did you decide to join a gym to lose weight, get buffed, or to feel better? Unfortunately, many people end up unhappy with both the physical and financial results of that decision. Here are some things you should know before getting that gym membership.

Traveling With Pets Can Be Hectic, but These Tips Can Help Make It More Enjoyable and Safer
27Dec

Traveling With Pets Can Be Hectic, but These Tips Can Help Make It More Enjoyable and Safer

It's always a difficult decision to make. Do we take our pets on a family trip or do we leave them with someone? When traveling with our pets, we have to make a number of sacrifices in order to make sure they can go where we go. But it's a little more difficult than tossing the dog in the car. You have to take into account a number of pet safety considerations when traveling with a furry friend.

Make Sure You Know and Follow the Rules if Santa Left a New Drone Under the Christmas Tree
26Dec

Make Sure You Know and Follow the Rules if Santa Left a New Drone Under the Christmas Tree

Drones have become popular in recent years thanks to their affordability and the cool factor. Whether you are a recreational user who just your first drone or a professional who uses one of these devices in your daily work, it's important to know the registration requirements and safety rules for flying these devices. Improperly flown drones can cause more than simple damage. They can cost lives.

Here's How You Can Cash in on Those Unwanted Gift Cards You Got in Your Christmas Stocking
25Dec

Here's How You Can Cash in on Those Unwanted Gift Cards You Got in Your Christmas Stocking

People often receive gift cards from people they don't know too well. While the thought is nice, there's a good chance the gift card will be for a store you never visit or that sells things you would never want. But even if the card you get is for your favorite store, there's still a chance you'll forget about it. So if you have an unwanted gift card or two, there are a few options to put it to use.

Here's How You Can Avoid Credit Card Fraud and Identity Theft When Traveling Away From Home
24Dec

Here's How You Can Avoid Credit Card Fraud and Identity Theft When Traveling Away From Home

Do you have an upcoming trip? Your identity is your most important asset. So whether you're traveling across the state or around the world, don't forget to take the necessary precautions to protect it. Thousands of people each year become victims of fraud and identity theft while traveling. Not only can it ruin a trip, it can require a lot of work to remedy and cause a lot of stress in the process.

Fraudulent Tax Emails Are Again Making the Rounds Trying to Steal Your Money and Information
23Dec

Fraudulent Tax Emails Are Again Making the Rounds Trying to Steal Your Money and Information

It's not even tax time, but criminals have already started targeting unsuspecting taxpayers with phishing emails intended to download malware onto their computers. The latest emails appear to be from the Internal Revenue Service (IRS), are signed 'Department of Treasure,' and have a Microsoft Word document attached that appears to be a tax transcript. Don't fall for it. The IRS doesn't work this way.

Consumer Alert: Watch Out for Rental Property Scammers Taking You for a Ride on a Property
20Dec

Consumer Alert: Watch Out for Rental Property Scammers Taking You for a Ride on a Property

Are you in the market for a new apartment or want to rent a nice home? You're in luck! Scammers have just the deal for you! They have a wide variety of options for you to consider, each one with everything you could possibly want. Even better, the price is much better than you could have wanted. But while the property might exist, the only problem is that the rentals themselves don't really exist.

Most People Don't Know Enough About Credit Scoring, So Here Are the Things You Need to Know
19Dec

Most People Don't Know Enough About Credit Scoring, So Here Are the Things You Need to Know

Most people are able to answer basic questions about credit scoring, but don't really know as much as they should. Most people don't know details or get things wrong. Because credit scores play such a vital role in how much you pay when borrowing money, it's important that you understand some key things about credit scoring. Knowing some of these things can save you a lot of money in the long run.

Heat Your Home Safely This Winter to Avoid the Dangers of Carbon Monoxide, the Silent Killer
17Dec

Heat Your Home Safely This Winter to Avoid the Dangers of Carbon Monoxide, the Silent Killer

It's that time of year and cold weather is sweeping across the country, which means that households everywhere have the heat turned on. Unfortunately, the late fall and winter months are also the peak time for accidental deaths caused by carbon monoxide poisoning. Don't become a statistic this year. Make sure you are aware of carbon monoxide and the steps you can take to fight this silent killer.

Check These Things Before the End of the Year to Be Ready to File Your Taxes for Next Year
16Dec

Check These Things Before the End of the Year to Be Ready to File Your Taxes for Next Year

With Christmas just around the corner, one of the last things on your mind is filing your income taxes. But even though the Internal Revenue Service (IRS) tax filing deadline is still a few months away, there are a few things you should check now before this year ends to make sure you're ready for filing. Once the new year begins, your ability to influence your taxes for next year is very limited.

Five Tips for Returning Those Unwanted Holiday Gifts Without Hassle or Unexpected Surprises
15Dec

Five Tips for Returning Those Unwanted Holiday Gifts Without Hassle or Unexpected Surprises

We've all been there. It was a great holiday with friends and family, yet you have a gift or two that you simply don't want or can't use. Do you return your unwanted gifts, re-gift them to someone else, or hide them away in the back of a closet? The decision is yours. But if you choose to return gifts, keep these five simple tips in mind before heading out to make it as quick and easy as possible!

Automotive 101: What Are Some of the Key Things Everyone Should Know About Car Batteries
13Dec

Automotive 101: What Are Some of the Key Things Everyone Should Know About Car Batteries

You've probably stumbled across this article because you suspect a problem with your car's battery. Without it, you would not have power to do anything from starting the engine in subzero temperatures to cruising down the highway on a sunny day. Engines do a lot of work and should get credit for what they do. But without the battery, your engine would just be a several thousand dollar paperweight.

Live Versus Artificial Christmas Trees: Here's What You Should Know to Lower Your Fire Risk
11Dec

Live Versus Artificial Christmas Trees: Here's What You Should Know to Lower Your Fire Risk

When choosing a Christmas tree, the biggest decision most people have to make is whether to purchase a live tree or to pull the artificial tree from the attic. While artificial trees pose fewer safety concerns than live trees, they don't really have the same look, feel, and smell as live trees. Whether you choose live or artificial, each type of tree comes with its own set of fire safety concerns.

Safe Decorating and Preventing Home Fires this Holiday Season
10Dec

Safe Decorating and Preventing Home Fires this Holiday Season

The holiday season is supposed to be a time of joy and good cheer, but it is also a time when the number of home fires increases. In fact, nearly 47,000 fires occur just during the winter holidays alone. Many of those fires could be prevented quite easily with careful planning and responsible decorating. Take steps now to lessen the chances that your home will become a statistic this holiday season.

Some Helpful Tips for People Thinking of Giving Year-End Tax-Deductible Gifts to Charities
9Dec

Some Helpful Tips for People Thinking of Giving Year-End Tax-Deductible Gifts to Charities

Gifts to charity are one of the best tax-saving opportunities available. Not only does the charity benefit, but the taxpayer receives a tax deduction. The ways you can contribute, along with the limits and benefits of doing so, are varied and confusing. As with most tax benefits, changes are made from time to time to those limits and other regulations, including some that came into effect for 2019.

Watch Out for Strange Text Messages Trying to Steal Your Personal and Financial Information
8Dec

Watch Out for Strange Text Messages Trying to Steal Your Personal and Financial Information

If you get a text message from an email address or number you don't recognize, it's probably best to ignore it. Responding or clicking links can cause problems, even if you think you're unsubscribing. You may get unwanted charges on your phone bill or become the victim of identity theft. In any case, you're confirming that your number is good, opening the door to even more text messages or calls.

Scam Alert: Don't Be Tempted to Return Calls or Text Messages From These Scammy Area Codes
6Dec

Scam Alert: Don't Be Tempted to Return Calls or Text Messages From These Scammy Area Codes

Scammers are always looking for new ways to steal money from their unsuspecting victims. One scam still bilking its victims involves calling or texting from some kind of premium phone number, or one that will put charges on your phone bill each time you call or text back. It works very similar to how a 900 number works. But in this case, you don't find out about the high costs until it's too late.

Take Time Now to Prepare Your Vehicle for Upcoming Winter Driving Conditions With These Tips
5Dec

Take Time Now to Prepare Your Vehicle for Upcoming Winter Driving Conditions With These Tips

With the winter driving season upon us, now is the time to take precautionary measures to ensure that your vehicle is in optimal driving condition and properly equipped, especially for inclement weather. In particular, it's time for a tune-up if one hasn't been performed and to make sure your tires are in top shape, that windshield wipers clean well, and that windshield defrosters work properly.

Beware of Newspaper and Magazine Subscription Renewal Offers That Come From Third Parties
4Dec

Beware of Newspaper and Magazine Subscription Renewal Offers That Come From Third Parties

When you get a subscription renewal notice, do you pay it without question or do you do some checking to make sure it's right? If you're like most people, you pay it and forget about it quickly. Everything turns out just fine most of the time. But sometimes the renewal notice you get isn't from the publisher at all. It could be from a third party trying to turn a profit or even steal your money.

Protecting Your Pets From Poisonous Plants That Are Often Used in Indoor Holiday Decorating
2Dec

Protecting Your Pets From Poisonous Plants That Are Often Used in Indoor Holiday Decorating

We don't often think too much about indoor plants when we decorate our homes during the holidays, but it's something you should be thinking about if you have pets. Many plants used in holiday decor, such as holly and mistletoe, are toxic to dogs, cats and other small animals. It can take only seconds for a curious pet to ingest a small amount of a toxic plant, becoming seriously ill or even dying.

Scammers Have Their Sights on Unsuspecting Black Friday and Cyber Monday Holiday Shoppers
28Nov

Scammers Have Their Sights on Unsuspecting Black Friday and Cyber Monday Holiday Shoppers

Be very careful about answering phone calls from numbers you don't recognize, including 800 numbers. Scammers are using 800 numbers and robocalling victims with recorded messages advising of problems with Social Security numbers and warning of legal consequences. These scammers prey on your curiosity when an 800 number calls, hoping you'll answer thinking it's a legit business or government agency.

Don't Fall for Scammers Calling to Warn You of a Problem With Your Social Security Number
27Nov

Don't Fall for Scammers Calling to Warn You of a Problem With Your Social Security Number

Be very careful about answering phone calls from numbers you don't recognize, including 800 numbers. Scammers are using 800 numbers and robocalling victims with recorded messages advising of problems with Social Security numbers and warning of legal consequences. These scammers prey on your curiosity when an 800 number calls, hoping you'll answer thinking it's a legit business or government agency.

Preventing Identity Theft and What to Do if You Become the Next Victim of Identity Thieves
27Nov

Preventing Identity Theft and What to Do if You Become the Next Victim of Identity Thieves

Identity theft is a serious crime. Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit, open new utility accounts, or get medical treatment on your health insurance. An identity thief can file a tax return in your name and get your refund. In some cases, they might even use your identity when arrested, giving you a criminal record.

Thanksgiving Holiday Dinner
26Nov

Here Are a Few Quick Tips for Keeping Your Holiday Meals Safe at Home and When Traveling

It's the most wonderful time of the year again! It doesn't really matter if you're staying at home for the holidays or traveling to visit friends and family. Food will always be a part of the holiday festivities. But you don't want this holiday season to be remembered for the wrong reasons, so make sure you know how to keep you food safe. Food poisoning can certainly put a damper on the holidays.

UPS Will Be Increasing Its Shipping Rates Immediately After Busy Holiday Shipping Season
25Nov

UPS Will Be Increasing Its Shipping Rates Immediately After Busy Holiday Shipping Season

It's almost time for the busiest online shopping days of the year! And with that online shopping comes a lot of package shipping. As more and more shoppers buy their goods online, it puts a strain on the infrastructure those goods use to make it to their final destinations. According to the United Parcel Service (UPS), rates will be increasing in December to fund needed expansions and enhancements.

Over $1.8 Million in Refunds Mailed to Victims of Bogus Skin Care Product Risk-Free Trial
25Nov

Over $1.8 Million in Refunds Mailed to Victims of Bogus Skin Care Product Risk-Free Trial

The Federal Trade Commission (FTC) is mailing over $1.8 million in refunds to victims of a deceptive 'risk-free' trial skin care product scheme who were instead sent and billed for products they didn't order. According to the FTC, the defendants sold products through deceptive trials and collected credit card information for a shipping charge that was instead used for unauthorized monthly charges.

Microsoft Ending Support for Windows 7 on January 14, 2020, Leaving Systems Without Patches
24Nov

Microsoft Ending Support for Windows 7 on January 14, 2020, Leaving Systems Without Patches

If you still haven't upgraded your Windows 7 operating system to Windows 10, you need to pay attention. Microsoft will be ending support for Windows 7 on January 14, 2020. After that date, Microsoft will no longer provide new security updates, non-security hotfixes, free or paid assisted support options, or online technical content updates for Windows 7. But you can still upgrade your system.

If Your iPhone Gets Slow During the Day, You Can Clear Its Memory Without Having to Reboot
23Nov

If Your iPhone Gets Slow During the Day, You Can Clear Its Memory Without Having to Reboot

Is your iPhone slowing down, lagging, crashing, or freezing randomly throughout your day? Its Random Access Memory (RAM) might be corrupt or full and not resetting. The iPhone's RAM clears automatically each time you restart it, but restarting isn't always practical. Here's how you can clear your iPhone's RAM without having to reboot if the memory management feature isn't working the way it should.

Important Tips for Keeping Our Furry Friends Safe and Healthy at Home This Holiday Season
22Nov

Important Tips for Keeping Our Furry Friends Safe and Healthy at Home This Holiday Season

The holiday season is here again. It's the prime time for holiday parties and other festivities, but these festivities can be hazardous for our four-legged family members. Keeping our pets safe should be an important part of holiday celebrations, and doing so is as easy as making a few changes and setting some ground rules. Take some time now to help your furry family members stay safe this season.

Tip-Offs to Rip-Offs: Don't Fall for Health Care Product Fraud Scams
21Nov

Tip-Offs to Rip-Offs: Don't Fall for Health Care Product Fraud Scams

It's a shame that you don't see scam warnings on health products. Then you wouldn't need to be on your toes to spot scams. To keep yourself from being scammed, stay on the lookout for the false claims touting revolutionary scientific breakthroughs, miracle cures, or alternatives to drugs or surgery. This language is used by scammers trying to prey on people who want easy fixes for health problems.

Turkey on Plate
20Nov

Thanksgiving Food Safety Tips: What to Do and Not to Do When Prepping and Cooking a Turkey

Thanksgiving is a day to spend with friends and family around the table, but not around a hospital bed after someone gets a foodborne illness. Food safety is something that everyone should practice daily, not just on a holiday. Whether you're a seasoned chef or a novice preparing your first big meal, make sure that you know the safest ways to thaw, prepare, stuff, and cook your Thanksgiving turkey.

There Are a Number of Things You Shouldn't Do if You're Trying to Buy a Car With Bad Credit
19Nov

There Are a Number of Things You Shouldn't Do if You're Trying to Buy a Car With Bad Credit

Unfortunately, it's a fact of life. Not everyone out there has a great credit rating and not everyone has a good credit rating. Even if you have really bad credit, you can still make purchases on credit but for a heavy price. If you are one of the unlucky people with bad credit and you're in the market for a new car, there are some things you should never do or you'll find yourself deep in a hole.

Car Speedometer Dash
18Nov

Credit Card Rental Car Insurance Can Pick Up Where Traditional Auto Insurance Coverage Ends

Credit cards typically offer some nice perks to get you to sign up, like cash back offers and other rewards. But you might not know that many credit cards offer some form of free rental car insurance as long as you use that particular credit card to pay for the rental. Before you rent your next car, check out the different options from your credit cards to see if you can better protect yourself.

Holiday Shopping
17Nov

Here's How Many Holiday Shoppers Run Into Shopping Headaches and How You Can Prevent Them

The holiday shopping season is about to be in full swing, but that doesn't mean that you have to have regrets about it. Many people run into problems at this time of the year because they miss some of the important points when they get caught up in the excitement. So shop with confidence this holiday shopping season and avoid many of the potential headaches that can come with holiday shopping.

ALT-TEXT
16Nov

Scammers Will Call Posing as Government Officials, Wanting You to Pay Them With Gift Cards

Imagine getting a phone call from a government official saying that a loved one was arrested or that you owe back taxes. Then imagine that the caller says some kind of enforcement action will happen unless you pay a fine or other amount owed immediately via some ind of gift card. Would you pay up? Hopefully you'd realize that scammers are the only ones who call and want you to pay with gift cards.

Holiday Gift
15Nov

Black Friday Shopping Tips: Here's How to Make the Most of Your Time and Money This Year

Some people love it. Some people hate it. Regardless, Black Friday is right around the corner. This means that shoppers across the country are gearing up to get out and officially kick off the 2019 holiday shopping season! Black Friday is the most competitive and the busiest shopping day of the year. So you need to be ready if you want to get the special sales and huge discounts offer by retailers.

Car Vent
14Nov

The New Car Smell We Love Can Be Surprisingly Dangerous or Potentially Toxic to Your Health

When it comes to a brand new car, most people comment about the uniquely pleasant smell inside. But a number of studies suggest that the special new car smell, which comes from chemicals used to manufacture the parts, can be causing serious health issues for vehicle occupants. The studies also note widespread complaints of headaches, lung irritations, inability to focus, and a feeling of fatigue.

Anonymous Person
13Nov

Your Computer Probably Doesn't Have a Security Problem if You Get a Popup Warning Message

If you're on your computer and you get a warning message, stop for a moment. Common tech support scams use pup up messages that claim you have a security problem. The warning messages vary a little bit, but they usually give you some kind of dire warning that you will lose access to your data unless you contact the tech support number displayed or click a tech support link. Don't fall for the scam.

Emergency Department Sign
12Nov

Be Prepared: Tips for Displaying Critical Emergency Contact Information to First Responders

We don't often think about it, but how will emergency personnel get in touch with our loved ones if we are unable to speak? What if we have critical allergies or health conditions that have to be communicated to medical staff before beginning treatment? What if we have pets home alone and no one knows to check on them?

Burned Home
11Nov

Cooking Safety: The Average Number of Kitchen Fires More Than Triples on Thanksgiving Day

There's nothing wrong with having a roaring fire this Thanksgiving as long as it's in your fireplace, not in your kitchen. The statistics are sobering. The average number of kitchen fires more than triples on Thanksgiving Day. In fact, it's the worst day for cooking fires all year. So it's important to be mindful of how kitchen fires start and take the necessary precautions when cooking the turkey.

Service Department
10Nov

Car Dealership Service Advisors Are Making Money From the Services Being Recommended to You

Car dealerships have a bad reputation for high costs, which often comes from the extra money spent for the expertise of the service techs. It's why many people don't get routine maintenance performed there. But some people trust dealerships and have all service performed there, including recommended services. But did you know the person recommending services get a kickback for the services you buy?

Car in Garage
9Nov

If Your Mechanic Tells You Any of These Things, It's Time to Shop Around for a New Mechanic

Nearly everyone has gone to the local shop for routine auto maintenance only to drive away after paying a lot more in unexpected charges. Most mechanics are honest, hardworking people who only want to help you by pointing out problems you may not know about. But some mechanics want to take you and your wallet for a ride. If any of these things sound like your mechanic, start looking for a new one.

Aircraft on Tarmac
8Nov

Helpful Tips Designed to Help You and Your Family Survive the Hectic Holiday Travel Season

Thanksgiving and Christmas are both right around the corner, which means the busy holiday travel season is also right around the corner. But don't worry too much. Whether or not you're thrilled about the prospect of traveling during the holiday season, there are some things you can do to make traveling less of a headache. So before you get in the car or arrive at the airport, check out these tips.

Shovel Digging
7Nov

Dial 811 From Any Phone in North Carolina to Locate Utility Lines Before You Start to Dig

Are you a homeowner planning on doing some digging? Are you a contractor planning a new project that involves getting into the ground? If you're disturbing the soil and doing more than planting some small flowers, you should be dialing 811 from any phone to have hidden underground utility lines located and marked. If not, you run the risk of causing damage that you may be responsible for repairing.

Traveling with Luggage
6Nov

Make Sure Your Bag is Packed Properly Before You Get to the Airport for Your Next Flight

Are you packing for an upcoming trip? Do your plans involve air travel? If so, you need to take some time to check each of the items in your bags. Air travelers mistakenly believe that many common items we use on a daily basis are safe to pack. But some items are hazardous materials on a commercial airplane. These items come with specific packing requirements that every air traveler must follow.

Business Interview
5Nov

Make Sure You Do Everything Right to Prevent Disasters During Your Next Video Job Interview

Many employers are finding that video interviews are a valuable tool to conduct interviews with prospective employees. Job seekers like it, too, because they don't have to travel across town, across the country, or even across the world. But you want to make sure you do it right or you can find yourself without the job. If you want the best chances of getting the job, consider these helpful tips.

Credit Card Chip
4Nov

SCAM ALERT: Beware of Phony Credit and Debit Card Cancellation Phone Calls

Have you received an automated phone call advising that your credit or debit card has been deactivated or even cancelled? If you, so are not alone. People answer these phone calls every day and mistakenly believe them to be coming from their banks. While it may sound quite alarming at first, it's just a scammer trying to scare you into giving up your sensitive information and your account numbers.

Waiter Taking Orders
3Nov

How Much You Should Tip and When You Should Tip in Today's Changing Service Sector Economy

Tipping is something of a no-brainer for some people and a source of instant anxiety for others. It's getting especially complicated now that businesses where you didn't tip before now include a tip option. Or maybe you are presented with a tip option on the display at the register while the clerk is watching you. So when is it customary to tip and when should you just take your stuff and leave?

Elderly Couple
1Nov

Scammers Continue to Target Older Consumers by Pretending to Be Grandchildren in Trouble

Scammers are always looking for a way to make a quick buck. Unfortunately, they know that older consumers are some of the best victims. If there are older folks in your life, make sure to talk to them about the grandparent scam. Scammers call older consumers, especially those with cognitive problems, pretending to be their grandchildren, stealing money and sensitive personal information in minutes.

Hands on Steering Wheel
31Oct

10 and 2 Driving Position Can Be Dangerous Due to Advances in Life-Saving Airbag Technology

The next time you get in your car, forget about what your driving instructor and parents told you way back in the day. Well, don't forget everything you learned about driving. Just forget about the ten and two position for your hands on the steering wheel, which is outdated and could be dangerous. It can sometimes lead to serious injuries in crashes that result in full-speed airbag deployment.

Graduation Cap Toss
30Oct

Some Student Loan Debt Relief Companies Want to Steal Your Money, Not Help You Save Money

If you have continued your education, the odds are pretty good that you have had a student loan at one time or another. Whether you have just signed for your first student loan or if you are trying to pay off several, it can be tempting to jump on any opportunity that promises to wipe away some or all of your student debts. Scammers want you to forget that there is no easy way to wipe out your debt.

Computer Hard Drive
29Oct

A Dirty Computer Can Overheat and Slow Down, Sometimes Causing Damage and Error Messages

Many of us know the importance of keeping our computer's software updated in order to keep it running at its best. But not many people know about the importance of keeping the inside of our computers properly maintained in order to get the longest life and best performance. A computer that can't 'breath' properly is prone to overheating, which can cause slowdowns, shutdowns, and heat damage.

You Can Save Money by Understanding the Fees and Costs When Buying and Selling Real Estate
28Oct

You Can Save Money by Understanding the Fees and Costs When Buying and Selling Real Estate

Between the showings, inspections, and paperwork, it's easy to lose sight of how much you are paying for various things when buying and selling real estate. Most expenses are lumped into closing costs, which is the figure you pay at the end of the process to complete the transaction. You can save a lot of money if you pay attention to closing costs and understand exactly where your money is going.

Doctor Reading X-Ray
24Oct

Mesothelioma Info: Here's What You Need to Know About This Deadly Cancer Linked to Asbestos

You may have heard of mesothelioma from a lawyer's ad on television, which likely promised huge financial settlements for victims of this disease. Or you may know of this deadly cancer because a family member was recently diagnosed. If you or someone you know is affected by mesothelioma, you may want to file a claim now in order to secure any rights to financial compensation that you might be owed.

Trick or Treat
23Oct

Know How to Protect Yourself on Halloween, the Worst Night of the Year for Vehicle Vandalism

Halloween is the worst night of the year when it comes to vehicle vandalism and a top night for thieves looking to make a quick score. In fact, compared to your average day, you're twice as likely to be a victim of vehicle vandals on Halloween. While you may not become a victim, there are a few things you can do to lower your risks and hopefully make it through this mischievous night unscathed.

Financial Aid
22Oct

Watch Out for Scholarship Scammers Who Promote Exclusive Access or Expertise for a Small Fee

College tuition has risen by more than twice the national inflation rate over the past twenty years. With the cards stacked against them, it's no wonder that college students are scrambling to find free money that will pay for as much of their education as possible. Scammers know just how important scholarships are and use the promise of this free money to scam students of what little they have left.

Road Trip
19Oct

How Do You Protect Yourself From Unfair Charges for Rental Car Damage That You Didn't Cause

You sign the rental car agreement, get the car keys, and drive off only to notice that there was some preexisting damage you didn't see earlier. Will you be charged for that damage when you return the car? Even if you're on your toes and this situation doesn't apply to you, what happens if the rental car gets damaged after you drop it off but before the rental company performs a final inspection?

Lecture Hall
18Oct

College Test Prep Scammers Claiming to Be From the College Board Again Targeting Families

Is there a high school student in your life that will soon be preparing for the college? Scammers are at it again. They're pretending to be from the College Board and target unsuspecting families in order to take advantage of your desire to help that student get admitted to the best schools. You want to do your part to help out, but do you know what to look for in order to spot one of these scams?

Baby in Hat
17Oct

Don't Miss Out on These Federal Income Tax Breaks if You Have a New Child or One on the Way

After you spend the time preparing for your new child, taxes are probably the last thing on your sleep-deprived mind. But they shouldn't be. Your new child can save you money with tax credits and tax deductions. All new and prospective parents can use some help in navigating the tax code. So make sure you know about all the credits and deductions you can get for having your first or another child.

Walkway Pumpkins
16Oct

Follow These Safety Tips to Make Halloween a Ghoulishly Fun and Safe Night for Everyone

The spookiest night of the year is upon us! Kids everywhere are choosing their favorite costumes and looking forward to their favorite treats. In preparation for this ghoulishly good time, we encourage parents and caregivers to keep safety in mind so that no child is haunted by Halloween-related injuries. Hidden dangers associated with costumes, treats, and decorations can be prevented very easily.

Hyundai Logo
15Oct

Settlement Reached With Hyundai, Kia in Class Action Lawsuit Alleging Engine Damage, Fires

Hyundai Motor Co and affiliate company Kia Motors Corp have set aside $758 million to settle a class action lawsuit for engine failures and fires. In a statement the companies said they will install software that will monitor for symptoms of engine failure, as well as other steps to include compensation and lifetime warranty protection. The vehicles have been the subject of federal investigations.

Pills in Hand
14Oct

Scam Alert: Law Enforcement Agents Don't Call to Collect Fines From Using Online Pharmacies

Purchasing your medications online is a quick and convenient alternative to driving to the drug store. But many consumers who need medications and who have purchased them online or by phone have unwittingly exposed themselves to extortion by individuals posing as Food and Drug Administration (FDA) agents. Here's what you need to know right now about how this scam works and how to protect yourself.

Clothing on Rack
13Oct

The Better Business Bureau (BBB) Isn't a Government Agency and Can't Force Companies to Act

If you tell your friends that you're having a problem with a company, someone is bound to tell you to contact the Better Business Bureau (BBB) for help. But can the BBB really help you? Many people are confused about why the BBB actually does. The BBB is primarily a business membership organization, not a government agency. But the BBB can prove a good source of useful information about companies.

Kids with Pumpkin
12Oct

Here's What You Need to Know When Choosing a Safe Halloween Costume for Your Little Ghouls

The leaves are changing and the days are getting shorter. That means Halloween is just around the corner! Halloween is the one time of year when kids get to feast on candy and dress up as spooky ghouls or their favorite TV characters. But many parents have questions about costume safety when they're shopping for their children. Do you know what to look for when choosing a safe Halloween costume?

Car Headlight
11Oct

Beware of Graduated Payment Plans That Promise Very Low Payments When You Buy Your Next Car

If you are in the market for a new vehicle, steer clear of dealers that use graduated payment plans to lure you in. Dealers that offer these types of payment plans often use a variety of ads and even paid programming spots aired late at night or on weekends in an effort to hook you with promises of no money down and exceptionally low monthly payments that later skyrocket to insanely high amounts.

Laptop Computer
10Oct

Most People Who Want to Work From Home Don't Know About the Hidden Costs That Come With It

Most people would welcome the opportunity to work from home for additional freedom and flexibility with schedules and saving money and hassle with the daily commute. Do you know that there are often many hidden costs to working from home? Most people don't know about these hidden costs, which come back to haunt them. So if you want to work from home, make sure you know what the true costs will be.

Certified Pre-Owned
9Oct

Certified Pre-owned Cars Cost More but Can Also Have Costly Problems and a Damage History

You'll often see dealer advertisements about certified pre-owned vehicles that go through rigorous multi-point inspections, which can make them seem safer and more reliable than other used vehicles. The hype might not be worth the higher price tag the vehicles carry. You may be surprised to hear that vehicles with extensive repair histories sometimes receive this supposedly prestigious distinction.

Puppy in Costume
8Oct

Puppy Scams Take Advantage of Your Desire for an Adorable New Puppy at a Really Good Price

With big eyes, wagging tails, and enthusiastic kisses, who doesn't love puppies? If you're looking for a new puppy, it can be very easy to get caught up in the excitement. But while you're looking for the next new member of the family, you should also be watching out for a scam that aims to take advantage of the excitement while emptying your wallet and leaving you without a puppy at the same time.

Online Shopping
7Oct

Know How to Properly Cancel Recurring Payments and Which Legal Protections Exist for You

Recurring billing is a great thing for our busy schedules. But preferences sometimes change and you no longer wish to have a payment drafted automatically. So before you sign up for automatic payments, you should know how to properly cancel them, how to deal with cancellation problems should they arise, and know which laws exist to provide you with protections in case you are unable to cancel them.

Car Crash
5Oct

Car Rentals: Supplemental Insurance Coverage and Waivers Usually Not Worth the Extra Money

When you rent a car, you have to make a lot of decisions about supplemental insurance, damage waivers, loss waivers and more. But should you get them? It's usually not worth the extra money. Insurance policies cover most damage done to the rental. But as more rental car companies are charging fees for minor blemishes, loss of use, and depreciation, you might be reconsidering supplemental coverage.

Home Sold Sign
4Oct

Selling Your Home: How to Stand Out With These Tips to Sell Quickly for the Biggest Profit

Have you finally made the decision to sell your home? Have you been trying to sell your home but haven't had many offers? Maybe the offers that have come your way are much lower than you were expecting? You could be a victim of a bad housing market or you might simply need to make a few inexpensive tweaks to make your home stand out from the others and make potential buyers just have to have it.

Modern Apartments
3Oct

North Carolina Tenant Rights: Relationships Between Landlords and Tenants Can Be Complex

Laws governing relationships between a landlord and a tenant are complex. While most problems that arise are caused by simple misunderstandings, some are caused intentionally and may require a legal strategy. One of the simplest ways to protect yourself is to thoroughly read and understand your lease before you sign it. If problems do happen down the road, the lease becomes critically important.

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