Consumer News & Info

Don't Race to Replace Your Electronic Devices Now That Faster Bluetooth 5 is Finally Here
5Aug

Don't Race to Replace Your Electronic Devices Now That Faster Bluetooth 5 is Finally Here

A lot electronic devices today, from phones to medical devices, have Bluetooth technology. With the vast proliferation of Bluetooth, having fasting and longer-range signals is very important. The new Bluetooth 5 specification is making things a lot faster and giving much better range, but you shouldn't start replacing your devices and peripherals just yet solely to take advantage of the changes.

Medical-Related Savings Plans: You Can Save Money on Taxes With Flexible Spending Accounts
5Aug

Medical-Related Savings Plans: You Can Save Money on Taxes With Flexible Spending Accounts

If you have a health plan through a job, you may be able to use a Flexible Spending Account (FSA) to pay for copayments, deductibles, some drugs, and some other health care costs. Depending upon the extent of your health costs, participating in an FSA can help you save money by reducing your taxes at each paycheck. But be careful. If you contribute more than you spend, your unused funds disappear.

A Dirty Computer Can Overheat and Slow Down, Sometimes Causing Damage and Error Messages
4Aug

A Dirty Computer Can Overheat and Slow Down, Sometimes Causing Damage and Error Messages

Many of us know the importance of keeping our computer's software updated in order to keep it running at its best. But not many people know about the importance of keeping the inside of our computers properly maintained in order to get the longest life and best performance. A computer that can't 'breath' properly is prone to overheating, which can cause slowdowns, shutdowns, and heat damage.

Beware of Cars Resurfacing on a Car Lot With No Mention of Water Damage From Recent Floods
3Aug

Beware of Cars Resurfacing on a Car Lot With No Mention of Water Damage From Recent Floods

Have you ever wondered what happens to flood-damaged cars once the water recedes? Many of those cars turn up for sale on car lots across the country after being sold at auction. Most sellers will disclose the previous flood damage. But sometimes unscrupulous sellers will pass flood damage on to unsuspecting buyers who pay top dollar for cars that end up giving them a lot of problems down the road.

Late Fees for Vehicle Registration Renewals in North Carolina Are Still Surprising Drivers
3Aug

Late Fees for Vehicle Registration Renewals in North Carolina Are Still Surprising Drivers

Since 2016, drivers in North Carolina have seen unexpected late fees when renewing their vehicle registrations. While late fees were planned by the North Carolina Division of Motor Vehicles (NCDMV) for some time, it has caused a bit confusion. Some drivers still think that there is a grace period or that the vehicle's registration expires fifteen days after the date on the license plate's sticker.

Federal Income Tax Credits Can Help You at Tax Time if You Financially Support Your Parents
3Aug

Federal Income Tax Credits Can Help You at Tax Time if You Financially Support Your Parents

If you're caring for an aging parent, you already know that it can get very expensive. But you can qualify for a some tax credits and tax deductions from the Internal Revenue Service (IRS) for the financial support you provide. There are a lot of different factors to take into consideration, so you may or may not qualify. But if you are able to qualify for the credits, you can see serious savings.

Income Tax Pros Beware: Tax Scammers Are Targeting Your Network and Your Customers Data
2Aug

Income Tax Pros Beware: Tax Scammers Are Targeting Your Network and Your Customers Data

Income tax time is when identity thieves and scammers go into overdrive aiming to steal sensitive data from taxpayers and tax professionals alike. Tax professionals must be very mindful of scams intended to take personal and professional information or to allow remote control of computer systems, letting cybercriminals complete and file client tax returns and redirect tax refunds to other accounts.

How Accurate Are CARFAX Vehicle History Reports and the Various Types of Data They Contain?
2Aug

How Accurate Are CARFAX Vehicle History Reports and the Various Types of Data They Contain?

If you've ever looked into purchasing a used car, the odds are really good that you've at least heard of CARFAX, if not purchased a CARFAX report. CARFAX is a service that provides historical information on vehicles. Your dealer might be advertising that a vehicle has a clean CARFAX report, which might calm your nerves about the car. But how reliable is the information that CARFAX reports provide?

Puppy Scams Take Advantage of Your Desire for an Adorable New Puppy at a Really Good Price
2Aug

Puppy Scams Take Advantage of Your Desire for an Adorable New Puppy at a Really Good Price

With big eyes, wagging tails, and enthusiastic kisses, who doesn't love puppies? If you're looking for a new puppy, it can be very easy to get caught up in the excitement. But while you're looking for the next new member of the family, you should also be watching out for a scam that aims to take advantage of the excitement while emptying your wallet and leaving you without a puppy at the same time.

How Much You Should Tip and When You Should Tip in Today's Changing Service Sector Economy
30Jul

How Much You Should Tip and When You Should Tip in Today's Changing Service Sector Economy

Tipping is something of a no-brainer for some people and a source of instant anxiety for others. It's getting especially complicated now that businesses where you didn't tip before now include a tip option. Or maybe you are presented with a tip option on the display at the register while the clerk is watching you. So when is it customary to tip and when should you just take your stuff and leave?

Scammers Continue to Target Utility Customers Threatening Disconnection Unless Payment Made
30Jul

Scammers Continue to Target Utility Customers Threatening Disconnection Unless Payment Made

Consumers from across the state are continuing to report suspicious phone calls from scammers that are seemingly from their utility companies. The callers claim that there is a problem with the victim's utility account, which is usually an overdue bill. The victim is then threatened with that power to their homes or businesses will be shut off within an hour unless a payment is made immediately.

Scam Alert: Thieves Are Working Hard to Prey on Your COVID-19 Fears and to Steal Your Money
29Jul

Scam Alert: Thieves Are Working Hard to Prey on Your COVID-19 Fears and to Steal Your Money

With uncertainty still looming over the COVID-19 pandemic, people are anxiously awaiting news that will indicate when the crisis will be over. Scammers, unfortunately, know this and have taken advantage of the fear and confusion. They are hard at work coming up with cons to steal your money by preying on your worries. Remember that promises of COVID-19 cures and treatments are certainly scams.

Watch Out for Scammers Targeting You at Closing if You're in the Market for Your New Home
29Jul

Watch Out for Scammers Targeting You at Closing if You're in the Market for Your New Home

Are you thinking about buying a new home? The most popular time of the year for home sales is coming and you wouldn't be alone if you're thinking about jumping into the housing market. If you are looking, you should also be looking for scammers that want to steal your closing cost funds by pretending to be your real estate agent, closing attorney, title company, escrow company, or mortgage company.

When Can Your Car Dealer Void Your Vehicle's Warranty or Deny Auto Warranty Service Claims?
29Jul

When Can Your Car Dealer Void Your Vehicle's Warranty or Deny Auto Warranty Service Claims?

Can the car dealer void your car's warranty if you have someone else do routine maintenance for you? What if you use aftermarket parts to make repairs or to perform your maintenance? What if you have made upgrades to the car, such as installing a new audio system or new lighting? What if your vehicle has undergone body work? The answer is usually no, but it could be yes depending upon the work done.

The Fair Debt Collection Practices Act Gives You Some Debt Collection Practice Safeguards
28Jul

The Fair Debt Collection Practices Act Gives You Some Debt Collection Practice Safeguards

No one is perfect, and we get that. Despite our best efforts, sometimes mistakes happen and bills go unpaid. It's when debts pile up that debt collectors reach out in an attempt to collect on those debts. It's important to know that there are some rights and protections you have from the Fair Debt Collection Practices Act that can help you breath a little easier when debt collectors come calling.

Most People Don't Know Enough About Credit Scoring, So Here Are the Things You Need to Know
28Jul

Most People Don't Know Enough About Credit Scoring, So Here Are the Things You Need to Know

Most people are able to answer basic questions about credit scoring, but don't really know as much as they should. Most people don't know details or get things wrong. Because credit scores play such a vital role in how much you pay when borrowing money, it's important that you understand some key things about credit scoring. Knowing some of these things can save you a lot of money in the long run.

Consumer Alert: Watch Out for Rental Property Scammers Taking You for a Ride on a Property
28Jul

Consumer Alert: Watch Out for Rental Property Scammers Taking You for a Ride on a Property

Are you in the market for a new apartment or want to rent a nice home? You're in luck! Scammers have just the deal for you! They have a wide variety of options for you to consider, each one with everything you could possibly want. Even better, the price is much better than you could have wanted. But while the property might exist, the only problem is that the rentals themselves don't really exist.

If Your Mechanic Tells You Any of These Things, It's Time to Shop Around for a New Mechanic
27Jul

If Your Mechanic Tells You Any of These Things, It's Time to Shop Around for a New Mechanic

Nearly everyone has gone to the local shop for routine auto maintenance only to drive away after paying a lot more in unexpected charges. Most mechanics are honest, hardworking people who only want to help you by pointing out problems you may not know about. But some mechanics want to take you and your wallet for a ride. If any of these things sound like your mechanic, start looking for a new one.

Scammers Continue to Target Older Consumers by Pretending to Be Grandchildren in Trouble
27Jul

Scammers Continue to Target Older Consumers by Pretending to Be Grandchildren in Trouble

Scammers are always looking for a way to make a quick buck. Unfortunately, they know that older consumers are some of the best victims. If there are older folks in your life, make sure to talk to them about the grandparent scam. Scammers call older consumers, especially those with cognitive problems, pretending to be their grandchildren, stealing money and sensitive personal information in minutes.

Make the Most With These Tips for Shopping Smartly and Safely This Back-to-school Season
27Jul

Make the Most With These Tips for Shopping Smartly and Safely This Back-to-school Season

It's the most wonderful time of the year for parents. Across North Carolina, parents, students, and teachers are preparing for the beginning of a new school year, which means getting clothes, shoes, pencils, notebooks, backpacks, computers, and other necessary school supplies. Keeping some smart shopping tips in mind can help the hunt for school supplies go as smoothly as possible while saving money.

Emissions Inspection Not Required for First Three Years or 70,000 Miles for New Vehicles
26Jul

Emissions Inspection Not Required for First Three Years or 70,000 Miles for New Vehicles

State inspections got easier for some vehicle owners in 2015, but many are still confused about whether they qualify for an emissions test exemption. Vehicles that were produced within three years of the current year and have less than 70,000 miles on the odometer are exempt from the annual emissions inspection since they are covered by a warranty and very seldom have emission component failures.

Here's How You Can Reset a Dell Laptop Battery That Isn't Being Detected and Isn't Charging
26Jul

Here's How You Can Reset a Dell Laptop Battery That Isn't Being Detected and Isn't Charging

If you pull out your Dell laptop at your local coffee shop and press the power button, you expect the screen to light up and to see a login screen. But what if nothing happens because of a dead battery? Thankfully, you may have a cord with you. But when you plug in the cord, the battery either isn't being detected or is simply plugged in but not charging. Is there an alternative to a new battery?

Here's What You Need to Know in Order to Dispose of Old and Leftover Medications Properly
26Jul

Here's What You Need to Know in Order to Dispose of Old and Leftover Medications Properly

If you look in your medicine cabinet, you will probably find some old medications you don't need anymore. Whether it's a prescription painkiller or something over-the-counter, you should properly dispose of old and unused medications to prevent them falling into the wrong hands where they can have potentially harmful effects. But how exactly do you do that? Some medications require proper disposal.

Don't Miss Out on These Federal Income Tax Breaks if You Have a New Child or One on the Way
22Jul

Don't Miss Out on These Federal Income Tax Breaks if You Have a New Child or One on the Way

After you spend the time preparing for your new child, taxes are probably the last thing on your sleep-deprived mind. But they shouldn't be. Your new child can save you money with tax credits and tax deductions. All new and prospective parents can use some help in navigating the tax code. So make sure you know about all the credits and deductions you can get for having your first or another child.

Watch Out for Scholarship Scammers Who Promote Exclusive Access or Expertise for a Small Fee
22Jul

Watch Out for Scholarship Scammers Who Promote Exclusive Access or Expertise for a Small Fee

College tuition has risen by more than twice the national inflation rate over the past twenty years. With the cards stacked against them, it's no wonder that college students are scrambling to find free money that will pay for as much of their education as possible. Scammers know just how important scholarships are and use the promise of this free money to scam students of what little they have left.

Don't Fall for Scammers Who Ask for Money Using Notices That Mimic Your County Tax Bills
22Jul

Don't Fall for Scammers Who Ask for Money Using Notices That Mimic Your County Tax Bills

The next time you get a bill that looks like a county tax bill, take a closer look. If you're like most people, you'd pay the bill without thinking twice. But you might be spending your hard-earned money on worthless services sold by scammers who use mailings that look like official government tax notices. Before paying that bill, take a moment to make sure you know who is trying to get your money.

Protecting Your Child's Personal Information at School Is a Critical Step to Prevent Fraud
21Jul

Protecting Your Child's Personal Information at School Is a Critical Step to Prevent Fraud

For parents, the beginning of a new school year usually means filling out registration forms, health forms, emergency contact forms, and so on. This being said, parents should be aware that many school forms require personal and sensitive information that could be used to commit fraud and identity theft, all in the name of the child, should that sensitive information fall into the wrong hands.

Working From Home Can Be Tempting, but Many Job Opportunities to Work From Home Are Scams
21Jul

Working From Home Can Be Tempting, but Many Job Opportunities to Work From Home Are Scams

Most people would jump at the chance to work from home permanently. The temptation to save money and stay in pajamas all day is high, made even better when the job promises to pay thousands of dollars each week with little or no experience at all. Does it sound too good to be true? It probably is. If you see any offer like this, you should know the keys signs of a scam before you quit your day job.

Protect Yourself From Motor Vehicle Theft That Happens More Often in the Warm Summer Months
21Jul

Protect Yourself From Motor Vehicle Theft That Happens More Often in the Warm Summer Months

A motor vehicle is stolen every 40.9 seconds somewhere in the United States, according to data from the National Highway Traffic Safety Administration (NHTSA). That's nearly 775,000 vehicles for a combined value of about $6 billion. NHTSA trend data also shows that vehicle thefts are most common in the warm summer months. Know what to do to prevent vehicle theft and what to do if yours is stolen.

If You Are Searching for Love, Don't Fall for Online Dating Scams That Prey on Your Heart
20Jul

If You Are Searching for Love, Don't Fall for Online Dating Scams That Prey on Your Heart

Have you used online dating in an attempt to find true love? If so, you aren't alone. According to Pew research studies, about thirty percent of Americans have used online dating to find compatible partners since the days of the first dating sites. That's a lot of people wanting love, but also a lot of people who are potential victims of scammers taking advantage of the desire to find love at last.

Following These Simple Safety Tips Can Help You Get the Most Benefit From Your Medications
20Jul

Following These Simple Safety Tips Can Help You Get the Most Benefit From Your Medications

Everyone has taken a medication at one time or another, whether to dull a pounding headache or to eradicate a bacterial infection. As more Americans are taking multiple medications at once, medication safety is more important than ever. We should be mindful of potential interactions between drugs and the other things we put into our bodies, as well as the basics of taking medications the right way.

Federal Laws Don't Mandate Credit Checks if You Bring Your Own Financing to the Car Dealer
20Jul

Federal Laws Don't Mandate Credit Checks if You Bring Your Own Financing to the Car Dealer

Whether you are the kind of shopper who already has financing in-hand when going to check out new cars or if you just have a sudden urge to stop by the dealer's lot on the way home, there's something you need to know to avoid becoming a victim of an unscrupulous car dealer tactic. Regardless of what the dealer says, the USA PATRIOT Act of 2001 does not require the dealership to check your credit.

Food Safety Tips: Keeping Your Perishable Foods Safe is Critical Whenever Your Lose Power
19Jul

Food Safety Tips: Keeping Your Perishable Foods Safe is Critical Whenever Your Lose Power

Anytime your power goes out due to high winds, snow, ice, thunderstorms, hurricanes, floods, fire, or anything that causes electrical failure, the safety of the food inside your refrigerator and freezer is immediately jeopardized. Knowing how to determine if food is safe and how to keep it safe will help you minimize the potential loss of food spoilage and reduce the risk of foodborne illness.

Getting the Best Fuel Economy for Your Vehicle Has a Lot to Do With Maintenance and Habits
19Jul

Getting the Best Fuel Economy for Your Vehicle Has a Lot to Do With Maintenance and Habits

Are you looking for new ways to save money at the pump? These days, it seems that everyone is trying to stretch a gallon of gasoline a few extra miles. Some things you can do improve your mileage while others either don't improve it or end up making it worse. While all vehicles are different, there are some things that you can do to increase fuel economy that apply to all vehicles. Try them today.

Most People Who Want to Work From Home Don't Know About the Hidden Costs That Come With It
19Jul

Most People Who Want to Work From Home Don't Know About the Hidden Costs That Come With It

Most people would welcome the opportunity to work from home for additional freedom and flexibility with schedules and saving money and hassle with the daily commute. Do you know that there are often many hidden costs to working from home? Most people don't know about these hidden costs, which come back to haunt them. So if you want to work from home, make sure you know what the true costs will be.

While Convenient for Large Groups, All 12 and 15 Passenger Vans Have Unique Safety Concerns
16Jul

While Convenient for Large Groups, All 12 and 15 Passenger Vans Have Unique Safety Concerns

Whether it's taking kids to daycare, seniors to events, teams to sporting events, teens to youth programs or just transporting larger groups for church outings, 15-passenger and 12-passenger vans make it very easy to move large groups of people around. But they have unique safety considerations and can be deadlier than a typical vehicle, especially with low tire pressures or inexperienced drivers.

You Can Save Serious Money on Your Home Insurance Quote With Hidden Home Insurance Credits
16Jul

You Can Save Serious Money on Your Home Insurance Quote With Hidden Home Insurance Credits

If you had a way to save money on your next home insurance quote, would you take advantage of it or let it go to waste? You would use it, of course, to save as much money as possible! There are a few hidden and lesser-known home insurance credits that can save you a lot of money on your insurance bill. Take a look at them and see if you qualify. You could find yourself saving hundreds of dollars.

Tuition Payment Plans Can Help Pay for Higher Education and Make Student Loans Unnecessary
16Jul

Tuition Payment Plans Can Help Pay for Higher Education and Make Student Loans Unnecessary

Students getting ready to go college have a lot on their minds: finding classes, decorating dorm rooms, catching up with friends, and figuring out the best way to balance a job. With these concerns weighing heavily on their shoulders, many students and their parents would prefer not to worry about how to pay for college tuition. But there are some options available to help make things a bit easier.

Scam Alert: Don't Fall for Fake Heavily Discounted Phone, Internet or Cable Service Offer
15Jul

Scam Alert: Don't Fall for Fake Heavily Discounted Phone, Internet or Cable Service Offer

Who doesn't want to save money? You probably pay a lot of money for your monthly phone, cable or Internet bill. So it's good news when the company calls you with an offer to significantly lower those bills. But not so fast! Scammers are taking advantage of your desire to save money. So if you receive a call from someone who claims to be able to drastically lower your bill, it's probably a scam.

Rebuilding Your Finances After a Disaster Is Much Easier if You Take Some Basic Steps Now
15Jul

Rebuilding Your Finances After a Disaster Is Much Easier if You Take Some Basic Steps Now

In the days following a disaster, your first priorities are the safety of your family and meeting your day-to-day needs. But as help arrives and rebuilding begins, it is important to take smart and decisive steps to start putting your finances back together. If possible, you should take steps to start this process now before disaster strikes to make recovering from the unexpected much easier.

Your Credit History and Your Credit Score Can Raise or Lower Your Auto Insurance Premiums
15Jul

Your Credit History and Your Credit Score Can Raise or Lower Your Auto Insurance Premiums

Your credit history affects the price you pay for new credit, such as mortgages, car loans and credit cards. But your credit history may also affect the price you pay for car insurance with insurance companies, which can cut into your budget. So unless you live in California, Hawaii, and Massachusetts where the practice has been banned, you should know how your credit can affect your premiums.

Should You Buy Refurbished Products or Just Spend the Extra Money for Something Brand New?
14Jul

Should You Buy Refurbished Products or Just Spend the Extra Money for Something Brand New?

Electronics items are hot sellers when it comes to refurbished merchandise. Refurbished electronics, after all, are much cheaper than buying something brand new. But many consumers have questions about whether this type of product, or any product, is worth the risk that comes with the lower price tag. Should you chose refurbished? It really all comes down to the cost and who did the refurnishing.

Car Rentals: Supplemental Insurance Coverage and Waivers Usually Not Worth the Extra Money
14Jul

Car Rentals: Supplemental Insurance Coverage and Waivers Usually Not Worth the Extra Money

When you rent a car, you have to make a lot of decisions about supplemental insurance, damage waivers, loss waivers and more. But should you get them? It's usually not worth the extra money. Insurance policies cover most damage done to the rental. But as more rental car companies are charging fees for minor blemishes, loss of use, and depreciation, you might be reconsidering supplemental coverage.

Do These Things to Make Getting Fair Insurance Settlements After a Natural Disaster Easier
14Jul

Do These Things to Make Getting Fair Insurance Settlements After a Natural Disaster Easier

No matter how much we prepare for the next big storm, recovery is never an easy process. So in order to make working with your insurance company and recovering from a natural disaster a little bit easier, you should make sure to do these key things now. If you wait too long, don't keep good records, or don't even know what your insurance policy covers, you can find yourself under even more stress.

Safety Tips for Keeping Your Food Safe Both During and After a Hurricane or Tropical Storm
9Jul

Safety Tips for Keeping Your Food Safe Both During and After a Hurricane or Tropical Storm

Hurricane season is here. With any storm comes the risk of high winds and heavy rain that can lead to flooding and power outages. All of these risks can compromise the safety of stored food. So what can you do to help keep your food safe and ensure that it is safe to consume both during and after a storm? Here are some steps that you can take to reduce food waste and the risk of foodborne illness.

Know How to Properly Cancel Recurring Payments and Which Legal Protections Exist for You
9Jul

Know How to Properly Cancel Recurring Payments and Which Legal Protections Exist for You

Recurring billing is great for our often busy schedules. But preferences sometimes change and you no longer wish to have a payment drafted automatically. So before you sign up for automatic payments, you should know how to properly cancel them, how to deal with cancellation problems should they arise, and know which laws exist to provide you with protections in case you are unable to cancel them.

You Shouldn't Ignore These Warning Lights if They Show Up on Your Car's Instrument Cluster
9Jul

You Shouldn't Ignore These Warning Lights if They Show Up on Your Car's Instrument Cluster

Cars today have lots of bells and whistles. If you are used to driving an older car, some of the new warning lights can seem confusing. While there are indeed new warning lights that have been added with new technology, many haven't changed over the decades. Ignoring these warning lights, which are there to alert you to a potential problem, can leave you stranded or cause further costly damage.

Ventilation Is Crucial to Preventing Health Issues and Damage Caused by Bathroom Humidity
7Jul

Ventilation Is Crucial to Preventing Health Issues and Damage Caused by Bathroom Humidity

Ask your friends and family about how to improve air quality in your home and you'll probably get a wide variety of answers. We're willing to bet that none of those answers will involve the bathroom exhaust fan. Most people don't know that a bathroom exhaust fan is one of the more important air quality components of your home, removing humidity that can damage your home and cause health problems.

Low Interest Auto Financing Might Not Save You the Most Money if Incentives Are Available
7Jul

Low Interest Auto Financing Might Not Save You the Most Money if Incentives Are Available

Depending upon your credit history and the market, you probably haven't been offered a low interest car loan rate often. They do exist, but are usually specials to move only certain cars that just won't sell. Even if you are offered a low interest rate, you can probably save more money with rebates and other incentives and then taking a higher interest rate or getting your own financing elsewhere.

Helpful Tips for Safeguarding Your Sensitive Personal Information When Using Mobile Banking
7Jul

Helpful Tips for Safeguarding Your Sensitive Personal Information When Using Mobile Banking

Technological advances have made our lives easier. But those advances also make us vulnerable to criminals looking for a quick buck. Mobile banking is one way our lives are now easier. But mobile banking can also leave your door wide open to hacking and identity theft if you slip up or become careless. Review our helpful tips to make sure you're protecting your money and information the right way.

Your Next Loan May Be Based More on Your Smartphone and Other Data Than Your Credit Score
6Jul

Your Next Loan May Be Based More on Your Smartphone and Other Data Than Your Credit Score

The days of using a handshake to secure a loan are a distant memory. Today, artificial intelligence powers all sorts of business practices, from what Walmart sends to each store to which boxes should go on delivery trucks. But artificial intelligence goes beyond shipping. In fact, your next loan decision could be based upon an artificial intelligence as much as a credit score. So how does it work?

Before Heading Out Into the Summer Sun, Protect Your Skin With the Right Kind of Sunscreen
6Jul

Before Heading Out Into the Summer Sun, Protect Your Skin With the Right Kind of Sunscreen

We all know that sunscreen helps to protect against skin cancer. But did you know that some sunscreens protect against only the sun's ultraviolet B (UVB) rays and not its ultraviolet A (UVA) rays? Did you also know that sunscreen doesn't block all UV radiation and isn't truly waterproof? Before you head into the summer sun, make sure you know how to protect your skin from the sun's harmful rays.

Does Your Car Have Small Scratches in Its Clear Coat Finish? Use Toothpaste to Remove Them!
6Jul

Does Your Car Have Small Scratches in Its Clear Coat Finish? Use Toothpaste to Remove Them!

Who knew that toothpaste could be so versatile? You use toothpaste to clean and polish your teeth. But have you ever considered using toothpaste to polish out those small scratches in your car's clear coat finish? We're guessing that you haven't. So, the next time your car gets a small scratch, consider reaching for a damp cloth and your favorite tube of toothpaste before more expensive solutions.

Auto Shop Fluid Flushes Are Rarely Needed, Can Cause Damage, and Hardly Ever Fix Problems
5Jul

Auto Shop Fluid Flushes Are Rarely Needed, Can Cause Damage, and Hardly Ever Fix Problems

Have you seen the displays at your auto shop advertising fluid flushes designed to protect your major vehicle systems? It may seem like a good idea, but fluid flushes should be done sparingly, if ever. Vehicle fluids lose color quickly since color is added mainly to help you distinguish between the different types of fluid, not the fluid's condition. Some flushes even damage sensitive vehicle parts.

Be on the Lookout for Home Repair Scams and Shady Contractors Following Natural Disasters
5Jul

Be on the Lookout for Home Repair Scams and Shady Contractors Following Natural Disasters

Preparing for an approaching hurricane or other weather disaster is stressful enough without worrying about scammers who want to take advantage of the situation and steal your money in your time of need. If you find yourself in the unfortunate situation of needing repairs after a storm, know what to look for to help you separate good contractors from scammers and cheats looking for a quick payday.

Tips to Help if Your Windows Device Seems to Be Dropping Your Wireless Internet Connection
5Jul

Tips to Help if Your Windows Device Seems to Be Dropping Your Wireless Internet Connection

Ever want to get online but receive an error message that the connection is unavailable? The inability to get online is often related to the need to reboot or reset your hardware, but we've investigated and have a step-by-step series of procedures for you to consider in order to get you reconnected to the world. While these steps might not fix your problem, they may point you in the right direction.

Not Responsible for Windshields is a Common Tactic for Truckers to Avoid Insurance Claims
30Jun

Not Responsible for Windshields is a Common Tactic for Truckers to Avoid Insurance Claims

You've seen the signs on the back of nearly every dump truck moving down the highway that the trucking company is not responsible for broken windshields. It's a scare tactic the companies often use to frighten you into not filing an insurance claim against them for your broken windshield. But in North Carolina, you can file a claim for damages caused when something falls from one of these trucks.

Saving Money at the Pharmacy Counter: Here's How You Can Lower Your Prescription Drug Costs
30Jun

Saving Money at the Pharmacy Counter: Here's How You Can Lower Your Prescription Drug Costs

If you're a budget-conscious consumer, you are always on the lookout for new and better ways to reduce your monthly expenses. But for many of us, prescription medications make up an ever-increasing portion of our monthly expenses. Did you know that you can save money by lowering the amount of money you pay for prescription drugs? Here are five tips to help you save money on prescription drug costs.

You Can Protect Yourself From Identity Theft by Keeping Your Private Information Private
30Jun

You Can Protect Yourself From Identity Theft by Keeping Your Private Information Private

The Internet is so prevalent in our day-to-day lives that we often give little thought to our privacy as we browse our social media feeds or reorder dog food. But it's more important than ever in our connected world to safeguard our information from identity thieves. Thankfully, there are a few steps you can take to reduce the likelihood of having your identity stolen, whether online or offline.

Student Loans: Know About the Various Options for Lowering and Eliminating Monthly Payments
29Jun

Student Loans: Know About the Various Options for Lowering and Eliminating Monthly Payments

Student loans are complicated and many things can go wrong when inexperienced young people have to pay back the money. If you're a first-time borrower, you need to know the basics about paying back student loans and the different ways you can reduce or eliminate your payments. If you already have student loans, now is a good time to take a second look at your terms and the path to paying them off.

Seven Key Things You Need to Know About Your Home Insurance Policy Before Disaster Strikes
29Jun

Seven Key Things You Need to Know About Your Home Insurance Policy Before Disaster Strikes

Looking over your homeowners insurance policy can be challenging and confusing. But with more insurance companies inserting provisions to shift risk and costs to homeowners, a careful read is more important than ever! You don't want to find out that your policy doesn't cover certain types of damage when you call to make a claim. So here are seven things you should know now about your policy.

Yo-Yo Auto Scams: Your Financing 'Fell Through' So You Have to Return the Car or Pay More
29Jun

Yo-Yo Auto Scams: Your Financing 'Fell Through' So You Have to Return the Car or Pay More

You've finally filled out the lengthy paperwork for your new or used car and drive it home in triumph. Everything is done, right? But you may get a phone call a few hours, days or even weeks later from your dealer saying that your financing fell through and that you have to return the car or agree to different financing terms. That's illegal. If a dealer tells you this, it's time to get help.

Are You Using Bleach Correctly in Your Washing Machine in Order to Get the Whitest Whites?
28May

Are You Using Bleach Correctly in Your Washing Machine in Order to Get the Whitest Whites?

When it comes to doing laundry, getting the whitest whites can sometimes seem like a challenge. You may be tempted to buy certain bleach products that promise superior whitening power compared to other products. Should you believe the commercials or simply stick to your laundry detergent? Getting the whitest whites really comes down to the type of bleach you use in your laundry and how you use it.

Your Auto Insurance Premium Changes Based Upon Insurance Points Each Time You File a Claim
28Jun

Your Auto Insurance Premium Changes Based Upon Insurance Points Each Time You File a Claim

Filing a claim with your auto insurance company will usually leave you paying higher premiums for a few years, especially if there was a lot of damage. But how much more money will you end up paying? Filing an insurance claim might not be so bad on your wallet depending upon your insurance company, insurance discounts, the amount of the claim, and the number of insurance points you've accumulated.

Online Security: Tips to Protect Yourself and From Fraud When You Make Online Purchases
28Jun

Online Security: Tips to Protect Yourself and From Fraud When You Make Online Purchases

It can be a nearly impossible task to know exactly who you're dealing with when conducting any business online. Unfortunately, cybercriminals are still working hard to take advantage of you, and the tactics and technology they use is constantly evolving. While it's not possible to stop using the Internet these days, it is possible to protect yourself from becoming a victim of online fraud.

What You Should Know About Air Turbulence and How to Protect Yourself on Your Next Flight
22Jun

What You Should Know About Air Turbulence and How to Protect Yourself on Your Next Flight

Experiencing a turbulent flight can be unnerving to even the most seasoned air traveler. Even worse, it's completely unpredictable, even creeping up on your flight on a perfectly clear day. But while air turbulence is an accepted part of air travel, there are some things you should do to ensure your safety and the safety of those around you on your next flight should sudden air turbulence crop up.

Check That Your Vehicle is Ready for the Highway Before You Embark on Your Summer Vacation
22Jun

Check That Your Vehicle is Ready for the Highway Before You Embark on Your Summer Vacation

Whether you'll be headed to the beach, the lake, the mountains, or anywhere between, make sure your vehicle is safe and ready to roll this summer before you pack up the family and hit the asphalt. Review the following safety checklist and fix anything the needs fixing. After all, prevention is much easier than dealing with the consequences of an unexpected highway breakdown or even a deadly crash.

Watch Out for Cybercriminals Looking to Scam Eager Online Job Seekers With Empty Promises
22Jun

Watch Out for Cybercriminals Looking to Scam Eager Online Job Seekers With Empty Promises

Job search websites can be a great tool for finding a job. With a lot of Americans currently out of work, finding a reliable job is now very crucial. But not every job opportunity posted online is legitimate. Scammers, who know that people are eager to work, use their criminal skills to scam unsuspecting victims of the little money they have left. Do you know how to spot an online job search scam?

You Can Save Money on Your Air Conditioning and Summer Energy Costs With These Simple Tips
21Jun

You Can Save Money on Your Air Conditioning and Summer Energy Costs With These Simple Tips

Summer temperatures are just around the corner and that means your home's cooling system will be working hard to keep you and your family comfortable day and night. But running the air conditioner to stay comfortable doesn't have to break the bank. With just a little bit of work and these helpful tips, you can spend your hard-earned money on something other than your cooling your home this summer.

Student Loans Have Differences That You Should Review Carefully Before Accepting the Money
21Jun

Student Loans Have Differences That You Should Review Carefully Before Accepting the Money

Applying for student loans isn't fun or easy. When you finally get a loan offer, you may be so excited that you accept it right away without any hesitation. But you should be doing your research on all student loan offers before accepting one. There are many different types of students loans available and each one has different considerations that can make a huge difference when it's time to repay.

Scammers Falsely Claim Abduction of Children in Order to Trick Parents Into Paying Ransom
21Jun

Scammers Falsely Claim Abduction of Children in Order to Trick Parents Into Paying Ransom

Be alert for frightening scam calls targeting parents. Con artists call unsuspecting parents claiming that one of their children has been abducted. The scammer then demands ransom money in exchange for the child being returned unharmed. While these con artists will use a variety of tricks to make their story convincing, their ultimate goal is always to trick parents into paying thousands of dollars.

Grapefruit and Other Citrus Fruits Can Cause Serious Health Problems With Some Medications
19May

Grapefruit and Other Citrus Fruits Can Cause Serious Health Problems With Some Medications

While part of a balanced diet, grapefruit and some other citrus fruits can have serious interactions with certain medications. In fact, there are dozens of drugs known to the U.S. Food and Drug Administration (FDA) that interact with grapefruit alone, including many over-the-counter drugs. If you are taking any medications, check the drug safety information carefully for any food interactions.

North Carolina Vehicle Inspection Checklist: What's Checked for a State Safety Inspection
19Jun

North Carolina Vehicle Inspection Checklist: What's Checked for a State Safety Inspection

The annual emission and safety vehicle inspection process in North Carolina can be a simple inconvenience or a big nightmare. But too many people worry about seeing a check engine light, which could mean thousands of dollars in repairs, while ignoring the safety component of this annual check. Do you know what has to be in tiptop shape in order to pass the North Carolina Vehicle Safety Inspection?

Scam Alert: Law Enforcement Agents Don't Call to Collect Fines From Using Online Pharmacies
19Jun

Scam Alert: Law Enforcement Agents Don't Call to Collect Fines From Using Online Pharmacies

Purchasing your medications online is a quick and convenient alternative to driving to the drug store. But many consumers who need medications and who have purchased them online or by phone have unwittingly exposed themselves to extortion by individuals posing as Food and Drug Administration (FDA) agents. Here's what you need to know right now about how this scam works and how to protect yourself.

Scammers Will Call Posing as Government Officials, Wanting You to Pay Them With Gift Cards
18Jun

Scammers Will Call Posing as Government Officials, Wanting You to Pay Them With Gift Cards

Imagine getting a phone call from a government official saying that a loved one was arrested or that you owe back taxes. Then imagine that the caller says some kind of enforcement action will happen unless you pay a fine or other amount owed immediately via some ind of gift card. Would you pay up? Hopefully you'd realize that scammers are the only ones who call and want you to pay with gift cards.

How Do You Protect Yourself From Unfair Charges for Rental Car Damage That You Didn't Cause
18Jun

How Do You Protect Yourself From Unfair Charges for Rental Car Damage That You Didn't Cause

You sign the rental car agreement, get the car keys, and drive off only to notice that there was some preexisting damage you didn't see earlier. Will you be charged for that damage when you return the car? Even if you're on your toes and this situation doesn't apply to you, what happens if the rental car gets damaged after you drop it off but before the rental company performs a final inspection?

Sugar Substitutes Can Be Very Good for Your Diet, but Are Often Deadly When Eaten by Dogs
18Jun

Sugar Substitutes Can Be Very Good for Your Diet, but Are Often Deadly When Eaten by Dogs

Using sugar-free sweeteners might be an effective way to cut out sugar from your diet, but they can be very dangerous for man's best friend. Xylitol, in particular, is hazardous in small amounts and can be lethal when eaten by a dog. If you keep any sugar-free foods around the house, you should pay close attention to ensure your dog doesn't eat any and know the warning signs of xylitol poisoning.

How You Can Prevent Swimmer's Ear and Other Ear Infections That Peak During Warmer Weather
17Jun

How You Can Prevent Swimmer's Ear and Other Ear Infections That Peak During Warmer Weather

Warm weather is here and the kids might be off swimming somewhere. But when water gets in the ear from any source, we run the risk of developing a painful infection known as swimmer's ear. This condition is relatively easy to treat, but preventing it is the best course of action. Take some precautions to keep swimmer's ear and other ear infections from causing pain and ruining a summer vacation.

Weigh the Risks and Benefits if You Want to Help Your College-Bound Child Get a Credit Card
17Jun

Weigh the Risks and Benefits if You Want to Help Your College-Bound Child Get a Credit Card

It used to be so easy for college students to get credit cards that they were inundated with credit card offers. The result was a student with too many credit cards and a corresponding high amount of debt. But once the Card Act was passed, it became much more difficult for those under 21 to get a credit card. They can still get credit cards, but they need their parents to help. But should you help?

National Do Not Call Registry: Information About Registration and Several Common Questions
17Jun

National Do Not Call Registry: Information About Registration and Several Common Questions

Since 2003, the National Do Not Call Registry has helped millions of people reduce the number of unwanted phone calls they receive. We helped create this valuable protection and the North Carolina law that supplements it. Unfortunately, scammers don't follow any rules and don't respect your registration. But you can register and stop the many legitimate telemarketing companies from contacting you.

Tip-Offs to Rip-Offs: Don't Fall for Health Care Product Fraud Scams
16Jun

Tip-Offs to Rip-Offs: Don't Fall for Health Care Product Fraud Scams

It's a shame that you don't see scam warnings on health products. Then you wouldn't need to be on your toes to spot scams. To keep yourself from being scammed, stay on the lookout for the false claims touting revolutionary scientific breakthroughs, miracle cures, or alternatives to drugs or surgery. This language is used by scammers trying to prey on people who want easy fixes for health problems.

Leaving Your Children and Your Pets Alone in Hot Cars Can Turn Deadly in Just a Few Minutes
16Jun

Leaving Your Children and Your Pets Alone in Hot Cars Can Turn Deadly in Just a Few Minutes

You need to make a quick stop at a local shop. You will only be gone for a minute. You crack the windows and lock the car, leaving your sleeping infant cozy in the car seat. The problem is that it's never just a minute. It's always longer than you think. And it takes less than ten minutes for your car with the cracked windows to heat up to dangerous temperatures, posing serious risks to your child.

Fourth of July Fireworks Safety Tips: How to Enjoy This Holiday Free of Burns and Injuries
16Jun

Fourth of July Fireworks Safety Tips: How to Enjoy This Holiday Free of Burns and Injuries

Ask any kid what the Fourth of July means and you'll probably hear some excitement about fireworks. While adults know that Independence Day means more than fireworks, they have become synonymous with celebrating this special day. Whether you are breaking out the fireworks yourself or watching a show, get to know basic fireworks safety so you can enjoy the day without severe or even fatal injuries.

If You Lose Your Credit or Debit Card Only to Find It a Short Time Later, Cancel It Anyway
15Jun

If You Lose Your Credit or Debit Card Only to Find It a Short Time Later, Cancel It Anyway

Have you ever lost your wallet or purse? Or maybe you've given your credit or debit card to a cashier only to walk away without it? Well, you're not alone. It's happened to pretty much everyone at one time or another. If you lose your credit or debit card only to find it a short time later, you may think nothing more of it. But you really should consider canceling the card and requesting a new one.

Beware of Graduated Payment Plans That Promise Very Low Payments When You Buy Your Next Car
15Jun

Beware of Graduated Payment Plans That Promise Very Low Payments When You Buy Your Next Car

If you are in the market for a new vehicle, steer clear of dealers that use graduated payment plans to lure you in. Dealers that offer these types of payment plans often use a variety of ads and even paid programming spots aired late at night or on weekends in an effort to hook you with promises of no money down and exceptionally low monthly payments that later skyrocket to insanely high amounts.

Your Computer Probably Doesn't Have a Security Problem if You Get a Pop-Up Warning Message
15Jun

Your Computer Probably Doesn't Have a Security Problem if You Get a Pop-Up Warning Message

If you're on your computer and you get a warning message, stop for a moment. Common tech support scams use pup up messages that claim you have a security problem. The warning messages vary a little bit, but they usually give you some kind of dire warning that you will lose access to your data unless you contact the tech support number displayed or click a tech support link. Don't fall for the scam.

What to Do if Your Doctor or Healthcare Provider Is Not in Your Health Insurer's Network
14Jun

What to Do if Your Doctor or Healthcare Provider Is Not in Your Health Insurer's Network

Have you gone to see your doctor only to find our that your health insurance company doesn't consider the provider in-network anymore? It happens more often than you would think, especially in January when insurance plans change. You're ultimately responsible for your doctor's charges, but there are a few things you can do to keep costs down and prevent medical expenses from affecting your credit.

Here's How You Can Determine if the Article You're About to Read or Share Isn't Fake News
14Jun

Here's How You Can Determine if the Article You're About to Read or Share Isn't Fake News

Fake news isn't new. It's been around for centuries. It wasn't until technological advances, such as viral emails and social media, that fake news became a real problem. Fake news can spread very quickly and influence people in ways that weren't possible before. Whether it's completely fake or only using misleading headlines, know what to look for to be able to spot fake news before you share it.

FDA to Parents: Avoid Putting Sunscreen on Infants if Possible, Instead Opting for Shade
13Jun

FDA to Parents: Avoid Putting Sunscreen on Infants if Possible, Instead Opting for Shade

You probably don't think twice about applying sunscreen when you head out to the pool or to the beach. But do you ever think about whether you should apply sunscreen to your baby's skin? You may think that it's perfectly safe to do this, but shade is often a better idea. Sunscreens are recommended for use by adults and its use on infants, especially those under six months of age, can be harmful.

The Federal Emissions Warranty is Often Overlooked When Your Vehicle Needs Emissions Fixes
13Jun

The Federal Emissions Warranty is Often Overlooked When Your Vehicle Needs Emissions Fixes

Do you know about the Federal Emissions Warranty? Many people have never even heard of it and don't know that it can translate into free repairs for certain emission-related defects. Before you spend money you don't need to spend or go without repairs, check to see if your vehicle qualifies for free emissions system repairs when your check engine light comes on or you fail an emissions inspection.

Don't Let Your Auto Insurance Company Steer You From Genuine Parts & Glass to Aftermarket
10Jun

Don't Let Your Auto Insurance Company Steer You From Genuine Parts & Glass to Aftermarket

The last time your car needed body work or a new windshield, did you get Original Equipment Manufacture (OEM) parts or aftermarket parts? If you're like most people, you don't really know. Most people think that the parts they get are the ones that were originally on the car. But that's not always so. You should know what kind of parts are going on your car and should choose OEM parts if you can.

It's Probably Not Cancer: Self-diagnosis With Online Medical Information Isn't a Good Idea
2Jun

It's Probably Not Cancer: Self-diagnosis With Online Medical Information Isn't a Good Idea

Modern technology has put all types of information at our fingertips, so it's little wonder that we turn to Google when we need answers for our questions. Unfortunately, when we self-diagnose our medical concerns with the help of online resources, such as search engines and WebMD, we are often inaccurate. The result is a sense of panic about a medical condition that in all likelihood doesn't apply.

The Secrets That Stores Try to Keep From Customers and How You Can Use Them to Save Money
2Jun

The Secrets That Stores Try to Keep From Customers and How You Can Use Them to Save Money

Bargain hunters already save money regularly by cutting coupons and shopping during store sales. But there are many other ways you can save money when shopping that the stores try to keep secret from you. So what do you do to save some money on your next shopping trip? Combining these shopping strategies with coupons and store sales can help you save as much of your hard-earned money as possible!

Fifteen Questions You need to Ask a Prospective Landlord Before Signing an Apartment Lease
1Jun

Fifteen Questions You need to Ask a Prospective Landlord Before Signing an Apartment Lease

Owning a home is part of the American dream, but it's not always within reach. If home ownership isn't on the radar just yet, you'll likely be renting until that big day comes. But entering into a rental agreement is just as important as signing for a home mortgage. It's important to know what to keep in mind, so here are fifteen questions to ask before signing for the lease on your next apartment.

You Can Get Free Credits Reports Each Year Without Having to Enroll for Expensive Services
31May

You Can Get Free Credits Reports Each Year Without Having to Enroll for Expensive Services

You hear about free credit reports everywhere, but they're rarely free. In fact, you'll probably have to enroll for future recurring charges or pay fees for other unanticipated services. Before you jump into something that you don't fully understand, you should know there is a truly free option out there. You can get a truly free credit report each year from each of the three major credit bureaus.

Mandatory Arbitration Clauses Are Everywhere but Aren't Really That Good for the Consumer
29May

Mandatory Arbitration Clauses Are Everywhere but Aren't Really That Good for the Consumer

You may have heard of arbitration, but you probably don't know exactly what it entails. Arbitration is another method of resolving disputes where parties present their sides of a complaint to an independent person who then decides on the rules, facts of the case, and arguments before making a decision on the dispute. It's similar to court proceedings, but you're not in front of a judge or a jury.

How Late Can You Make Your Payments Before They Negatively Affect Your Credit Worthiness?
29May

How Late Can You Make Your Payments Before They Negatively Affect Your Credit Worthiness?

Most people know that late payments on credit cards, car loans and mortgages affect their credit scores and their credit worthiness. But few people know that late payments don't always get reflected on credit reports. In fact, payments must be at least thirty days late before they can be reported to the credit bureaus, which gives you extra time to fix the issue if you happen to forget a payment.

Increase Your Odds of a Free First Class or Business Class Upgrade on Your Upcoming Flight
28Jul

Increase Your Odds of a Free First Class or Business Class Upgrade on Your Upcoming Flight

If you're like most travelers, you don't buy first class or business class tickets when you fly. But it can be hard walking through those sections as you walk to the back of the plane. The people sitting in the front may have paid for their tickets since the cost for those seats has fallen, but some of them may have gotten free upgrades. How can you get a free first class or business class upgrade?

Beware of Medical Advice From Daytime Talk Shows That Can Cost Money and Give Zero Benefit
28May

Beware of Medical Advice From Daytime Talk Shows That Can Cost Money and Give Zero Benefit

If you've ever flipped through the channels, you've seen daytime talk shows with doctors or other professionals giving medical advice to the audience. Have you ever thought about the accuracy of the health claims they make? Should you be skeptical or should you make changes to your health and lifestyle? The bottom line is that you should be cautious before putting their recommendations into action.

Your Luggage Is Lost: Here Are Some Things You Can Do When Your Airline Misplaces Your Bags
28May

Your Luggage Is Lost: Here Are Some Things You Can Do When Your Airline Misplaces Your Bags

You've finally landed at the airport after a long flight only to find that your luggage didn't make the trip with you. While it might be a minor inconvenience for some people, it can cause major stress to most everyone else. So it's important to know what to do in the event your checked luggage doesn't end up with you at your final destination. Here are some things you can do if your bags are lost.

What Does It Mean to Total Your Car and How Does the Insurance Company Make That Decision?
27May

What Does It Mean to Total Your Car and How Does the Insurance Company Make That Decision?

When it comes to crashes, you often hear that a vehicle was declared a total loss by the auto insurance company. Many people believe that a total loss declaration relates to the amount of damage or the severity of the crash. But vehicles can be declared a total loss as a result of both a major collision or even something as insignificant as a minor dent or ding. It's all about the vehicle's value.

Don't Be Afraid to Appeal the Financial Aid Decisions You Receive for Your Higher Education
27May

Don't Be Afraid to Appeal the Financial Aid Decisions You Receive for Your Higher Education

Although college isn't for everyone, the fact remains that college graduates earn more today than high school graduates. Yet the cost of higher education often discourages many people from pursuing it. But many people don't know that the financial aid offer from the school doesn't have to be the final word on the matter. You can use these tips to reevaluate your financial aid decision to save money.

Dozens of Credit Scoring Models in the Credit Industry Each Give a Different Credit Score
26May

Dozens of Credit Scoring Models in the Credit Industry Each Give a Different Credit Score

Most people don't know that there isn't one true credit score. In fact, there are a number of different credit scoring models and they vary from one company to another. So it's important to realize that when you check your credit score, whether from one of the major credit reporting agencies or just from your credit card company, it isn't necessarily the score that's used for your credit decisions.

Check Out These Plants Instead of Expensive Equipment if You Want Better Indoor Air Quality
25May

Check Out These Plants Instead of Expensive Equipment if You Want Better Indoor Air Quality

It's a fact that indoor air quality can very quickly go from good to poor, especially during those times of the year when doors and windows are closed around the clock. Unfortunately, many of us overlook the importance of indoor air quality and its effects on our health and our allergies. Rather than rush out to buy expensive air purifiers, consider some plants that work as natural air purifiers.

High Octane Gasoline Usually Doesn't Result in Better Performance or Increased Fuel Economy
25May

High Octane Gasoline Usually Doesn't Result in Better Performance or Increased Fuel Economy

The car's manual and gas cap both say to use regular unleaded gasoline. But would you get better performance and fuel economy by switching from to mid-grade or premium fuel? If your car runs on regular unleaded gasoline, the only thing you'll notice with a higher grade fuel is that it costs you more to fill up the tank. It's best to stick to the octane rating specified by the vehicle manufacturer.

SCAM ALERT: Distraction Scammers Targeting Unsuspecting Homeowners, Especially the Elderly
25May

SCAM ALERT: Distraction Scammers Targeting Unsuspecting Homeowners, Especially the Elderly

Do you answer the door when strangers come knocking? You're probably pretty cautious and make sure they stay outside. Once you allow them to enter your home, however, clever thieves work quickly and seamlessly to distract you in order to steal your valuables. And while this technique is more frequently used to victimize the elderly, anyone can become a victim. So know how to spot the warning signs.

You Can Still Get Good Money for Your Car if a Dealership Won't Provide a Fair Trade Value
24May

You Can Still Get Good Money for Your Car if a Dealership Won't Provide a Fair Trade Value

It happens to everyone at one point or another. An old car that provided years of reliable driving was pushed to the side of the driveway in favor of the latest model. This often happens when we want a backup vehicle or if the dealership's trade-in offer was far too low. If you have an older car that isn't worth all that much, you still might be able to make good money by donating or recycling it.

Avoid Travel Scams With These Tips When You Make Plans for Your Next Getaway or Quick Trip
24May

Avoid Travel Scams With These Tips When You Make Plans for Your Next Getaway or Quick Trip

The summer travel season is almost here, meaning many families are gearing up to hit the road for the unofficial start of summer. But not much can ruin your great vacation faster than falling for a scam or realizing that you're on the wrong end of a bad deal. Before you find yourself trying to salvage your summer vacation plans, check out these tips about scam prevention and protecting your money.

You're Changing Your Oil Far Too Often if You Still Buy Into the 3,000 Mile Oil Change Myth
13May

You're Changing Your Oil Far Too Often if You Still Buy Into the 3,000 Mile Oil Change Myth

The days of the 3,000 mile oil change are long gone, yet many car owners are still wasting money on oil changes done far too often. Even conventional engine oils last much longer than 3,000 miles, but many people blindly follow the oil change sticker in the corner of the windshield. Oil changes are big money makers for shops, which don't want you to know that you can push your oil changes further.

What Exactly Are Those Mystery Fees and Charges That Appear Each Month on Your Phone Bill?
11May

What Exactly Are Those Mystery Fees and Charges That Appear Each Month on Your Phone Bill?

Whether you have wireless phone service, a landline, or even both, you know that you can expect to get billed for it monthly. But you may not know what each of those fees and charges listed on the bill actually mean. They can add up quickly, so get to know your bill now and make sure you understand what each of those monthly phone bill charges mean beyond spending a few extra dollars each month.

Fuel Injector Cleaner: Believe the Performance Improvement Promises or Steer Clear of It?
11May

Fuel Injector Cleaner: Believe the Performance Improvement Promises or Steer Clear of It?

We've all seen the advertisements on TV, in magazines, and in the automotive section of our local stores for fuel injector cleaner. The advertisements typically promise performance gains and better fuel economy, not to mention a very convincing before and after comparison photo showing how much cleaner your fuel injectors can become. But how much truth is there to all the hype and advertisements?

You May Be Able to Drop Full Coverage Auto Insurance and Have Liability Only to Save Money
10May

You May Be Able to Drop Full Coverage Auto Insurance and Have Liability Only to Save Money

Do you want to save money on car insurance? You can save money by dropping full coverage and having comprehensive or liability coverage only. But changing your insurance without doing your homework is risky. Even if your car isn't worth much, there may be good reasons why you need more coverage. But if you don't need full coverage, check to see how much money you can save by reducing your coverage.

Scam Alert: Con Artists Are Targeting Consumers Going Through Bankruptcy Court Proceedings
10May

Scam Alert: Con Artists Are Targeting Consumers Going Through Bankruptcy Court Proceedings

People going through bankruptcy proceedings are already hard-pressed for money, but that doesn't stop unscrupulous scammers from using them for a quick payday. Unfortunately, scammers are taking advantage of good people who fell on hard times and use fear to steal whatever money they have left. If you or anyone you know is going through bankruptcy proceedings, watch out for these signs of a scam.

You Can Boost Your Cell Phone's Weak Signal For Better Reception And More Reliable Calling
5May

You Can Boost Your Cell Phone's Weak Signal For Better Reception And More Reliable Calling

There are many reasons that signal strength on your cell phone may be poor. It could be a problem with your phone's carrier, the materials used to construct the walls in your home that block the signal, or something as simple as a malfunctioning battery that isn't able to power the antenna. Regardless of the cause, there are ways to boost your cell phone's signal to get more reliable connections.

Keep Your Valuables and Personal Info Safe When Potential Home Buyers Come to Check It Out
5May

Keep Your Valuables and Personal Info Safe When Potential Home Buyers Come to Check It Out

When we sell our homes, we pay so much attention to cleaning the counters and floors, painting the walls, and baking fresh cookies. If you have a good Realtor, you'll know that potential buyers will be checking out everything from counters to inside drawers. So if you are selling your home, it's very important to take a few security precautions to make sure a nosy buyer doesn't get sticky fingers.

SCAM ALERT: Beware of Phone Calls Warning Your Credit and Debit Cards Have Been Cancelled
5May

SCAM ALERT: Beware of Phone Calls Warning Your Credit and Debit Cards Have Been Cancelled

Have you received an automated phone call advising that your credit or debit card has been deactivated or even cancelled? If you, so are not alone. People answer these phone calls every day and mistakenly believe them to be coming from their banks. While it may sound quite alarming at first, it's just a scammer trying to scare you into giving up your sensitive information and your account numbers.

Bleach Tablets Keep Your Toilet Bowl Clean but Usually Cause Costly Damage to Rubber Seals
4May

Bleach Tablets Keep Your Toilet Bowl Clean but Usually Cause Costly Damage to Rubber Seals

Using bleach tablets to clean the toilet may seem like a great way to save some cleaning time, not to mention avoiding the gloves, brush, and cleaner. But you could be doing a lot of damage to your toilet just by dropping that tablet in the water tank. Bleach tablets can slowly cause damage to the rubber seals inside your toilet, causing unexpected water leaks and completely avoidable repair bills.

There Are a Number of Things You Shouldn't Do if You're Trying to Buy a Car With Bad Credit
4May

There Are a Number of Things You Shouldn't Do if You're Trying to Buy a Car With Bad Credit

Unfortunately, it's a fact of life. Not everyone out there has a great credit rating and not everyone has a good credit rating. Even if you have really bad credit, you can still make purchases on credit but for a heavy price. If you are one of the unlucky people with bad credit and you're in the market for a new car, there are some things you should never do or you'll find yourself deep in a hole.

IRS Scam Again Targeting Consumers With Recorded Messages Threatening Arrest Unless You Pay
4May

IRS Scam Again Targeting Consumers With Recorded Messages Threatening Arrest Unless You Pay

The IRS scam is again and targeting unsuspecting people who have fear of being arrested for unpaid taxes. It's just another variation of common scams already making the rounds that threaten arrest in exchange for iTunes gift cards. The goal is to feed on your fears and get you to make hasty payments through means that offer you no possibility of getting your money back. Just hang up on these scams.

Top Tips for Spotting the Red Flags of a Scam and Keeping Your Money and Information Safe
3May

Top Tips for Spotting the Red Flags of a Scam and Keeping Your Money and Information Safe

Scammers are constantly coming up with new ways to fool their victims in an effort to steal money or sensitive personal information. While there are many different ploys and tactics used by these con artists, most scams will typically have one or more things in common. If you are able to recognize some of the red flags of scams, you'll be in a much better position to stop scammers in their tracks.

Follow These Safety Tips in Order to Enjoy Your Backyard to the Fullest Extent This Summer
3May

Follow These Safety Tips in Order to Enjoy Your Backyard to the Fullest Extent This Summer

We are well on the way to the first day of summer. For some people, it means staying indoors and turning on the air conditioning. For most people, however, it means ballgames, family vacations and backyard grilling. If you're planning to use your backyard this summer, take a few moments now to make it as safe as possible so that you and your family can enjoy the warm weather with the least risk.

Some Student Loan Debt Relief Companies Want to Steal Your Money, Not Help You Save Money
30Apr

Some Student Loan Debt Relief Companies Want to Steal Your Money, Not Help You Save Money

If you have continued your education, the odds are pretty good that you have had a student loan at one time or another. Whether you have just signed for your first student loan or if you are trying to pay off several, it can be tempting to jump on any opportunity that promises to wipe away some or all of your student debts. Scammers want you to forget that there is no easy way to wipe out your debt.

Certified Pre-owned Cars Cost More but Can Also Have Costly Problems and a Damage History
30Apr

Certified Pre-owned Cars Cost More but Can Also Have Costly Problems and a Damage History

You'll often see dealer advertisements about certified pre-owned vehicles that go through rigorous multi-point inspections, which can make them seem safer and more reliable than other used vehicles. The hype might not be worth the higher price tag the vehicles carry. You may be surprised to hear that vehicles with extensive repair histories sometimes receive this supposedly prestigious distinction.

There Are Things You Can Do to Prevent Jet Lag From Turning Your Trips Into a Total Drag
30Apr

There Are Things You Can Do to Prevent Jet Lag From Turning Your Trips Into a Total Drag

If you've ever traveled to a different time zone, then you know how hard it can be to overcome the challenges of jet lag. Whether you're too tired to leave your room or starving at a time when it's inconvenient to eat, this temporary malady can make it hard for your body to adjust enough to enjoy your new surroundings. But there are ways that you can minimize the impact of jet lag when you travel.

Dial 811 From Any Phone in North Carolina to Locate Utility Lines Before You Start to Dig
29Apr

Dial 811 From Any Phone in North Carolina to Locate Utility Lines Before You Start to Dig

Are you a homeowner planning on doing some digging? Are you a contractor planning a new project that involves getting into the ground? If you're disturbing the soil and doing more than planting some small flowers, you should be dialing 811 from any phone to have hidden underground utility lines located and marked. If not, you run the risk of causing damage that you may be responsible for repairing.

Don't Fall for Scammers Calling to Warn You of a Problem With Your Social Security Number
29Apr

Don't Fall for Scammers Calling to Warn You of a Problem With Your Social Security Number

Be very careful about answering phone calls from numbers you don't recognize, including 800 numbers. Scammers are using 800 numbers and robocalling victims with recorded messages advising of problems with Social Security numbers and warning of legal consequences. These scammers prey on your curiosity when an 800 number calls, hoping you'll answer thinking it's a legit business or government agency.

Taking Your Furry Friend to the Vet Doesn't Always Mean That You'll End Up in the Dog House
29Apr

Taking Your Furry Friend to the Vet Doesn't Always Mean That You'll End Up in the Dog House

If you have a furry friend, then you know that pets can be just as expensive as they are cute. Your pet's regular expenses, such as food, treats and toys, can often add up quickly. But a surprise medical expense, or even regular medical care, can put you in the dog house if you're not careful! But it is possible to keep your pets healthy and happy while keeping you expenses at the vet to a minimum.

Knowing About the Sneaky Sales Techniques Used by Most Retailers Can Help You Save Money
28Apr

Knowing About the Sneaky Sales Techniques Used by Most Retailers Can Help You Save Money

Have you ever gone to the store with a careful plan to make a purchase for a certain price and leave feeling overcharged, cheated, or even scammed? This has happened to even the most savvy shoppers. Retailers use sneaky tactics to lure you to the store and to get you to spend more money than you expected. But knowing about how they do it can help you keep your hard-earned money in your pocket.

Know What to Do and Not to Do if Your Vehicle Breaks Down and Leaves You Stuck on the Road
28Apr

Know What to Do and Not to Do if Your Vehicle Breaks Down and Leaves You Stuck on the Road

Vehicle breakdowns are an unfortunate fact of life no matter which vehicle you drive. While many breakdowns can be prevented by taking simple precautions and performing preventive maintenance, some are sudden and can't be avoided with even the best planning. Whatever the case, you should know what to do to stay as safe as possible if you are unfortunate and suffer an unexpected vehicle breakdown.

Make Sure Your Bag is Packed Properly Before You Get to the Airport for Your Next Flight
28Apr

Make Sure Your Bag is Packed Properly Before You Get to the Airport for Your Next Flight

Are you packing for an upcoming trip? Do your plans involve air travel? If so, you need to take some time to check each of the items in your bags. Air travelers mistakenly believe that many common items we use on a daily basis are safe to pack. But some items are hazardous materials on a commercial airplane. These items come with specific packing requirements that every air traveler must follow.

College Test Prep Scammers Claiming to Be From the College Board Again Targeting Families
27Apr

College Test Prep Scammers Claiming to Be From the College Board Again Targeting Families

Is there a high school student in your life that will soon be preparing for the college? Scammers are at it again. They're pretending to be from the College Board and target unsuspecting families in order to take advantage of your desire to help that student get admitted to the best schools. You want to do your part to help out, but do you know what to look for in order to spot one of these scams?

10 and 2 Driving Position Can Be Dangerous Due to Advances in Life-Saving Airbag Technology
27Apr

10 and 2 Driving Position Can Be Dangerous Due to Advances in Life-Saving Airbag Technology

The next time you get in your car, forget about what your driving instructor and parents told you way back in the day. Well, don't forget everything you learned about driving. Just forget about the ten and two position for your hands on the steering wheel, which is outdated and could be dangerous. It can sometimes lead to serious injuries in crashes that result in full-speed airbag deployment.

Here's How You Can Avoid Credit Card Fraud and Identity Theft When Traveling Away From Home
27Apr

Here's How You Can Avoid Credit Card Fraud and Identity Theft When Traveling Away From Home

Do you have an upcoming trip? Your identity is your most important asset. So whether you're traveling across the state or around the world, don't forget to take the necessary precautions to protect it. Thousands of people each year become victims of fraud and identity theft while traveling. Not only can it ruin a trip, it can require a lot of work to remedy and cause a lot of stress in the process.

The New Car Smell We Love Can Be Surprisingly Dangerous or Potentially Toxic to Your Health
26Apr

The New Car Smell We Love Can Be Surprisingly Dangerous or Potentially Toxic to Your Health

When it comes to a brand new car, most people comment about the uniquely pleasant smell inside. But a number of studies suggest that the special new car smell, which comes from chemicals used to manufacture the parts, can be causing serious health issues for vehicle occupants. The studies also note widespread complaints of headaches, lung irritations, inability to focus, and a feeling of fatigue.

How to Keep Your Valuables Safe at Home and Abroad When You Leave for Your Next Vacation
26Apr

How to Keep Your Valuables Safe at Home and Abroad When You Leave for Your Next Vacation

When you go away on vacation, you really don't want to be worrying about your valuables. Taking them with you is pretty risky, especially since you're distracted by the new sights and sounds. But leaving them home can have risks, too. Regardless of whether you leave your valuables at home or take them with you, you should always be protecting them from theft when you take a vacation.

An Unstable Internet Connection May Be From Low Ram or a Slow CPU in Your Modem or Router
26Apr

An Unstable Internet Connection May Be From Low Ram or a Slow CPU in Your Modem or Router

Your instinct might be to call your Internet Service Provider (ISP) when you start to notice an unstable Internet connection, but the problem might be on your end. As the world gets more connected, we're getting more smart devices that want to connect to the Internet. If you have a router or modem that can't keep pace with your needs, you might find your connection going down without explanation.

Take a Few Precautions Now to Make Sure Your Luggage Goes Where You Go on Your Next Flight
25Apr

Take a Few Precautions Now to Make Sure Your Luggage Goes Where You Go on Your Next Flight

If you've ever lost luggage when flying, you know how frustrating it can be to get it back. It is particularly irritating because there is almost nothing you can do to find it yourself. Rather than find yourself sitting around after your flight, take a few minutes beforehand to make it less likely that your luggage will get lost and more likely that it will find its way home if it is lost.

Make Sure You Know and Follow the Rules if Santa Left a New Drone Under the Christmas Tree
25Apr

Make Sure You Know and Follow the Rules if Santa Left a New Drone Under the Christmas Tree

Drones have become popular in recent years thanks to their affordability and the cool factor. Whether you are a recreational user who just your first drone or a professional who uses one of these devices in your daily work, it's important to know the registration requirements and safety rules for flying these devices. Improperly flown drones can cause more than simple damage. They can cost lives.

Mesothelioma Info: Here's What You Need to Know About This Deadly Cancer Linked to Asbestos
25Apr

Mesothelioma Info: Here's What You Need to Know About This Deadly Cancer Linked to Asbestos

You may have heard of mesothelioma from a lawyer's ad on television, which likely promised huge financial settlements for victims of this disease. Or you may know of this deadly cancer because a family member was recently diagnosed. If you or someone you know is affected by mesothelioma, you may want to file a claim now in order to secure any rights to financial compensation that you might be owed.

Car Dealership Service Advisors Are Making Money From the Services Being Recommended to You
24Apr

Car Dealership Service Advisors Are Making Money From the Services Being Recommended to You

Car dealerships have a bad reputation for high costs, which often comes from the extra money spent for the expertise of the service techs. It's why many people don't get routine maintenance performed there. But some people trust dealerships and have all service performed there, including recommended services. But did you know the person recommending services get a kickback for the services you buy?

Traveling With Pets Can Be Hectic, but These Tips Can Help Make It More Enjoyable and Safer
24Apr

Traveling With Pets Can Be Hectic, but These Tips Can Help Make It More Enjoyable and Safer

It's always a difficult decision to make. Do we take our pets on a family trip or do we leave them with someone? When traveling with our pets, we have to make a number of sacrifices in order to make sure they can go where we go. But it's a little more difficult than tossing the dog in the car. You have to take into account a number of pet safety considerations when traveling with a furry friend.

When Donating Money, Much of It Might Not Even Reach the Charity You're Choosing to Support
24Apr

When Donating Money, Much of It Might Not Even Reach the Charity You're Choosing to Support

When you are asked to give money to a charitable organization, presuming that it's legitimate and not a scam, do you think twice about donating? You should. There's a chance that not much of your donation makes it to the charity if it's being solicited by a fundraising company. So when someone is raising money for charity, know how much of the money you give is actually making it to the charity.

Lowest Cost Airline Tickets: Tips for Booking the Cheapest Airfare for Your Next Flight
23Apr

Lowest Cost Airline Tickets: Tips for Booking the Cheapest Airfare for Your Next Flight

It's a painful and sobering fact of flying. On your next flight, nearly everyone will have paid a different price for their seats depending upon when and how they booked. Was your ticket one of the cheapest? Even though it may seem daunting, you can also get low cost airline tickets the next time you fly just by taking advantage of the best times to buy, the best times to fly, and these other tips.

Understanding the Value of a Dollar: How Should You Teach Your Children About Saving Money?
23Apr

Understanding the Value of a Dollar: How Should You Teach Your Children About Saving Money?

When parents are trying to save money, they often make it a goal to include the whole family in the effort. This involves teaching children how important it is to save. As simple as it sounds, however, this task is often challenging. Many children, especially young ones, don't understand the concept of paying money for products or services. So how can parents teach them and make it a family affair to save?

Avoid These Smartphone Battery Charging and Battery Protection Myths That Just Waste Time
23Apr

Avoid These Smartphone Battery Charging and Battery Protection Myths That Just Waste Time

It's a scientific certainty. As a smartphone battery gets older, its ability to hold a charge decreases. When this happens, we're looking for the best ways to extend battery life and hold a charge longer without spending money to replace the battery. But there are a bunch of myths going around about saving power with smartphone batteries that do little more than waste your time. Do you know them?

Having Strong Online Passwords is the First Defense for Your Sensitive Personal Information
22Apr

Having Strong Online Passwords is the First Defense for Your Sensitive Personal Information

The biggest mistake people make with an online password is making it far too simple just to be able to remember it. While this used to be acceptable at one time, modern hackers can quickly decode simple passwords for virtually any account. Your life can be turned upside down from only one person gaining access to your personal information, so make it difficult for them by using stronger passwords.

Beware of Newspaper and Magazine Subscription Renewal Offers That Come From Third Parties
22Apr

Beware of Newspaper and Magazine Subscription Renewal Offers That Come From Third Parties

When you get a subscription renewal notice, do you pay it without question or do you do some checking to make sure it's right? If you're like most people, you pay it and forget about it quickly. Everything turns out just fine most of the time. But sometimes the renewal notice you get isn't from the publisher at all. It could be from a third party trying to turn a profit or even steal your money.

The Auto Loan You Finally Choose Can Cause Your Insurance Premiums to Increase Unexpectedly
22Apr

The Auto Loan You Finally Choose Can Cause Your Insurance Premiums to Increase Unexpectedly

Are you buying a new car? We often think about how a vehicle's age and options affects our auto insurance rates. But we never think about how the loan will affect our premiums. Having a loan will certainly mean you will have to maintain some collision coverage. But some loans require much more than that state's minimum insurance coverage limits and could end up costing you much more than expected.

Automotive 101: What Are Some of the Key Things Everyone Should Know About Car Batteries
21Apr

Automotive 101: What Are Some of the Key Things Everyone Should Know About Car Batteries

You've probably stumbled across this article because you suspect a problem with your car's battery. Without it, you would not have power to do anything from starting the engine in subzero temperatures to cruising down the highway on a sunny day. Engines do a lot of work and should get credit for what they do. But without the battery, your engine would just be a several thousand dollar paperweight.

Make Sure You Do Everything Right to Prevent Disasters During Your Next Video Job Interview
21Apr

Make Sure You Do Everything Right to Prevent Disasters During Your Next Video Job Interview

Many employers are finding that video interviews are a valuable tool to conduct interviews with prospective employees. Job seekers like it, too, because they don't have to travel across town, across the country, or even across the world. But you want to make sure you do it right or you can find yourself without the job. If you want the best chances of getting the job, consider these helpful tips.

Checking Tire Pressures Regularly is Important for Saving Money and Being Safe on the Road
21Apr

Checking Tire Pressures Regularly is Important for Saving Money and Being Safe on the Road

How often do you check the air pressure in your vehicle's tires? It's a simple thing that you can do that can have significant impacts. But most of us probably don't think about tire pressure until the tire light turns on. Checking your tires weekly to ensure they are properly inflated saves a lot fuel, reduces wear and tear on the tires, and reduces your risks of a crash caused by tire problems.

Jury Duty Scammers Still Targeting Unsuspecting Victims With Phone Calls Threatening Arrest
20Apr

Jury Duty Scammers Still Targeting Unsuspecting Victims With Phone Calls Threatening Arrest

What would you do if you got a call from a law enforcement officer who said you that you skipped out on your jury duty and that a warrant had been issued for your arrest? It would probably send you into a panic. But that's what scammers are hoping when they pretend to be law enforcement officers and try getting you to pay a 'fine' to avoid arrest. Real law enforcement officers will never do this.

How to Save Money on a New Car While Surviving the Car Dealership Sales Pitches and Tactics
20Apr

How to Save Money on a New Car While Surviving the Car Dealership Sales Pitches and Tactics

Driving away in your new car is exciting, but the process of buying that car can be daunting. Even if you've purchased several cars before, you probably don't know much about the nuances of the car buying process other than the hassle and headaches it sometimes causes. If you take your time, learn the tricks of the trade, and refuse to let the salesperson have control, you can save a lot of money.

Credit Cards Are Convenient, but Cause Unexpected Headaches When Traveling Internationally
19Apr

Credit Cards Are Convenient, but Cause Unexpected Headaches When Traveling Internationally

If you're planning to take a trip outside the country, your credit cards may not be much of a priority. But if you're not careful, you can rack up a lot of unexpected fees and charges, which can tarnish the memories of your trip. Never assume that your credit cards will work the same way abroad as they will at home. So before you use your credit cards outside the country, keep these things in mind.

When Making Home Improvements, What Should You Keep in Mind to Get the Best Resale Value?
19Apr

When Making Home Improvements, What Should You Keep in Mind to Get the Best Resale Value?

When making home improvements, we want to get the biggest bang for our buck. But we also want to make sure that our upgrades will not only increase the home's value but increase it much more than the amount we invest. While every home is different and the amount of financial returns you'll reap will vary, some home improvements typically offer reliably higher returns when it comes to resale value.

Beware of 'Can You Hear Me' Telephone Scams That Are Still Targeting Unsuspecting Consumers
19Apr

Beware of 'Can You Hear Me' Telephone Scams That Are Still Targeting Unsuspecting Consumers

If you get a phone call and the caller asks if you can hear her, what would you say? Most people would answer the question. But these kinds recorded calls are still making the rounds, targeting unsuspecting victims who don't know any better and give an answer. That's all the crooks want so they can later use a recording of your response to authorize unwanted charges on one or more of your accounts.

The Fair Credit Reporting Act Guarantees You Basic Rights and Protections for Your Credit
18Apr

The Fair Credit Reporting Act Guarantees You Basic Rights and Protections for Your Credit

You might already know that you have a right to a free annual credit report from each of the three major credit reporting bureaus. But a federal law, the Fair Credit Reporting Act, gives you additional legal rights and protections. It protects you from the willful or negligent inclusion of inaccurate information in your credit report that can cause you to be denied credit or favorable credit terms.

Certain Allergy Medications Can Seriously Impact Your Ability to Drive or Operate Machinery
18Apr

Certain Allergy Medications Can Seriously Impact Your Ability to Drive or Operate Machinery

Seasonal allergies are once again starting to take off. Before you start taking allergy medications, it's important to know that some of them, even when taken properly, can have unexpected side effects that leave you slow to react or unexpectedly drowsy. These effects can be worsened when combined with other medications or alcohol. So you need to be careful if you plan to drive or operate machinery.

Is a Tankless Water Heater a Good Investment for Your Home or is the Familiar Kind Better?
17Apr

Is a Tankless Water Heater a Good Investment for Your Home or is the Familiar Kind Better?

Is a tankless water heater a good investment? A lot more goes into making the decision to replace your bulky water heater with a slim tankless model than a simple yes or no. Even though it can pay itself quickly, a tankless water heater may not be best for you. Some households, for instance, may have a demand that exceeds the water heater's capabilities.

What Really Happens With the Plane if You Don't Set Your Phone to Airplane Mode When Flying?
17Apr

What Really Happens With the Plane if You Don't Set Your Phone to Airplane Mode When Flying?

What happens if you don't put your cell phone into airplane mode when flying? Most people obey the order to disconnect. Others do not, yet the plane still lands safely. You may have even been guilty of turning off cellular data mistakenly believing that you're in airplane mode. But if planes aren't crashing because of phones, why should you put your phone into airplane mode during your next flight?

Warm Weather is on the Way, So Know How to Check Your Pet for Fleas Before a Problem Starts
16Apr

Warm Weather is on the Way, So Know How to Check Your Pet for Fleas Before a Problem Starts

We all love our furry little friends. When they hurt, we hurt and want to do whatever we can to make them feel better. So, what do we do when our furry little friends are under siege from an army of fleas? We may not even know if our smallest family members have fleas, only noticing them several weeks after the infestation begins. Here's how to recognize fleas and what to do to take back control.

Credit Card Rental Car Insurance Can Pick Up Where Traditional Auto Insurance Coverage Ends
16Apr

Credit Card Rental Car Insurance Can Pick Up Where Traditional Auto Insurance Coverage Ends

Credit cards typically offer some nice perks to get you to sign up, like cash back offers and other rewards. But you might not know that many credit cards offer some form of free rental car insurance as long as you use that particular credit card to pay for the rental. Before you rent your next car, check out the different options from your credit cards to see if you can better protect yourself.

Here's How You Can Spot Hidden Damages and Bad Maintenance on a Used Car Before You Buy It
15Jan

Here's How You Can Spot Hidden Damages and Bad Maintenance on a Used Car Before You Buy It

With the increasing reliability of vehicles today, the used car market is becoming a viable alternative for consumers who want good, quality cars for a less-than-new price. But what should you look for to avoid buying someone else's problem car? Besides checking over your next potential vehicle for mechanical hiccups, you should also be looking closely for any signs of hidden crash or flood damage.

The Better Business Bureau (BBB) Isn't a Government Agency and Can't Force Companies to Act
15Apr

The Better Business Bureau (BBB) Isn't a Government Agency and Can't Force Companies to Act

If you tell your friends that you're having a problem with a company, someone is bound to tell you to contact the Better Business Bureau (BBB) for help. But can the BBB really help you? Many people are confused about why the BBB actually does. The BBB is primarily a business membership organization, not a government agency. But the BBB can prove a good source of useful information about companies.

Tips for the Safe Purchase, Preparation, and Consumption of Fresh Produce to Prevent Illness
13Apr

Tips for the Safe Purchase, Preparation, and Consumption of Fresh Produce to Prevent Illness

Fresh produce is often grown in uncontrolled environments, so there's always a risk of contamination. Fruits and vegetables can come into contact with harmful bacteria in the soil and irrigation water. They can also be tainted during harvesting, storage, transport, or while on display. Since contaminated produce can lead to foodborne illnesses, follow these tips to protect yourself and your family.

Basic Economy Airfare: Here Are Some Things You Should Know Before Booking Your Next Flight
13Apr

Basic Economy Airfare: Here Are Some Things You Should Know Before Booking Your Next Flight

Who doesn't want to save a little bit of money? But don't be so quick to snag that discount airfare the next time you are booking a flight. You might find yourself spending more money then you intended to spend. Many airlines have embraced basic economy fares to provide flyers with cheaper tickets. But a basic economy ticket has a lot of drawbacks and catches, which could leave you spending more.

What You Need to Know About North Carolina Lemon Law if You Are Having Repeat Car Problems
9Apr

What You Need to Know About North Carolina Lemon Law if You Are Having Repeat Car Problems

North Carolina Lemon Law gives the first owner of a brand new vehicle purchased or leased in North Carolina weighing less than 10,000 pounds certain legal rights when there are serious defects or defects that can't be fixed. The manufacturer may replace the vehicle or give a refund minus usage if the vehicle qualifies during the first two years of ownership, or 24,000 miles, whichever comes first.

Keeping a Copy of Everything in Your Wallet Can Help You Recover if It Gets Lost or Stolen
9Apr

Keeping a Copy of Everything in Your Wallet Can Help You Recover if It Gets Lost or Stolen

Have you ever lost a credit card only to realize that you didn't know how to reach the bank to get a new one? If you lose your wallet, you might not know who to contact, which can be a problem if you're traveling. But there's something simple you can do to ensure that you can contact your financial institutions quickly in the event of a lost or stolen wallet, especially if you have a lot of cards.

It's Relatively Simple to Get a Six Month Extension to File Your Federal Income Tax Return
8Apr

It's Relatively Simple to Get a Six Month Extension to File Your Federal Income Tax Return

Needing more time to prepare and file your federal income taxes is more common than you may think. If you need more time from the Internal Revenue Service (IRS) before the tax deadline, you can get an extension. Requesting an extension doesn't trigger an audit and typically takes only a few minutes. It doesn't give you more time to pay, but it gives you some extra time to get everything in order.

Most Human Medications, Including Common Pain Relievers, Are Dangerous or Deadly for Pets
8Apr

Most Human Medications, Including Common Pain Relievers, Are Dangerous or Deadly for Pets

It's torture watching our pets deal with pain and we will do anything to give relief as soon as possible. While it may be tempting to use people medications on our pets, it could be dangerous or even deadly. Pets react quite differently than people to many things, from food to medications. So it's important to know what's harmful to our pets and to see a veterinarian when they're sick or in pain.

Even Though Extended Auto Warranties Can Cost and Promise a Lot, You Probably Wont Use One
7Apr

Even Though Extended Auto Warranties Can Cost and Promise a Lot, You Probably Wont Use One

Do you really need an extended warranty for your car? Ten years ago, the answer was much easier. You probably didn't need an extended warranty unless you were getting a vehicle that frequently had a lot of problems or was the first model year. Today, the answer is not as simple since vehicles have made big leaps in reliability but also have a host of new gadgets that can cost serious money to fix.

Avoid Balance Transfer Credit Card Traps That Can Increase Your Total Debt, Not Reduce It
7Apr

Avoid Balance Transfer Credit Card Traps That Can Increase Your Total Debt, Not Reduce It

When trying to get out of credit card debt, many people want to transfer their card balances to one or more balance transfer cards, which often have a zero percent promotional interest rate. When used correctly, these cards can be a great way to help you get out of debt faster. But if you're not careful, balance transfer cards can put you further in the hole with a lot of unexpected fees and terms.

Behind on Your Auto Loan: Tips to Get You Back on the Road to On-Time Payments Once Again
6Apr

Behind on Your Auto Loan: Tips to Get You Back on the Road to On-Time Payments Once Again

Ensuring that you pay your bills on time is essential to maintaining or improving your financial situation. Late payments will show up on your credit report, hurt your credit scores, and limit your ability to get other credit. So what should you do if you're one of about 7 million people who fall 90 days or more behind on your car payments? There are things you should do when calling your lender.

A Gas Water Heater or Other Appliances May Be at Risk of a Sudden and Deadly Flashback Fire
6Apr

A Gas Water Heater or Other Appliances May Be at Risk of a Sudden and Deadly Flashback Fire

Is your home's gas-fueled water heater really safe? In all likelihood, there's probably nothing wrong with it. But there is a hidden danger in all gas water heaters, or any gas-fueled appliance with a pilot light, that most people don't know about until it's too late. What is this hidden danger? These devices all have pilot lights, which can ignite certain vapors, producing sudden flashback fires.

Title Loans May Give You Quick Money but Cost Thousands of Times More in Interest Charges
5Apr

Title Loans May Give You Quick Money but Cost Thousands of Times More in Interest Charges

Are you strapped for cash? You aren't alone. Many people these days could use extra money for bills. To target people who need quick money, some lenders advertise short-term loans, called title loans, that use the collateral of your car. It's similar to a home equity loan, only a title loan can be much riskier and cost you a lot more money in interest charges. It can even cost you the car itself.

Don't Let Tax Time Be the Perfect Time for Scammers to Steal Your Identity and Tax Refund
5Apr

Don't Let Tax Time Be the Perfect Time for Scammers to Steal Your Identity and Tax Refund

It's that time again. Tax documents are pouring in from banks and employers while we're all collecting receipts and trying to get an idea of how much money we will owe the Internal Revenue Service (IRS). But just because we're at the beginning of the year, it doesn't mean we shouldn't be watching for scams, especially those requesting last-minute deposit changes for tax refunds or account updates.

Reusable Grocery Bags Are Great for the Environment but Can Make You Sick if Contaminated
4Apr

Reusable Grocery Bags Are Great for the Environment but Can Make You Sick if Contaminated

If you're like many grocery shoppers, you use reusable grocery bags to lessen your impact on the environment. Taking advantage of these heavy duty bags makes it easier to move your groceries from cart to car and then into your home. But there's a hidden danger many people don't know about when it comes to these bags. Depending upon what you carry in them, you might be putting your health at risk.

Yellow Pages Business Directory Invoice Scam Still Continues to Claim Unsuspecting Victims
4Apr

Yellow Pages Business Directory Invoice Scam Still Continues to Claim Unsuspecting Victims

Businesses of all sizes should be on alert for fake invoices for supposed listings in the Yellow Pages or other business directories, which are once again increasing in frequency. While it can be very easy to fall for this particular scam, it can also be easy to spot if you know what to do. Knowing what this scam is all about before you fall victim and lose your hard-earned money is your the first step.

Honda Recalls Large Number of Honda and Acura Vehicles for Potential Problem With Fuel Pump
2Apr

Honda Recalls Large Number of Honda and Acura Vehicles for Potential Problem With Fuel Pump

Honda is recalling more than 600,000 Acura and Honda branded vehicles from the 2018-2020 model years due to a manufacturing problem with the fuel pump. The low-pressure fuel pump inside the fuel tank containing impellers produced during specific periods may fail. Honda has received 583 warranty claims and 166 field reports relating to this condition, but received no reports of injuries or crashes.

Cheaper Auto Insurance Quotes Don't Always Translate Into Below Average Insurance Coverage
2Apr

Cheaper Auto Insurance Quotes Don't Always Translate Into Below Average Insurance Coverage

Getting a cheap auto insurance quote feels great. Who doesn't like to save money, after all? There are ways to get the cheapest auto insurance quotes possible while still maintaining good insurance coverage. So whether you are looking for a cheaper full coverage policy or trying to go from full coverage to liability only, make sure you are taking advantage of every discount and money-saving trick.

Class Action Lawsuits Seem Good but Have a Lot of Drawbacks That Don't Make Them Very Ideal
1Apr

Class Action Lawsuits Seem Good but Have a Lot of Drawbacks That Don't Make Them Very Ideal

We're sure you've heard people talking about how much a class action lawsuit is needed for a particular legal problem. But most people really don't know anything about class action lawsuits, let alone the potential drawbacks they can bring. While class action lawsuits can do good by (eventually) punishing a company for doing wrongs, it's usually the lawyers, not the consumers, who get a fat check.

What Will Really Happen if You Don't Pay or Forget About Your Federal Income Taxes in 2021?
31Mar

What Will Really Happen if You Don't Pay or Forget About Your Federal Income Taxes in 2021?

The thought crosses our minds every year around tax time and again when we start writing that check to the federal government. What would happen if I didn't pay my federal income taxes? We never really find out, though, since we always end up paying them. But what would really happen if we didn't pay up to the federal government? What are the potential consequences if we don't pay or forget to pay?

Remain Alert for Tax Scams That Target Victims All Year, Not Just During Tax Filing Season
31Mar

Remain Alert for Tax Scams That Target Victims All Year, Not Just During Tax Filing Season

Most people think that they don't have to watch out for scammers once they submit their income tax returns to the government. But scammers never take a vacation and work overtime to cheat you, taking hundreds or even thousands of dollars. So whether it's April or the middle of summer, stay alert for income tax scammers trying to trick you into handing over money or sensitive personal information.

Spring Allergy Season is Here, So Taking Action Now Will Help Avoid Misery All Season Long
30Mar

Spring Allergy Season is Here, So Taking Action Now Will Help Avoid Misery All Season Long

Warmer temperatures are starting to stick around. But don't rejoice just yet since it's also the time of year when you can write your name in yellow pollen everywhere. If you're one of those unfortunate people who suffer from seasonal allergies, you're probably already barricading the doors and windows for the oncoming siege. But there are things you can do to treat and prevent seasonal allergies.

Neti Pots Can Bring Relief but Also Nasty Sinus Infections if Not Used or Cleaned Properly
29Mar

Neti Pots Can Bring Relief but Also Nasty Sinus Infections if Not Used or Cleaned Properly

Whether it's the dry winter air that irritates your sinuses or the seasonal allergies that wreak havoc on your breathing, nasal irrigation can bring you some soothing relief. Among the popular devices on the market is the neti pot, which looks like a small tea pot and allows water to flow through your sinuses, rinsing them. But these devices, when not used properly, can cause some nasty infections.

Scammers Still Targeting Unsuspecting Consumers With Fake Missed Package Delivery Notices
26Mar

Scammers Still Targeting Unsuspecting Consumers With Fake Missed Package Delivery Notices

If you find a notice in your mailbox or on your front door saying you missed a delivery, would you think twice? If you're like most people, you'll call the number on the notice. But that could be a costly mistake. Scammers use these fake notices to steal your money and personal information or to get you to purchase things you don't want, such as recurring subscriptions for future product deliveries.

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